ME
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ME Personal Loans

This loan is unsecured and has a credit limit of $50,000. Establishment fees and interest rate charges apply.

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ME is an Australian-owned bank established by industry super funds to offer a banking alternative. It offers a wide range of banking products and services, including savings accounts, home loans and credit cards. ME also offers a personal loan that you can use to buy a car, pay for home renovations or go on holiday. The interest rate for this loan is fixed and starts at 10.98% p.a. There is no monthly account keeping fee, but loan feature an establishment fee of $250. You can make extra repayments and pay off your loan early without penalty.

ME personal loan comparison

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Name Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
ME Personal Loan
Fixed1 - 7 Years $5,000 - $50,000
Interest Rate (p.a.)
10.98%
Comp. Rate (p.a.)
11.35%
Application Fee
$250
Monthly Fee
$0
Monthly Repayment
$990.06
More Info
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Updated regularly
Name Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
Harmoney Unsecured Personal Loan
Finder award winnerFixed3 - 7 Years $2,000 - $70,000
Interest Rate (p.a.)
5.76%
to 24.03%
Comp. Rate (p.a.)
6.55%
to 24.98%
Application Fee
$275 - $575
Monthly Fee
$0
Monthly Repayment
$926.83
Go to siteMore Info
NOW Finance No Fee Unsecured Personal Loan
Finder award winnerFixed18 Months - 7 Years $5,000 - $50,000
Interest Rate (p.a.)
6.75%
to 26.95%
Comp. Rate (p.a.)
6.75%
to 26.95%
Application Fee
$0
Monthly Fee
$0
Monthly Repayment
$922.89
Go to siteMore Info
OurMoneyMarket Personal Loan
Fixed1 - 7 Years $2,001 - $75,000
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
7.19%
to 21.78%
Application Fee
1.50% - 6%
min. $250
Monthly Fee
$0
Monthly Repayment
$934.23
Go to siteMore Info
Latitude Variable Rate Personal Loan
Variable2 - 7 Years $5,000 - $70,000
Interest Rate (p.a.)
9.49%
to 29.99%
Comp. Rate (p.a.)
10.93%
to 31.83%
Application Fee
$395
Monthly Fee
$13
Monthly Repayment
$986.50
Go to siteMore Info
ANZ Fixed Rate Personal Loan
Fixed1 - 7 Years $5,000 - $50,000
Interest Rate (p.a.)
7.49%
to 19.99%
Comp. Rate (p.a.)
8.18%
to 20.58%
Application Fee
$150
Monthly Fee
$10
Monthly Repayment
$947.71
More Info
Special Offer: Apply for a personal loan of $10,000 or more by 13 December 2023 and you could get a $500 cashback. Conditions apply.
ANZ Variable Rate Personal Loan
Variable1 - 7 Years $5,000 - $50,000
Interest Rate (p.a.)
7.49%
to 19.99%
Comp. Rate (p.a.)
8.18%
to 20.58%
Application Fee
$150
Monthly Fee
$10
Monthly Repayment
$947.71
More Info
Special Offer: Apply for a personal loan of $10,000 or more by 13 December 2023 and you could get a $500 cashback. Conditions apply.

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ME offers only one personal loan, and the ME Personal Loan can be used to purchase a new car or boat, to pay for a wedding, fund a holiday or consolidate existing debts. The loan amount can be between $5,000 and $50,000 with a repayment period of 1 to 7 years.

Features and benefits of an ME Personal Loan

The ME Personal Loan comes with a few convenient advantages that make it worth considering, including:

  • No account-keeping fees. There are no account-keeping or annual fees, helping you save money in the long run.
  • Flexible repayment frequency. There is an option to pay either fortnightly or monthly to suit your household budget.
  • No fees for extra repayments. There is no charge for making extra repayments or for paying off your loan before the end of the loan term. This can help you get out of debt quicker.
  • Online application. The ME Personal Loan can be applied for quickly and easily online.

What other products does ME offer?

  • Bank accounts. ME has a comprehensive range of banking products ranging from everyday transaction accounts to term deposits.
  • Home loans. ME offers a suite of home loans to cater for various types of home buyers, from first-time homeowners to investors.
  • Credit cards. The bank offers a MasterCard that features 44 interest-free days, a low annual fee and a competitive interest rate.

Weren't ME previously known as ME Bank?

Yes. ME went through a re-branding in 2015. They are now known simply as ME.

How to apply for a Personal Loan from ME

The process of applying for an ME Personal Loan is quick and simple – just click "Go to Site" to get your application started. To be eligible for this loan you will need to:

  • Be over the age of 18
  • Be applying in your personal name/s
  • Be An Australian citizen or permanent resident

If you meet the above criteria you can take the next step towards applying. Just make sure you have the below information in hand:

  • Proof of your identity, such as your passport or driver's licence
  • Personal information including your name, address and contact details
  • Employment information including where you work, the name and contact details of your employer and how long you've worked there
  • Financial details such as your income, your assets, your current debts and your liabilities

The application shouldn't take longer than ten minutes, and if you don't complete it in full you can save it and finish it later. Remember that while ME provides a competitive offering, compare your options before submitting your application.

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