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Multi-pet insurance

Compare 5+ multi-pet insurance policies to see how much you could save.

What you need to know

  • Multi-pet insurance allows you to cover more than 1 pet under the same policy.
  • Multi-pet insurance can knock as much as 15% off your policy depending on how many pets you have.
  • Enter the number of pets you have into our calculator to find out how much you could save with each insurer.

Compare multi-pet insurance discounts from Australian brands

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Name Product Illness Accidental Injury Multi Pet Discount
Medibank Pet Max Cover with Extra Care
0%
Coles Comprehensive Cover
Specified illnesses only
0%
PIA Major Medical Cover
0%
Knose Pet Insurance
Finder AwardExclusive
Knose Pet Insurance
0%
PD Deluxe Plan
0%
Pet Circle Dog Cover
0%
Vets Choice Elite Cover
0%
Guardian Platinum Accident & Illness Cover
0%
Petsy Top Cover
ExclusiveHighly Commended
Petsy Top Cover
0%
Real Premium Accident & Illness Cover
0%
RSPCA Ultimate Plus Accident and Illness Cover
0%
Australian Seniors Top Accident & Illness Cover
0%
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Why compare pet insurance with Finder?

  • You pay the same price as buying directly from the pet insurer.

  • We're not owned by an insurer (unlike other comparison sites).

  • We don't ask for your phone or email.

  • We've reviewed over 35 policies on the market, so you don't have to.

Comparison of multi-pet discounts on offer

Enter how many pets you have in our calculator below to see your eligible discount.

Deal

10% Multi-pet Discount

Save 10% when you insure multiple pets with RSPCA Pet Insurance.
Deal

5% Multi-Pet Discount

Save 5% when you insure multiple pets with Coles Pet Insurance.
Deal

5% Multi-Pet Discount

Save 5% when you insure multiple pets with PD Pet Insurance.
Deal

5% Multi-Pet Discount

Save 5% when you insure multiple pets with Medibank Pet Insurance.
Deal

Up to 15% Multi-Pet Discount

Get an incremental 5% for each additional pet you insure with Pet Insurance Australia.
Deal

5% Multi-pet Discount

Save 5% when you insure multiple pets with Vets Choice Pet Insurance.
Deal

5% Multi-pet Discount

Save 5% when you insure multiple pets with Petsy Pet Insurance.

How many pets can I insure?

The number of pets you can insure differs with each insurer. While there is normally no maximum limit, some insurers don’t offer a discount, requiring each pet to be on its own policy – some only offer a flat, one-off discount for more than 1 pet. Ideally you should look for an insurer that offers a discount per additional pet, which can add up to real savings on your premiums.

What types of pet can I insure?

Most insurers only cover dogs and cats under multiple pet insurance. Other pets often have different needs and treatment requirements; if you wanted to insure your pet pony, for example, you would need to take out a separate equine insurance policy.

How does multi-pet insurance work?

Multi-pet insurance is really easy to get. When you take out pet insurance online you can usually just add the details of each additional pet and the insurer will calculate your premium and any discount you will receive.

Why you can trust Finder's pet insurance experts

freeYou pay nothing. Finder is free to use. And you pay the same as going direct. No markups, no hidden fees.
expert adviceYou save time. We spend 100s of hours researching pet insurance so you can sort the gold from the junk faster.
independentYou can trust us. We say it like it is. We aren't owned by an insurer and our opinions are our own.
To make sure you get accurate and helpful information, this guide has been edited by Moira Daniels as part of our fact-checking process.
Gary Ross Hunter's headshot
Editor, Insurance & Innovations

Gary Ross Hunter was an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146). See full bio

Gary Ross's expertise
Gary Ross has written 725 Finder guides across topics including:
  • Health, home, life, car, pet and travel insurance
  • Managing the cost of living

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