| | |
1.75%
|
2.31% p.a. |
$0
|
$0 p.a.
|
80% |
$537
| | Limited time offer.
Fix your mortgage for 1 year with a very competitive rate and no ongoing fees. Apply by 30 June 2021 and settle within 90 days to get this low rate. | | |
| | |
1.99%
|
3.48% p.a. |
$0
|
$395 p.a.
|
95% |
$554.81
| | Up to $3,000 refinance cashback.
Lock in a low fixed rate for 2 years and buy your home with a 5% deposit. Eligible borrowers refinancing $250,000 or more can get up to $3,000 cashback. Other conditions apply. | | |
| | |
1.88%
|
2.86% p.a. |
$0
|
$390 p.a.
|
80% |
$546.6
| | $3,288 refinance cashback offer
Lock in a low fixed rate for 2 years and buy your home with a 20% deposit. Eligible refinancers borrowing $250,000 or more can get a $3,288 cashback. Terms and conditions apply. | | |
| | |
1.94%
|
3.40% p.a. |
$0
|
$395 p.a.
|
80% |
$551.07
| | Up to $4,000 refinance cashback
Borrowers with 20% deposits or equity can get this competitive fixed rate loan. Refinancers borrowing $250,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply). | | |
| | |
1.99%
|
1.99% p.a. |
$0
|
$0 p.a.
|
60% |
$554.81
| |
Owner occupiers with 40% deposits or equity can get this competitive variable rate loan. No upfront or ongoing fees.
| | |
| | |
1.89%
|
2.85% p.a. |
$0
|
$0 p.a.
|
80% |
$547.35
| |
Lock in a low fixed rate for 2 years. Available with a 20% deposit. Eligible new borrowers can get the annual package fee reimbursed for the life of the loan.
| | |
| | |
1.89%
|
2.77% p.a. |
$0
|
$399 p.a.
|
70% |
$547.35
| | Up to $2,000 cashback.
With a 30% deposit or equity, get access to an 0.10% rate cut and big discounts on credit cards and health insurance. You may qualify for up to $2,000 cashback (Terms, conditions and exclusions apply). | | |
| | |
1.85%
|
2.21% p.a. |
$0
|
$0 p.a.
|
70% |
$544.38
| |
Get a low discounted variable rate loan. Requires a 30% deposit. Get your loan processed fast and settle within 30 days. | | |
| | |
2.29%
|
2.72% p.a. |
$0
|
$8 monthly ($96 p.a.)
|
95% |
$577.55
| | Up to $3,000 refinance cashback.
A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply. | | |
| | |
1.79%
|
1.84% p.a. |
$395
|
$0 p.a.
|
60% |
$539.94
| |
Refinancers and buyers with 40% deposits can get this very competitive variable rate. It even comes with a 100% offset account.
| | |
| | |
2.49%
|
2.51% p.a. |
$0
|
$0 p.a.
|
80% |
$593.01
| | Up to $4,000 refinance cashback
Get this low-rate variable loan with a 20% deposit and pay $0 application fee. Borrow from $150k (or $250k to be eligible for the cashback offer) (terms, conditions & exclusions apply).
| | |
| | |
1.99%
|
2.91% p.a. |
$0
|
$399 p.a.
|
80% |
$554.81
| | Up to $2,000 cashback.
Borrowers with min. 20% deposits or equity are eligible for this ultra-low rate loan, packed with features. You may qualify for up to $2,000 cashback (Terms, conditions and exclusions apply). | | |
| | |
2.44%
|
2.45% p.a. |
$0
|
$0 p.a.
|
80% |
$589.12
| | $3,288 refinance cashback offer
Get a low interest variable rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online. If you're refinancing $250,000 or above you can get a $3,288 cashback. Terms and conditions apply. | | |
| | |
1.89%
|
2.18% p.a. |
$250
|
$0 p.a.
|
90% |
$547.35
| |
Owner occupiers can get a sharp fixed rate for the first year, plus an offset account. Available with a 10% deposit.
| | |
| | |
1.99%
|
2.47% p.a. |
$0
|
$0 p.a.
|
80% |
$554.81
| |
Home buyers can get a very low discounted variable rate for the first year. This loan has a revert rate of 2.48%. Requires a 20% deposit. Add an offset account for an additional 0.10% on your interest rate. Get your loan processed fast and settle within 30 days. | | |
| | |
1.85%
|
2.24% p.a. |
$0
|
$0 p.a.
