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The last thing anyone wants is for their loved ones to face financial stress when they are coping with their loss. Many are shocked to learn of the immediate expenses that can arise following a loved one's death. Real Guaranteed Funeral Insurance Flexi Plus can offer support at this time with a lump sum payment of up to $15,000 (or up to $45,000 for Accidental Death).
On top of it's funeral benefit, Real also offers a bunch of additional features. Keep reading to find out what else Real offers or if you're ready to get a quote:
|Maximum sum insured||$15,000|
|Age of entry||18 to 79|
|How do I apply?||Online with Real|
Based on Guaranteed Funeral Insurance Flexi Plus. Information last checked on May 2019. Always consult the Product Disclosure Statement (PDS).
Note: The following is based on Hannover Life Re of Australasia Ltd. Hannover Life Re of Australasia Ltd is the actual insurer behind brands like Real Funeral Insurance.
|Claims data||Hannover||Industry Average|
|Average claim time (months)||0.60||0.60|
We looked at APRA data for claims over 2017-2018. The statistics above reflect 'funeral insurance' claims.
Real Insurance has created their Funeral Insurance to be manageable and easy to apply for, so that you can be covered and protect your family from having to deal with outstanding financial obligations. Real Insurance is backed by the third largest reinsurer in the world, so you can rest assured that the company has experience, trust and knowledge behind them when they create their insurance products. The result is Real Guaranteed Funeral Insurance Flexi Plus, which offers:
While there’s nothing you can do to make your death and your funeral a less emotionally painful time, you can at least put plans in place to ensure your family are not burdened financially by your final farewell. With Real Funeral Insurance, you can help ensure that your loved ones are able to say goodbye the way they want to without having to worry about how much it’s all going to cost.
Your claim will not be paid if it is made during the first 12 months of the policy for any cause of death other than accidental death. In addition, no Accidental Serious Injury Insurance Benefit will be paid if you suffer an accidental serious injury as a result of:
For a full list of conditions, make sure you review the PDS (Product Disclosure Statement).
You’ll need to be an Australian resident aged between 18 and 79 in order to be eligible for Real Guaranteed Funeral Insurance Flexi Plus. If you satisfy these eligibility criteria, Real Insurance guarantees that it will accept your application for cover.
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