Peugeot Finance

Looking to buy a Peugeot? Discover available purchasing options with our finance guide.

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Peugeot is Australia's best-selling French car brand. Looking through the history of Peugeot, you’ll see many automotive innovations and a track record of motorsport success. Right now the company is offering a seven-year warranty and seven years of free roadside assistance on all 2017 models.

The company makes a wide range of vehicles, from the compact 208 hatch to the new 5008 SUV. Prices start at $25,578 drive-away for the Active trim 208 to $59,490 for a 5008 GT automatic.

Peugeot operates 35 dealerships nationwide.

Peugeot financing options

Here’s a breakdown of the purchasing options through Peugeot’s dealer financing. These include consumer loans, commercial hire purchases, chattel mortgages, leasing or novated leasing.

  • Personal loan. Peugeot says their consumer personal loans are simple and quick to organise. They are available on new and used Peugeots. Though intended for personal use, commercial and business drivers might be able to claim some tax deductions in ratio to the business usage.
  • Commercial hire purchase. Peugeot’s commercial hire purchase (CHP) allows flexible repayments. Other benefits include possible tax deductions for business users covering interest rates and depreciation. CHP is available on new and used Peugeots.
  • Chattel mortgage. If you have an Australian Business Number (ABN), Peugeot offers a chattel mortgage. The lender forwards funds to the customer, who takes ownership of the car. The vehicle is then used as security for the mortgage and is a registered interest of the bank until the contract is settled. Chattel mortgages may bring cash-flow benefits for businesses and ABN holders can reclaim part or all of the GST on the vehicle purchase price.
  • Lease. Leasing is another tax-effective option for buyers. Benefits include no large capital outlays and flexible lease terms. With adjustable final lump sum payments, business owners can better manage their cash flow.
  • Novated leasing. Employees might consider purchasing via a novated lease, a three-way agreement between your employer, a financing company and yourself. Novated leases can reduce the amount of tax you pay, as the vehicle payments are deducted from your pre-tax earnings. Think of it as a salary sacrifice: you get a brand new vehicle of your choice but receive a reduced salary as a result. Some novated lease deals even include insurance, registration, fuel, maintenance and breakdown assistance costs.

Additional purchasing options

  • Unsecured personal loans. Unsecured loans allow you to use the money for anything you want, including the whole or part of a vehicle’s purchase price. No property or collateral is offered against the loan.
  • Secured car loan. If you’re willing to use your car as security against your loan, you could benefit from lower interests rates of 5%-12% per year. Lenders offer secured loans on both new and used cars.

Peugeot loan example

How much will a Peugeot loan cost?

Obviously, the final price you pay for a loan, as well as the monthly fee, will depend on which model you buy. A 2018 Peugeot 208 Active with an 1.2-litre, 81kW turbocharged engine retails for $25,578, including $1,995 dealer delivery, $873 registration costs and $720 stamp duties. Over five years, a secured car loan could cost $502.80 per month including a $150 application fee.

On a top-of-the-range 5008 GT SUV the total cost is $59,940 inclusive of a $1,990 dealer delivery charge, $1,085 rego and $1,925 stamp duty. A secured car loan over five years for the premium SUV would start at $1,165.53 per month with a fixed interest rate of 6.45%.

Peugeot prices quoted are for postcode 2000 and accurate as of 30/04/2018.

Use our car loan repayment calculator to see a breakdown of the costs involved including the total amount you’re paying on top of the car’s retail price in interest and fees.

Car running costs

Don’t forget to factor in running costs such as fuel, insurance and maintenance. Compare car insurance deals to get the best possible policy for your Peugeot.

Which car financing option is best?

If you’re unsure of which financing path to go down, consider the following four key factors:

  • Interest rates. What interest rate is applied to the finance deal? This is the primary area where lenders make their money, so look around for the lowest possible rate.
  • Flexibility. Can you adjust the monthly repayment amount to suit your earnings or cash flow? Can you pay weekly or fortnightly or is a monthly payment the only option?
  • Fees. Don’t get stung by extra or hidden costs. Ask if there are any application fees or additional monthly charges, and find out about early repayment fees. Do your research ahead of time to avoid any surprises.
  • Balloon payments. If you’re comfortable with shelling out a large lump sum at the end of the loan, you could reduce the total monthly repayment amount with this option. However, this sum might be sizeable, think $5,000 plus.