|
80% |
$544.38
| |
A competitive fixed rate loan with no ongoing fees. Requires a 20% deposit.
| | |
| | |
1.69%
|
3.49% p.a. |
$0
|
$0 p.a.
|
110% |
$532.6
| |
Get one of the lowest rates on the market with this fixed rate mortgage. NSW, QLD and ACT residents only. | | |
| | |
2.09%
|
2.32% p.a. |
$0
|
$0 p.a.
|
70% |
$562.33
| |
Get a low interest rate and a mortgage with flexible, basic features. No application or ongoing fees. Requires a 30% deposit. Refinancers can switch with a convenient digital application.
| | |
| | |
1.79%
|
3.35% p.a. |
$0
|
$0 p.a.
|
80% |
$539.94
| |
A discounted 2 years fixed rate for home buyers. Available with just a 10% deposit. Guarantor option available. NSW, QLD and ACT residents only. | | |
| | |
1.97%
|
2.81% p.a. |
$449
|
$6 monthly ($72 p.a.)
|
95% |
$553.31
| | NSW and ACT customers only. 3 years fixed interest terms and free access to redraw facility online. Available with a 10% deposit.
| | |
| | |
1.98%
|
2.66% p.a. |
$300
|
$10 monthly ($120 p.a.)
|
80% |
$554.06
| | $3,000 refinance cashback.
Buy your home and lock in a low rate for the first two years. Get a $3,000 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 29 August 2021 and settle by 26 November 2021. | | |
| | |
2.17%
|
2.20% p.a. |
$250
|
$0 p.a.
|
80% |
$568.39
| |
A very low interest rate for home buyers with 20% deposits saved. Add an offset account for a small fee.
| | |
| | |
1.94%
|
3.40% p.a. |
$0
|
$395 p.a.
|
80% |
$551.07
| | Up to $4,000 refinance cashback
Get a competitive home loan rate for two years. Requires at least a 20% deposit. Refinancers borrowing $250,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply). | | |
| | |
1.99%
|
2.70% p.a. |
$0
|
$0 p.a.
|
80% |
$554.81
| |
Home buyers can lock in this low fixed rate for three years. This loan also allows extra repayments. Requires a 20% deposit.
| | |
| | |
2.09%
|
2.02% p.a. |
$0
|
$0 p.a.
|
70% |
$562.33
| |
A low variable rate for owner occupiers with 30% deposits. No upfront or ongoing fees.
| | |
| | |
2.09%
|
4.07% p.a. |
$600
|
$0 p.a.
|
95% |
$562.33
| |
Pay no ongoing fees on a fixed rate home loan with flexible repayment options.
| | |
| | |
2.34%
|
2.34% p.a. |
$0
|
$0 p.a.
|
80% |
$581.39
| |
Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.
| | |
| | |
1.98%
|
3.56% p.a. |
$0
|
$395 p.a.
|
80% |
$554.06
| | $2,000 cashback for eligible refinancers borrowing $250,000 or more. | | |
| | |
2.28%
|
3.15% p.a. |
$0
|
$0 p.a.
|
80% |
$576.78
| |
Borrowers with 20% deposits can lock in a low fixed rate loan for three years. Eligible new borrowers can get the annual package fee reimbursed for the life of the loan.
| | |
| | |
2.14%
|
2.16% p.a. |
$0
|
$0 p.a.
|
60% |
$566.11
| |
A competitive rate with no application or ongoing fees. This loan is not available for construction.
| | |
| | |
2.19%
|
2.98% p.a. |
$449
|
$6 monthly ($72 p.a.)
|
95% |
$569.91
| |
Lock in a rate for one year and get the ability to make additional repayments for 12 months without penalty. Face-to-face consultations available for NSW and ACT customers. Available with a 5% deposit.
| | |
| | |
2.49%
|
2.54% p.a. |
$600
|
$0 p.a.
|
80% |
$593.01
| | | |
| | |
2.34%
|
2.34% p.a. |
$0
|
$0 p.a.
|
60% |
$581.39
| |
Apply for the Macquarie Bank Basic Home Loan - LVR ≤ 60% (Owner Occupier, P&I) and get a low variable interest rate, plus no application and ongoing fees. Requires a 40% deposit.
