Finder makes money from featured partners, but editorial opinions are our own.

Multi-pet insurance

Compare 5+ multi-pet insurance policies to see how much you could save.

What you need to know

  • Multi-pet insurance allows you to cover more than 1 pet under the same policy.
  • Multi-pet insurance can knock as much as 15% off your policy depending on how many pets you have.
  • Enter the number of pets you have into our calculator to find out how much you could save with each insurer.

Compare multi-pet insurance discounts from Australian brands

{"visibility":"visibilityTable","ctaLabel":"Calculate","tableCode":"MULTI_PET_DISCOUNT","nicheCode":"AUFPI","fields":[{"name":"A","value":"1","options":"","label":"Calculate Multi Pet Discount ","suffix":"Number of Pets","useSuffixAsPrefix":true,"useDropDownOption":false,"tooltip":""}]}
Name Product Illness Accidental Injury Multi Pet Discount
Medibank Pet Max Cover with Extra Care
Coles Comprehensive Cover
Specified illnesses only
PIA Major Medical Cover
PD Deluxe Plan
Pet Circle Dog Cover
Vets Choice Elite Cover
Guardian Platinum Accident & Illness Cover
Petsy Top Cover
ExclusiveHighly Commended
Petsy Top Cover
Real Premium Accident & Illness Cover
RSPCA Ultimate Plus Accident and Illness Cover
Australian Seniors Top Accident & Illness Cover
Knose Pet Insurance
Finder AwardExclusive
Knose Pet Insurance

Why compare pet insurance with Finder?

  • You pay the same price as buying directly from the pet insurer.

  • We're not owned by an insurer (unlike other comparison sites).

  • We don't ask for your phone or email.

  • We've reviewed over 35 policies on the market, so you don't have to.

Comparison of multi-pet discounts on offer

Enter how many pets you have in our calculator below to see your eligible discount.


10% Multi-pet Discount

Save 10% when you insure multiple pets with RSPCA Pet Insurance.

5% Multi-Pet Discount

Save 5% when you insure multiple pets with Coles Pet Insurance.

5% Multi-Pet Discount

Save 5% when you insure multiple pets with PD Pet Insurance.

5% Multi-Pet Discount

Save 5% when you insure multiple pets with Medibank Pet Insurance.

Up to 15% Multi-Pet Discount

Get an incremental 5% for each additional pet you insure with Pet Insurance Australia.

5% Multi-pet Discount

Save 5% when you insure multiple pets with Vets Choice Pet Insurance.

5% Multi-pet Discount

Save 5% when you insure multiple pets with Petsy Pet Insurance.

How many pets can I insure?

The number of pets you can insure differs with each insurer. While there is normally no maximum limit, some insurers don’t offer a discount, requiring each pet to be on its own policy – some only offer a flat, one-off discount for more than 1 pet. Ideally you should look for an insurer that offers a discount per additional pet, which can add up to real savings on your premiums.

What types of pet can I insure?

Most insurers only cover dogs and cats under multiple pet insurance. Other pets often have different needs and treatment requirements; if you wanted to insure your pet pony, for example, you would need to take out a separate equine insurance policy.

How does multi-pet insurance work?

Multi-pet insurance is really easy to get. When you take out pet insurance online you can usually just add the details of each additional pet and the insurer will calculate your premium and any discount you will receive.

Why you can trust Finder's pet insurance experts


We're free

You pay the same as buying directly from the pet insurer. Better still, we regularly run exclusive deals that you won't find on any other site – plus, our tables make it easy to compare policies.
expert advice

We're experts

Our team of pet insurance experts have researched and rated 25+ policies as part of the Finder Awards. We've produced guides on everything from the best policies to jargon-free explainers.

We're independent

Unlike other comparison sites, we're not owned by an insurer. That means our opinions are our own and we work with lots of pet insurance brands, making it easier for you to find a good deal.

We're here to help

Since 2016, we've helped 110,000+ people find pet insurance by explaining your cover options, simply and clearly. We'll never ask for your number or email. We're here to help you make a decision.

More guides on Finder

Ask a Question

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our 1. Terms Of Service and 6. Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site