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Insuranceline Funeral insurance

Receive a benefit of up to $15,000 with Insuranceline Funeral Insurance.

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Insuranceline Funeral Insurance

There can be countless costs involved in death. From the cemetery fees, medical costs and the funeral service; you don't want to leave your family struggling to pay for these when you're gone. Instead, consider a funeral insurance policy from Insuranceline.

Maximum sum insured$15,000
Age of entry25 to 80
How do I apply?Online with Insuranceline
ProsCons

Note: Conditions apply, always consult the Product Disclosure Statement (PDS)

This cover might be suitable if:

Don't get this cover if:

Note: The following is based on the life insurer TAL Direct Pty Limited. TAL Direct Pty Limited is the actual insurer behind brands like Insuranceline Funeral insurance and a few others.

Claims dataTALIndustry Average
Claims acceptance rate99.90%98.90%
Average claim time (months)0.600.60
Disputes per 100k lives3.103.40

We looked at APRA data for claims over 2017-2018. The statistics above reflect 'death cover' claims.

What we liked about Insuranceline Funeral Insurance

Insuranceline offers up to $15,000 in cover to help your family take care of these expenses and use the money how they like. Some of the highlights include a fast payout and a 10% loyalty bonus in cover. Click the dropdown below to find out more:

finder.com.au does not currently have access to this insurance product. You may wish to compare other funeral insurance brands on our panel instead.

Enhance your Insuranceline Funeral Cover with additional options

Insuranceline also offers you the option to add extra protection to your funeral insurance cover, with the choice of:

  • Extra accidental death cover: You can increase the benefit amount for accidental death to $50,000 if you die suddenly as the result of an accident.
  • Accidental injury cover: You don't have to die to benefit from funeral insurance with Insuranceline, because you can add accidental injury cover, for a lump sum benefit of up to $50,000 if you suffer a serious or permanent injury.

You can apply for funeral insurance with Insuranceline if you are 25 to 80 years old and meet Australian residency requirements.

What won't the Insuranceline Funeral Insurance policy cover?

For the first 12 months of your policy, cover is provided for accidental death only, so death by any other cause during this period will not be covered.

In addition, if you choose to add Extra Accidental Death Cover or Extra Accidental Injury Cover to your policy, no cover is available in the following circumstances:

  • Actual or attempted self-inflicted injury or suicide
  • Participation in illegal or criminal activity
  • Being under the influence of alcohol or any drug not prescribed by a medical practitioner
  • War, hostilities or war-like operations, whether it's declared or not, outside of Australia or New Zealand. Note: This does not include terrorism.
  • Working in a dangerous occupation, e.g. in an underground mine or as a window cleaner above 20 metres
  • Participating in dangerous activities e.g. professional sports, hang gliding, motor sports, diving to depths of more than 30 metres underwater
  • Flying in an aircraft (except as a fare paying passenger or aircrew on a licensed commercial aircraft)

Who is eligible for the Insuranceline Funeral Insurance Policy?

  • You are aged between 25 and 80 years.
  • You an apply over the phone and are guaranteed acceptance.
  • Eligible to Australian citizens, permanent residents, or New Zealand citizens residing in Australia. There are no medical tests to undergo or health questions to answer. Accidental Death Cover begins as soon as you have purchased your policy.

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