| | |
| | |
2.44%
|
2.45% p.a. |
$0
|
$0 p.a.
|
80% |
$589.12
| |
A competitive variable interest rate loan with low fees. The establishment fee is waived if you borrow $150,000 or more.
| | |
| | |
2.49%
|
2.51% p.a. |
$0
|
$0 p.a.
|
80% |
$593.01
| | Up to $4,000 refinance cashback
A competitive variable rate loan. Refinancers borrowing $250,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply). | | |
| | |
1.95%
|
2.17% p.a. |
$250
|
$0 p.a.
|
90% |
$551.82
| |
A low fixed mortgage with an optional 100% offset account. Not available for construction purposes. | | |
| | |
2.24%
|
2.26% p.a. |
$0
|
$0 p.a.
|
90% |
$573.72
| |
This loan offers a competitive variable rate and a 100% offset account to help save you on interest repayments. This loan is not available for construction.
| | |
| | |
2.49%
|
2.51% p.a. |
$0
|
$0 p.a.
|
80% |
$593.01
| | Up to $4,000 refinance cashback
A competitive variable rate loan from BankSA. Refinancers borrowing $200,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply). | | |
| | |
2.19%
|
4.23% p.a. |
$600
|
$8 monthly ($96 p.a.)
|
95% |
$569.91
| |
Get a fixed rate for two years and borrow up to 95%.
| | |
| | |
2.28%
|
3.84% p.a. |
$0
|
$395 p.a.
|
95% |
$576.78
| | $2,000 refinance cashback
Enjoy a competitive rate with no application fee for this package loan. $2,000 cashback for eligible refinancers borrowing $250,000 or more. | | |
| | |
2.58%
|
2.64% p.a. |
$449
|
$0 p.a.
|
80% |
$600.05
| |
A competitive variable rate for borrowers with 20% deposits saved. Available for NSW and ACT borrowers only. | | |
| | |
1.99%
|
3.44% p.a. |
$0
|
$395 p.a.
|
80% |
$554.81
| | Up to $4,000 refinance cashback.
Fix to a low rate for two years and forget about rate rises. Refinancers borrowing $200,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply). | | |
| | |
2.29%
|
2.29% p.a. |
$250
|
$0 p.a.
|
90% |
$577.55
| |
A competitive 3 year investor rate with principal and interest repayments. Optional offset account with a $10 monthly fee. Not available for construction purposes. | | |
| | |
2.69%
|
2.52% p.a. |
$0
|
$0 p.a.
|
80% |
$608.71
| |
A competitive rate with no application or ongoing fee. This loan is not available for construction.
| | |
| | |
2.14%
|
2.35% p.a. |
$0
|
$0 p.a.
|
80% |
$566.11
| |
A one year fixed rate offer with no ongoing bank fees.
| | |
| | |
2.59%
|
2.64% p.a. |
$600
|
$0 p.a.
|
80% |
$600.83
| | Family guarantee option available. Enjoy flexible repayments and a low minimum loan amount.
| | |
| | |
2.39%
|
3.15% p.a. |
$0
|
$350 p.a.
|
95% |
$585.25
| |
Get a partial offset account and flexible repayments with this package loan.
| | |
| | |
2.34%
|
2.62% p.a. |
$0
|
$0 p.a.
|
60% |
$581.39
| |
A sharp variable rate with low fees for borrowers with 40% deposits or refinancers with equity in their properties. Refinancers can switch with a convenient digital application.
| | |
| | |
1.99%
|
2.71% p.a. |
$0
|
$0 p.a.
|
80% |
$554.81
| |
If you have an owner occupier loan with loans.com.au you can also get this very low rate variable mortgage for your investment property. Principal and interest repayments. Add an offset account for an additional 0.10% on your interest rate. Get your loan processed fast and settle within 30 days. | | |
| | |
1.99%
|
2.70% p.a. |
$0
|
$0 p.a.
|
80% |
$554.81
| | Limited time offer.
Investors can enjoy flexible repayments and an easy application process with this pioneering online lender. Apply by 30 June 2021 and settle within 90 days to get this low rate. | | |
| | |
2.59%
|
2.63% p.a. |
$595
|
$0 p.a.
|
80% |
$600.83
| | $2,000 refinance cashback
$2,000 cashback for eligible refinancers borrowing $250,000 or more. | | |
| | |
2.54%
|
2.56% p.a. |
$0
|
$0 p.a.
|
90% |
$596.91
| | $2,000 cashback.
