ME Personal Loans

ME is an Australian-owned bank established by industry super funds to offer a banking alternative. It offers a wide range of banking products and services, including savings accounts, home loans and credit cards. ME also offers a personal loan that you can use to buy a car, pay for home renovations or go on holiday. The interest rate for this loan is fixed and starts at 10.98% p.a. There is no monthly account keeping fee, but loan feature an establishment fee of $250. You can make extra repayments and pay off your loan early without penalty.

ME personal loan comparison

• Compare ME Personal Loans
• How do ME Personal Loans compare?

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Name	Interest Rate (p.a.)	Comp. Rate (p.a.)	Application Fee	Monthly Fee	Monthly Repayment
ME Personal Loan Fixed1 - 7 Years $5,000 - $50,000	Interest Rate (p.a.) 10.98%	Comp. Rate (p.a.) 11.35%	Application Fee $250	Monthly Fee $0	Monthly Repayment $990.06	More Info Compare

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Name	Interest Rate (p.a.)	Comp. Rate (p.a.)	Application Fee	Monthly Fee	Monthly Repayment
Harmoney Unsecured Personal Loan Finder award winnerFixed3 - 7 Years $2,000 - $70,000	Interest Rate (p.a.) 5.76% to 24.03%	Comp. Rate (p.a.) 6.55% to 24.98%	Application Fee $275 - $575	Monthly Fee $0	Monthly Repayment $926.83	Go to siteMore Info Compare
NAB Personal Loan Unsecured Fixed Fixed1 - 7 Years $5,000 - $55,000	Interest Rate (p.a.) 6.99% to 20.49%	Comp. Rate (p.a.) 8.05% to 21.49%	Application Fee $250	Monthly Fee $10	Monthly Repayment $943.89	Go to siteMore Info Compare
NOW Finance No Fee Unsecured Personal Loan Finder award winnerFixed18 Months - 7 Years $5,000 - $50,000	Interest Rate (p.a.) 6.75% to 26.95%	Comp. Rate (p.a.) 6.75% to 26.95%	Application Fee $0	Monthly Fee $0	Monthly Repayment $922.89	Go to siteMore Info Compare
OurMoneyMarket Personal Loan Finder award winnerFixed1 - 7 Years $2,001 - $75,000	Interest Rate (p.a.) 6.57% to 18.99%	Comp. Rate (p.a.) 7.19% to 21.78%	Application Fee 1.50% - 6% min. $250	Monthly Fee $0	Monthly Repayment $934.23	Go to siteMore Info Compare
Latitude Variable Rate Personal Loan Variable2 - 7 Years $5,000 - $70,000	Interest Rate (p.a.) 9.49% to 29.99%	Comp. Rate (p.a.) 10.37% to 30.69%	Application Fee $0	Monthly Fee $13	Monthly Repayment $973.85	Go to siteMore Info Compare	Special Finder offer: $395 establishment fee waived for approved personal loan applications submitted through Finder. Latitude may withdraw offer at any time. T&Cs apply.
Pepper Money No Fee Unsecured Personal Loan Finder award winnerFixed18 Months - 7 Years $5,000 - $50,000	Interest Rate (p.a.) 6.75% to 26.95%	Comp. Rate (p.a.) 6.75% to 26.95%	Application Fee $0	Monthly Fee $0	Monthly Repayment $922.89	Go to siteMore Info Compare
ANZ Fixed Rate Personal Loan Fixed1 - 7 Years $5,000 - $50,000	Interest Rate (p.a.) 7.49% to 19.99%	Comp. Rate (p.a.) 8.18% to 20.58%	Application Fee $150	Monthly Fee $10	Monthly Repayment $947.71	More Info Compare	Special Offer: For a limited time, eligible borrowers of an ANZ Personal Loan can get a cashback of $500. This applies to both new loans and loan increases of $10k. Offer ends 15 August 2024. There is a limit of one cashback per loan per customer within an 18 months period. Cashback will be paid within 120 days of drawdown. Eligibility, ANZ’s credit assessment criteria, T&Cs, fees and charges apply.
ANZ Variable Rate Personal Loan Variable1 - 7 Years $5,000 - $50,000	Interest Rate (p.a.) 7.49% to 19.99%	Comp. Rate (p.a.) 8.18% to 20.58%	Application Fee $150	Monthly Fee $10	Monthly Repayment $947.71	More Info Compare	Special Offer: For a limited time, eligible borrowers of an ANZ Personal Loan can get a cashback of $500. This applies to both new loans and loan increases of $10k. Offer ends 15 August 2024. There is a limit of one cashback per loan per customer within an 18 months period. Cashback will be paid within 120 days of drawdown. Eligibility, ANZ’s credit assessment criteria, T&Cs, fees and charges apply.
ING Personal Loan Finder award winnerFixed2 - 7 Years $5,000 - $60,000	Interest Rate (p.a.) 6.89% to 18.99%	Comp. Rate (p.a.) 7.10% to 19.23%	Application Fee $150	Monthly Fee $0	Monthly Repayment $929.43	Go to siteMore Info Compare
NAB Personal Loan Unsecured Variable Rate Variable1 - 7 Years $5,000 - $55,000	Interest Rate (p.a.) 6.99% to 20.49%	Comp. Rate (p.a.) 8.05% to 21.49%	Application Fee $250	Monthly Fee $10	Monthly Repayment $943.89	Go to siteMore Info Compare

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ME offers only one personal loan, and the ME Personal Loan can be used to purchase a new car or boat, to pay for a wedding, fund a holiday or consolidate existing debts. The loan amount can be between $5,000 and $50,000 with a repayment period of 1 to 7 years.

Features and benefits of an ME Personal Loan

The ME Personal Loan comes with a few convenient advantages that make it worth considering, including:

• No account-keeping fees. There are no account-keeping or annual fees, helping you save money in the long run.
• Flexible repayment frequency. There is an option to pay either fortnightly or monthly to suit your household budget.
• No fees for extra repayments. There is no charge for making extra repayments or for paying off your loan before the end of the loan term. This can help you get out of debt quicker.
• Online application. The ME Personal Loan can be applied for quickly and easily online.

What other products does ME offer?

• Bank accounts. ME has a comprehensive range of banking products ranging from everyday transaction accounts to term deposits.
• Home loans. ME offers a suite of home loans to cater for various types of home buyers, from first-time homeowners to investors.
• Credit cards. The bank offers a MasterCard that features 44 interest-free days, a low annual fee and a competitive interest rate.

Weren't ME previously known as ME Bank?

Yes. ME went through a re-branding in 2015. They are now known simply as ME.

How to apply for a Personal Loan from ME

The process of applying for an ME Personal Loan is quick and simple – just click "Go to Site" to get your application started. To be eligible for this loan you will need to:

• Be over the age of 18
• Be applying in your personal name/s
• Be An Australian citizen or permanent resident

If you meet the above criteria you can take the next step towards applying. Just make sure you have the below information in hand:

• Proof of your identity, such as your passport or driver's licence
• Personal information including your name, address and contact details
• Employment information including where you work, the name and contact details of your employer and how long you've worked there
• Financial details such as your income, your assets, your current debts and your liabilities

The application shouldn't take longer than ten minutes, and if you don't complete it in full you can save it and finish it later. Remember that while ME provides a competitive offering, compare your options before submitting your application.