Looking to drive away in a Peugeot? As Australia's top-selling French car brand, Peugeot blends style, innovation and a motorsport legacy that's hard to beat.
Peugeot currently offers a 5-year unlimited-kilometre warranty on new passenger vehicles and 5 years of roadside assistance, though some special editions in the past have stretched this to 7 years.
With 35 dealerships across Australia, finding a Peugeot near you is easier than ever.
Key takeaways
Financing a Peugeot through a secured car loan typically offers lower interest rates around 5-8% per year but requires the car as security for the lender
Options like novated leasing or chattel mortgages can provide tax benefits for business buyers or employees while spreading payments over several years
Total loan costs can add thousands in interest and fees over the term so always compare lenders and check for hidden charges before signing up
Peugeot Models and Pricing for 2025
Peugeot's 2025 lineup caters to all kinds of drivers, from city commuters to families tackling the outback. Here's a snapshot of key models and starting prices (indicative drive-away, based on postcode 2000 as of March 2025):
Peugeot 208 Allure: A zippy compact hatch starting around $32,000. Perfect for urban life with its small footprint and efficient engines.
Peugeot 3008 GT Hybrid: A sleek midsize SUV with hybrid power, kicking off at about $65,000. Great for families or longer drives.
Peugeot 5008 GT: The premium seven-seater SUV, starting near $75,000. Spacious and packed with tech for those needing extra room.
Prices include dealer delivery, registration and stamp duty but can vary by state and trim. Check with your local dealership for exact figures and any 2025 offers.
Peugeot Financing Options
Peugeot offers a range of finance solutions through its dealerships, tailored for personal and business buyers. Here's what's on the table:
Personal Loan: Quick and simple through Peugeot Financial Services. Available for new and used cars, with fixed rates for predictable repayments. Business users might snag tax deductions based on usage.
Commercial Hire Purchase (CHP): Flexible terms for business buyers. You could claim tax benefits on interest and depreciation and it's open for new or used Peugeots.
Chattel Mortgage: For ABN holders, this lets you own the car upfront while using it as loan security. You might reclaim GST on the purchase price, plus enjoy cash-flow perks.
Leasing: A tax-effective choice with no big upfront costs. Adjustable final payments help businesses manage budgets.
Novated Leasing: A three-way deal between you, your employer and the lender. Payments come from your pre-tax salary, potentially cutting your tax bill. Some deals bundle extras like fuel and maintenance.
Additional purchasing options
Unsecured personal loans. Unsecured loans allow you to use the money for anything you want, including the whole or part of a vehicle’s purchase price. No property or collateral is offered against the loan.
Secured car loan. If you’re willing to use your car as security against your loan, you could benefit from lower interests rates of 5-12% per year. Lenders offer secured loans on both new and used cars.
Example: How much will a Peugeot loan cost?
Loan costs depend on the model and finance terms. Let's break it down for two 2025 models using a 5-year secured car loan with a fixed interest rate of 6.2% p.a. and a $250 application fee. We've included all costs like dealer delivery, registration and stamp duty in the vehicle prices for simplicity.
Peugeot 208 Allure ($32,500 drive-away): Borrow $32,500 at 6.2% p.a. over 5 years with a $250 application fee. Monthly repayments would be $631.83. Over the term, you'd pay $4,899.80 in interest, making the total cost $37,649.80 (excluding other fees like monthly account charges, which some lenders might apply at $5-$10 per month).
Peugeot 5008 GT ($75,000 drive-away): Borrow $75,000 at 6.2% p.a. over 5 years with a $250 application fee. Monthly repayments would be $1,458.07. Over the term, you'd pay $11,304.20 in interest, bringing the total cost to $87,554.20 (again, excluding potential small monthly fees).
These figures assume no balloon payments or early repayment. Use our car loan repayment calculator to see a breakdown of the costs involved including the total amount you’re paying on top of the car’s retail price in interest and fees.
* This is a fictional, but realistic, example.
Car running costs
Don’t forget to factor in running costs such as fuel, insurance and maintenance. Compare car insurance deals to get the best possible policy for your Peugeot.
Which Finance Option Suits You?
Picking the right finance depends on your needs. Weigh these factors:
Interest Rates: Shop around for the lowest rate, as it drives the loan's cost.
Flexibility: Look for adjustable repayments or options to pay weekly/fortnightly if that suits your cash flow.
Fees: Check for application fees, monthly charges, or early repayment penalties.
Balloon Payments: A lump sum at the end can lower monthly costs but might hit hard later, think $5,000 or more.
Compare secured car loans you can use to buy a Peugeot
We currently don't have that product, but here are others to consider:
How we picked these
Commonly asked questions about Peugeot financing
Which loan provider should I choose?
This is a personal decision and we can’t tell you which way to go. You should pick the best possible option that suits your lifestyle, circumstances and financial situation.
Should I buy a new or used Peugeot?
New or used Peugeots both offer benefits and downsides. Buying new gives you the security of a lengthy manufacturer warranty and fewer worries about reliability. But new cars can depreciate in value quickly.
Purchasing a second-hand Peugeot, even just a year old, may avoid this and pass a substantial saving on to you. Buying the right car is essential: If you find a low-mileage model, for example, then you’ll usually have an almost-new car for significantly less money.
Which Peugeot model is best?
Again, this depends on your circumstances and driving needs. If you live in a city or metropolitan area you’ll appreciate the 208 or 308’s small footprint, ease of parking and peppy lower-capacity engines.
Families will enjoy the roomy and practical SUV models, as will those living in rural areas with lots of unsealed roads.
People who drive for a living, covering vast distances, will benefit from the added comfort and fuel efficiency of the 508 sedan or station wagon.
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To make sure you get accurate and helpful information, this guide has been edited by Joelle Grubb as part of our fact-checking process.
Ben Gribbin was an automotive writer at Finder. He is a life-long car enthusiast, bringing many years of experience working with and writing about cars. During his time, Ben has been a freelance writer, editor and reviewer for a number of leading publications across the UK. He was voted the Guild of Motoring Writers Breakthrough Blogger in 2015. See full bio
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