Compare Secured Car Loans you can use to buy a Peugeot

$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Monthly Repayment View Details CTA
IMB New Car Loan
4.88%
(fixed)
5.23%
You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
Wisr Secured Car Loan
From
4.74%
(fixed)
5.01%
You'll receive a personalised interest rate from 4.74% p.a. to 16.01% p.a. based on your risk profile
A flexible car loan from $5,000 - $63,000 with personalised rates and rewards for strong credit customers.

⭐Special Offer: Wisr's standard establishment fee $605 will be reduced to $195 for applications submitted through Finder. T&Cs apply.
You'll receive a personalised interest rate from 4.74% p.a. to 16.01% p.a. based on your risk profile
A flexible car loan from $5,000 - $63,000 with personalised rates and rewards for strong credit customers.

⭐Special Offer: Wisr's standard establishment fee $605 will be reduced to $195 for applications submitted through Finder. T&Cs apply.
Credit Concierge Car Loan
From
3.69%
(fixed)
4.23%
You'll receive a fixed rate of 3.69% p.a. with a comparison rate of 4.23% p.a.
Get access to over 20 providers to fund a new or used car.
You'll receive a fixed rate of 3.69% p.a. with a comparison rate of 4.23% p.a.
Get access to over 20 providers to fund a new or used car.
Plenti Car Loan
From
4.89%
(fixed)
5.44%
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
loans.com.au - New and Dealer Used Car Loan
3.99%
(fixed)
4.53%
You'll receive a fixed rate of 3.99% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Special offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. Terms and conditions apply.
You'll receive a fixed rate of 3.99% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Special offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. Terms and conditions apply.
Stratton Finance New Car Loan
From
3.69%
(fixed)
5.27%
You'll receive a fixed rate from 3.69% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
You'll receive a fixed rate from 3.69% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
NRMA New Car Loan
From
4.99%
(fixed)
5.69%
You'll receive a fixed rate from 4.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
You'll receive a fixed rate from 4.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
Great Southern Bank Fixed Rate Car Loan
6.79%
(fixed)
7.16%
You'll receive a fixed rate of 6.79% p.a.
A secured loan with a high maximum borrowing amount up to $100,000. Redraw facility and no monthly fees.
You'll receive a fixed rate of 6.79% p.a.
A secured loan with a high maximum borrowing amount up to $100,000. Redraw facility and no monthly fees.
NAB Personal Loan Unsecured Fixed
From
6.99%
(fixed)
7.91%
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
Symple Loans Personal Loan
From
5.75%
(variable)
6.47%
You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
SocietyOne Car Loan
From
5.95%
(fixed)
5.95%
You'll receive a fixed rate between 5.95% p.a. and 17.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
You'll receive a fixed rate between 5.95% p.a. and 17.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
Driva Car Loan
From
2.85%
(fixed)
4.39%
You'll receive a fixed rate from 2.85% p.a.
Borrow up to $250,000 with loan terms from 1 to 7 years. Get access to a range of lenders.
You'll receive a fixed rate from 2.85% p.a.
Borrow up to $250,000 with loan terms from 1 to 7 years. Get access to a range of lenders.
OurMoneyMarket Car Loan
From
5.35%
(fixed)
5.65%
You'll receive a fixed interest rate from 5.35% p.a. to 14.99% p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 7 years.
You'll receive a fixed interest rate from 5.35% p.a. to 14.99% p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 7 years.
NRMA Used Car Loan
From
6.24%
(fixed)
6.94%
You'll receive a fixed rate from 6.24% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
You'll receive a fixed rate from 6.24% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
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Compare up to 4 providers

Compare car insurance side-by-side and get quotes

Name Product Roadside Assistance Accidental Damage Storm Choice of Repairer Agreed or Market Value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Awarded the 2021 Finder Award for Car Insurance - Value in QLD, SA, TAS, VIC, WA and Car Insurance - Features in NSW, VIC, WA, this policy offers solid coverage at a low cost. Budget Direct's claims service has received a 4.2/5 based on nearly 5,000 customer reviews.