With this competitive variable rate loan from St.George, refinancers borrowing $250,000+ can get a $2,000 cashback (terms, conditions & exclusions apply)
| | |
| | |
2.19%
|
2.42% p.a. |
$0
|
$0 p.a.
|
80% |
$569.91
| |
Borrow up to $750,000 with this basic 3 years fixed rate home loan. Refinancers can switch with a convenient digital application.
| | |
| | |
2.04%
|
2.17% p.a. |
$250
|
$0 p.a.
|
90% |
$558.56
| |
A low 3 year fixed rate for home buyers. Add a 100% offset account with a $10 monthly fee. Not available for construction purposes. | | |
| | |
2.68%
|
2.74% p.a. |
$449
|
$0 p.a.
|
95% |
$607.92
| | NSW and ACT customers only. You can get an interest rate discount for a limited time with this competitive variable mortgage.
| | |
| | |
2.59%
|
2.61% p.a. |
$0
|
$0 p.a.
|
90% |
$600.83
| |
Save on interest with a free 100% offset account and buy your property with just a 10% deposit. This loan is not available for construction.
| | |
| | |
2.54%
|
2.56% p.a. |
$0
|
$0 p.a.
|
90% |
$596.91
| | $2,000 cashback
A competitive variable rate loan. Refinancers borrowing $250,000 or more can get a $2,000 cashback (Other terms, conditions and exclusions apply). | | |
| | |
2.52%
|
2.55% p.a. |
$250
|
$0 p.a.
|
90% |
$595.35
| |
A very low variable interest rate for borrowers with a 10% deposit. Add a 100% offset account for $10 a month. Not available for construction purposes. | | |
| | |
2.59%
|
2.76% p.a. |
$300
|
$10 monthly ($120 p.a.)
|
60% |
$600.83
| | $3,000 refinance cashback.
A variable rate loan for owner occupiers with a 40% deposit (or equity) borrowing under $500,000. Get a $3,000 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 29 August 2021 and settle by 26 November 2021. | | |
| | |
2.39%
|
2.39% p.a. |
$0
|
$0 p.a.
|
60% |
$585.25
| |
Investors with large 40% deposits or equity can get this low variable rate. A competitive option for investors looking to refinance.
| | |
| | |
2.74%
|
2.74% p.a. |
$0
|
$0 p.a.
|
80% |
$612.67
| |
Get a discounted, low-fee investor loan from a convenient online lender. 20% deposit required.
| | |
| | |
2.19%
|
3.72% p.a. |
$0
|
$395 p.a.
|
95% |
$569.91
| | $2,000 refinance cashback
Enjoy a discounted fixed rate and the ability to package the loan with other financial products. $2,000 cashback for eligible refinancers borrowing $250,000 or more. | | |
| | |
2.49%
|
2.43% p.a. |
$0
|
$0 p.a.
|
70% |
$593.01
| |
Athena's refinance offer for investors and owner occupiers.
| | |
| | |
2.29%
|
3.94% p.a. |
$0
|
$0 p.a.
|
95% |
$577.55
| | $2,000 refinance cashback
Borrow up to 95% LVR of the value of the property you're buying and pay no ongoing fees. $2,000 cashback for eligible refinancers borrowing $250,000 or more. | | |
| | |
2.09%
|
2.60% p.a. |
$0
|
$0 p.a.
|
80% |
$562.33
| |
Pay no ongoing fees on this competitive investment loan and fix your rate for 3 years.
| | |
| | |
2.38%
|
4.11% p.a. |
$0
|
$0 p.a.
|
95% |
$584.48
| | $2,000 refinance cashback
Competitive fixed rate for home buyers.Available with a 10% deposit.$2,000 cashback for eligible refinancers borrowing $250,000 or more. | | |
| | |
2.59%
|
2.48% p.a. |
$0
|
$0 p.a.
|
80% |
$600.83
| |
A competitive investor variable rate that falls as you build equity.
| | |
| | |
2.94%
|
3.34% p.a. |
$0
|
$395 p.a.
|
80% |
$628.65
| | $2,000 refinance cashback
New borrowers or refinancers can get a discounted rate with this package loan. $2,000 cashback for eligible refinancers borrowing $250,000 or more. | |
