Business Insurance Comparisons

Compare different types of insurance for businesses.

Key takeaways

  • Business insurance premiums are generally tax-deductible in Australia when the cover supports your assessable income.
  • Independent subcontractors aren't covered by your standard policy, so verify they hold their own public liability and professional indemnity cover.
  • Home and contents insurance typically excludes business activity, so home-based businesses need a dedicated policy or extension.
  • Cyber insurance is usually a separate add-on and not included in a standard business pack, despite covering high-impact digital risks.

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