Online Car Finance Quote

If you plan on buying a new or used car, you obviously want to compare what the market has to offer. It’s quite easy to get caught up with new features and the smell of a new car, but it’s always wise to put the excitement aside and compare what different financiers have to offer. Most people resort to financing when buying a car, so it makes sense to compare quotes to ensure you get the best possible deal. Over the term of the loan, comparing could save you hundreds if not thousands of dollars.

Gone are the days when you had to walk from lender to lender in a bid to compare rates. You can now conveniently get car finance quotes online.

Calculate how much you could borrow

Before you get a quote for your next car, it could be a good idea to know how much you could borrow. Use the calculator below to get an estimate of your borrowing power

How does an online car finance quote work?

Online car finance quotes help you get the right financing for your car loan. They also give you an upper hand when it comes to negotiating a better rate since you have a basic understanding of what the average interest rates and fees are. You are able to get a clear picture of the financial implications of a car loan, allowing you to make an informed choice.

Online car finance quotes work as follows. The first step is for you to provide lenders with your personal and financial information, along with the details of the car you wish to acquire. Each lender will then provide an overview of the type of loan you’d qualify for. You simply need to look for lenders’ sites and click on the link to obtain an online quote. The site will give you a list of the car loans provided by the lender and you can check out the application fees associated with each option.

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Name	Product	Mobile details underline	Interest Rate (p.a.)	Comp. Rate (p.a.)	Rate Type	Application Fee	Monthly Fee	Monthly Repayment
IMB New Car Loan Fixed, 1 - 7 Years, $2,000 - $75,000		1 - 7 Years, $2,000 - $75,000	4.88%	5.23%	Fixed	$275.12	$0		You'll receive a fixed rate of 4.88% p.a. A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.	Go to site More Info	Compare	loading Fetching your data...
loans.com.au - New - Prime Special (Variable) Variable, 3 - 5 Years, $5,000 - $100,000		3 - 5 Years, $5,000 - $100,000	3.74%	4.28%	Variable	$400	$0		You'll receive a variable rate of 3.74% p.a. based on your risk profile Finance a new car and benefit from features such as fast approval, no ongoing fees. ⭐ Special Offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.	Go to site More Info	Compare	loading Fetching your data...
RACV New Car Loans Fixed, 1 - 7 Years, $5,000 - $150,000		1 - 7 Years, $5,000 - $150,000	5.99%	6.68%	Fixed	$499	$0		You'll receive a fixed rate from 5.99% p.a. A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.	Go to site More Info	Compare	loading Fetching your data...
loans.com.au - New - Prime Special (Fixed) Fixed, 3 - 5 Years, $5,000 - $100,000		3 - 5 Years, $5,000 - $100,000	5.09%	5.64%	Fixed	$400	$0		You'll receive a fixed rate of 5.09% p.a. based on your risk profile Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. ⭐ Special Offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.	Go to site More Info	Compare	loading Fetching your data...
Stratton Finance New Car Loan Fixed, 1 - 7 Years, $10,000 - $300,000		1 - 7 Years, $10,000 - $300,000	4.44% to 18%	5.76% to 19.61%	Fixed	$482	$8.90		You'll receive a fixed rate from 4.44% p.a. depending on the lender you are approved with. Apply for up to $300,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.	Go to site More Info	Compare	loading Fetching your data...
OurMoneyMarket Car Loan Fixed, 1 - 7 Years, $2,001 - $75,000		1 - 7 Years, $2,001 - $75,000	5.85% to 14.99%	6.47% to 21.14%	Fixed	1.5% - 6% min. $250	$0		You'll receive a fixed interest rate from 5.85% p.a. to p.a. based on your risk profile. Borrow between $2,001 and $75,000 to finance a new or used car up to 7 years.	Go to site More Info	Compare	loading Fetching your data...
loans.com.au - Used Car Loan (6+ years) Variable, 3 - 5 Years, $5,000 - $100,000		3 - 5 Years, $5,000 - $100,000	5.04%	5.59%	Variable	$400	$0		You'll get a variable rate of 5.04% p.a. Borrow up to $100,000 for a used car for 6+ years, with no monthly fee. ⭐ Special offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. Terms and conditions apply.	Go to site More Info	Compare	loading Fetching your data...
NRMA New Car Loan Fixed, 1 - 7 Years, $5,000 - $130,000		1 - 7 Years, $5,000 - $130,000	5.99%	6.68%	Fixed	$499	$0		You'll receive a fixed rate from 5.99% p.a. Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.	Go to site More Info	Compare	loading Fetching your data...
RACV Used Car Loans Fixed, 1 - 7 Years, $5,000 - $150,000		1 - 7 Years, $5,000 - $150,000	6.99%	7.68%	Fixed	$499	$0		You'll receive a fixed rate from 6.99% p.a. Benefit from no ongoing fees, 5-hour approval and a 21-day satisfaction guarantee. Interest rate discounts for members.	Go to site More Info	Compare	loading Fetching your data...
loans.com.au - Used Car Loan (8+ years) Variable, 3 - 5 Years, $5,000 - $50,000		3 - 5 Years, $5,000 - $50,000	8.94%	9.51%	Variable	$400	$0		You'll get a variable rate of 8.94% p.a. Borrow up to $50,000 for a used car for 8+ years, with no monthly fee. ⭐ Special offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. Terms and conditions apply.	Go to site More Info	Compare	loading Fetching your data...
NRMA Used Car Loan Fixed, 1 - 7 Years, $5,000 - $130,000		1 - 7 Years, $5,000 - $130,000	6.99%	7.68%	Fixed	$499	$0		You'll receive a fixed rate from 6.99% p.a. Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.	Go to site More Info	Compare	loading Fetching your data...
Stratton Finance Used Car Loan Fixed, 1 - 7 Years, $10,000 - $300,000		1 - 7 Years, $10,000 - $300,000	4.99% to 18%	6.41% to 19.61%	Fixed	$482	$8.90		You'll receive a fixed rate loan from 4.99% p.a. with a comparison rate of 6.41% p.a. A used car loan of up to $300,000 with quick approval times and balloon payment options.	Go to site More Info	Compare	loading Fetching your data...

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How to use a car finance quote to make a decision

The main aim of getting online car finance quotes is to find a lender that is most suitable for your needs. It’s advised that you compare quotes from at least three lenders before you settle on one. The most important considerations to look out for are interest rates, monthly repayments, loan term and the fees applicable with the car loan. You can use a comparison table to help you identify exactly how much the loan will cost you in the long run. You can also weigh up the pros and cons of fixed or variable interest rates to determine which option suits you better.

Online quotes will also help you compare the features that come with these loans. For example, you can find out if a certain lender allows extra payments and redraws. At the end of it all, these quotes will help you get the best car loan product.

Pros and cons of online car finance quotes

What should I consider while requesting an online quote?

• False information. When requesting an online car finance quote, the information you provide must be factual. Providing false information may lead to a lender disqualifying your application.
• Overpricing / underpricing. Do not overprice or underprice the cost of the car you intend to buy. Remember that the value you provide will contribute to the quote that you will be given, and you need a quote that you can actually use.
• Settling. Do not settle for the first quote you come across. The whole point is to compare what different lenders have to offer to get the best deal.

How to obtain an online car finance quote

The information required when filling out an online car finance quote includes:

• The details of the car you wish to buy, such as the make, model, year, condition and where you are buying it.
• Your financial details. In this section you will list the loan amount and term that you require, as well as indicate whether you have any assets and liabilities.
• Your personal details. You will need to include your full name, address and contact details.

Once you are done filling in these details, simply submit your quote and wait for a response.