Real Funeral Insurance Review

Receive up to $15,000 in funeral cover with Real Guaranteed Funeral Insurance Flexi Plus.

The last thing anyone wants is for their loved ones to face financial stress when they are coping with their loss. Many are shocked to learn of the immediate expenses that can arise following a loved one's death. Real Guaranteed Funeral Insurance Flexi Plus can offer support at this time with a lump sum payment of up to $15,000 (or up to $45,000 for Accidental Death).

On top of it's funeral benefit, Real also offers a bunch of additional features. Keep reading to find out what else Real offers or if you're ready to get a quote:

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Name	Product	Maximum cover	Maximum Entry Age	Minimum Sum Insured	Guaranteed Future Insurability	Expiry Age	Short Description
Real Guaranteed Funeral Insurance Flexi Plus		$15,000	79	$3,000	Yes	No expiry age as long as premiums are paid	Receive up to $15,000 in funeral cover. Premiums reduce by 5% every 5 years you hold your Policy.	Get quoteMore info	Compare	loading Fetching your data...

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A quick review of Real Funeral Insurance

• Pros and Cons
• Who this is and isn't for

What are the benefits of Real Guaranteed Funeral Insurance Flexi Plus?

Real Insurance has created their Funeral Insurance to be manageable and easy to apply for, so that you can be covered and protect your family from having to deal with outstanding financial obligations. Real Insurance is backed by the third largest reinsurer in the world, so you can rest assured that the company has experience, trust and knowledge behind them when they create their insurance products. The result is Real Guaranteed Funeral Insurance Flexi Plus, which offers:

Key benefits to understand

Additional benefits you can take advantage of

While there’s nothing you can do to make your death and your funeral a less emotionally painful time, you can at least put plans in place to ensure your family are not burdened financially by your final farewell. With Real Funeral Insurance, you can help ensure that your loved ones are able to say goodbye the way they want to without having to worry about how much it’s all going to cost.

What won’t Real Funeral Insurance cover?

Under the Real Guaranteed Funeral Insurance Flexi Plus policy

Your claim will not be paid if it is made during the first 12 months of the policy for any cause of death other than accidental death. In addition, no Accidental Serious Injury Insurance Benefit will be paid if you suffer an accidental serious injury as a result of:

• An intentional self-inflicted bodily injury
• Engaging in illegal activity
• Suicide or attempted suicide
• The consumption of drugs (unless taken as prescribed by a medical practitioner)
• The consumption of alcohol, including driving whilst over the legal blood-alcohol limit
• Engaging in any professional sport or motor sports
• War
• Taking part in a riot or civil commotion
• Travelling on an aircraft (except as a passenger on a properly licensed aircraft)

Some conditions to be aware of

Under the Real Guaranteed Funeral Insurance Flexi Plus policy

• Cover in the first 12 months. Cover is only for accidental deaths.
• Cancellations. If you cancel your policy before the age of 85, there is no benefit payable.
• Changing cover. Changing your cover (e.g. increasing the sum insured) will affect your premiums.
• Early Cash Payout. If you choose this option you will no longer be eligible to claim. The payout may also be less than the total premiums you have paid for so far.

For a full list of conditions, make sure you review the PDS (Product Disclosure Statement).

Who is eligible for Real Funeral Insurance?

Under the Real Guaranteed Funeral Insurance Flexi Plus policy

You’ll need to be an Australian resident aged between 18 and 79 in order to be eligible for Real Guaranteed Funeral Insurance Flexi Plus. If you satisfy these eligibility criteria, Real Insurance guarantees that it will accept your application for cover.