⭐ Current offer: Get 15% discount on first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: People who want a comprehensive policy without breaking the bank.
Virgin Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Finalists for the 2021 Finder Awards for Best Car Insurance - Value in VIC, QLD, SA, WA and TAS, Virgin Comprehensive provides a good level of cover for a decent price.

⭐ Current offer: Get 15% off on your first year’s premium when you purchase a new eligible comprehensive car insurance online. T&Cs apply.

Who it might be good for: People who'd like to manage their policy online 24/7.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You'll be able to choose how comprehensive you want your cover to be with optional extras like choice of repairer and the option of agreed or market value.

⭐ Current offer: Earn Qantas Points for joining and paying your premium. Sign up today and earn up to 20,000 Qantas Points (points awarded will be based on your premium). T&Cs and eligibility apply.

Who it might be good for: People who'd like to earn Qantas Points.
Bingle Comprehensive
Market
Finder's summary:Bingle consistently comes up as one of the cheaper insurers out there. It only covers the basics. You don't get to choose your own repairer, you're not covered for personal items in the car and unless you add it as an option, you won't get a hire car if your car is stolen. But this keeps its premiums low.

Who it might be good for: Someone who wants a low-cost option that covers them for the basics.
QBE Comprehensive
Green Company
QBE Comprehensive
Optional
Agreed or Market
Finder's summary: QBE is a sustainable insurance company and also Finder's Green Insurer of the Year 2021 award winner. This policy offers the highest level of protection available from QBE including three-year new car replacement.

⭐ Current offer: Save $75 when you purchase a new comprehensive policy online. T&Cs apply.

Who it might be good for: Those that are looking for a more environmentally friendly insurance choice.
ahm Comprehensive
Optional
Both
Finder’s summary: ahm comprehensive car insurance lets you choose higher excess to reduce your premiums. Its Fixed Kilometre Plan can save you up to 30% compared to its standard comprehensive cover.

⭐ Current offer: Get up to 15% off when you purchase a new car insurance policy. T&Cs apply.

Who it might be good for: People who drive less than 15,000 km per year.
Australia Post Comprehensive
Optional
Agreed or Market
Finder's summary: Australia Post car insurance offers comprehensive cover for things like theft, fire, new for old replacement and emergency accommodation and transport. Cover also extends to anyone who uses your car, not just you.

⭐ Current offer: Get $75 off your first year’s premium when you buy online. T&Cs apply.

Who it might be good for: If multiple people use the one car and you don’t want to worry about listing all drivers.
Huddle Black Comprehensive
Agreed or Market
Finder's summary: Huddle's black comprehensive is its cover with highest limits and exclusive benefits. It includes roadside assistance. You can also get up to $2,000 for emergency travel and accommodation and up to $30 million legal liability cover.

Who it might be good for: Someone who wants a 24/7 claims processing.
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Compare up to 4 providers

Commonly asked questions about Peugeot financing

Which loan provider should I choose?

This is a personal decision and we can’t tell you which way to go. You should pick the best possible option that suits your lifestyle, circumstances and financial situation.

Should I buy a new or used Peugeot?

New or used Peugeots both offer benefits and downsides. Buying new gives you the security of a lengthy manufacturer warranty and fewer worries about reliability. But new cars can depreciate in value quickly.

Purchasing a second-hand Peugeot, even just a year old, may avoid this and pass a substantial saving on to you. Buying the right car is essential: if you find a low-mileage model, for example, then you’ll usually have an almost-new car for significantly less money.

Which Peugeot model is best?

Again, this depends on your circumstances and driving needs. If you live in a city or metropolitan area you’ll appreciate the 208 or 308’s small footprint, ease of parking and peppy lower-capacity engines.

Families will enjoy the roomy and practical SUV models, as will those living in rural areas with lots of unpaved roads.

People who drive for a living, covering vast distances, will benefit from the added comfort and fuel efficiency of the 508 sedan or stationwagon.
Pictures: Shutterstock
Prices & rates accurate as at time of publishing: 30/04/2018.

More guides on Finder

Car Loan Offers

Important Information*
Logo for IMB New Car Loan
IMB New Car Loan

You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Logo for Beyond Bank Low Rate Car Loan "Special Offer"
Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 4.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Logo for RACV New Car Loans
RACV New Car Loans

You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.

Logo for NRMA New Car Loan
NRMA New Car Loan

You'll receive a fixed rate of 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

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