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3 things to consider about this loan:
From 6.95% (fixed)
Interest Rate (p.a.)
7.78%
Comparison Rate (p.a.)
$5,000
Min Loan Amount
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Product Name | Wisr Personal Loan |
---|---|
Interest Rate (p.a.) | From 6.95% (fixed) |
Comparison Rate (p.a.) | 7.78% |
Interest Rate Type | Fixed |
Min Loan Amount | $5,000 |
Max. Loan Amount | $64,000 |
Loan Security | Unsecured |
This personal loan from Wisr comes with fixed personalised interest rates. With a fixed rate loan, your interest payments remain consistent throughout the term of the loan. With personalised rates, you get a rate that’s tailored to your credit score. Applicants with good credit get lower rates, and applicants with negative credit behaviour get higher rates. You can use the loan funds for any worthwhile purpose, including debt consolidation, legal fees, gap finance, tax debts, the purchase of a car or other personal expenses.
The costs associated with this loan include:
No monthly or annual administration fees are charged. Your comparison rate, which includes fees and interest charges, will range from 7.78% p.a. to 18.37% p.a.
Pros
Cons
To be eligible for this loan, you must:
You can apply for the loan by clicking the “Go to site” button on this page or through the Wisr website. You will need to provide 2 forms of ID (such as your driver’s licence, passport or Medicare card). You will also have to provide bank statements for the last 90 days and payslips. Keeping your documents on hand can help speed up the process.