Finder makes money from featured partners, but editorial opinions are our own.
Pet Insurance Comparison
Compare 8 leading brands in Australia side-by-side to see which pet insurance is a good fit for you.
1 - 8 of 8
How can you compare pet insurance policies?
At first glance, it might seem like most pet insurance policies are pretty similar. Here's how 2 insurers' comprehensive policies stack up against one another.
| Insurer A | Insurer B | |
|---|---|---|
| Premium | $118.65 | $121.04 |
| Annual Benefit Limit | $12,000 | $20,000 |
| Reimbursement rate | 80% | 85% |
| Illnesses | Yes | Yes |
| Accidental Injury | Yes | Yes |
| Cancer treatment | Yes | Yes |
| Excess | $0 | $0 |
| Choice of excess | $0, $100 or $200 | $0 or $50 only |
This insurance policy comparison was made for Teddy the male French bulldog. He is 4.5 years old, desexed, and lives in Campbelltown NSW.
As you can see, these policies cost around the same and cover Teddy for similar services. However, there are some key differences worth noting, such as:
- Annual Benefit Limit: The maximum benefit limit between policies can vary from around $11,000 to $20,000. A lower limit generally means cheaper premiums but you risk reaching your annual limit and being out of pocket if your pet is seriously ill or injured or becomes ill.
- Choice of excess: This is how much you pay out of pocket if you needed to make a claim. Some policies allow you to choose your excess amount (the higher your excess, the less you pay each month). In the example above,
- Reimbursement rate: While the difference between an 80% and an 85% reimbursement rate doesn't seem like a lot, imagine if you were faced with a $5,000 vet bill. You'd be out of pocket $1000 with Insurer A (80% reimbursement) or just $750 with Insurer B (85% reimbursement).
More resources on Finder
More guides on Finder
-
Fetch Pet Insurance Review
Is Fetch going to happen? Fetch Pet Insurance thinks so! Here's our expert review of Fetch's pet insurance offerings.
-
Budget Direct Pet Insurance Review
Known for providing low-cost, high-value car, life and travel insurance, Budget Direct also offers pet insurance.
-
Pet insurance for older dogs and cats
Discover some funds that cover senior pets, what to look for in a policy and how you can help your furry friend feel comfortable in their twilight years.
-
Coles Pet Insurance Review
Compare Coles pet insurance and find a policy for your furry friend.
-
How much does pet surgery cost?
We've rounded up the cost of surgeries for pets as well as pet insurance options to save you money if your pet needs surgery.
-
Medibank Pet Insurance Review
Medibank Pet Insurance has three insurance policies to suit a variety of needs and budgets.
-
Pet Insurance Australia review
Receive quotes for policies from Pet Insurance Australia and apply securely online. Choose from 3 levels of cover and pay nothing for the first 2 months.
-
Bow Wow Meow pet insurance review
Bow Wow Meow has a higher annual limit and paralysis tick benefit than most insurers. Find out how it did in our awards, average costs and more.
-
The best pet insurance for both cat and dog people
Complete guide to finding the right pet insurance with a side-by-side comparison of major brands.
-
Everyday Pet Insurance Review
Find out what each of the 3 levels of pet insurance from Everyday covers.
Ask a question