Checklist for buying a house

Download our simple checklist and make sure you don't miss a key detail when inspecting and buying a house.

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When buying a house, a checklist can help guide you and make sure you're on the right track. During your search you'll likely look at a variety of different homes, and it can be tough to keep straight in your head which properties made what impression. That's why we've created a home buying checklist.

You can print copies of the checklist from the link below, and take it with you to inspections.

Download our home buying checklist

Preparation

Location

  • Is it close to infrastructure such as train stations or bus stops?
  • Is it close to hospitals and schools?
  • Is the neighbourhood safe?
  • Is it reasonably quiet?
  • Is it flood or bushfire prone?
  • What are the local council regulations around renovations or extensions?

Exterior

  • Is the exterior of the house in good condition, free from cracks or defects?
  • Is the roof in good condition?
  • Are the windows and doors in good condition?
  • Are the gutters and downpipes in good condition?
  • Is the property connected to electricity and sewer?
  • Does the land provide sufficient space for additions?
  • Is the property fenced, and is the fencing in good condition?

Interior

  • Are the walls in good condition, free from holes or cracks?
  • Is there any sign of mould or damp?
  • Are the floors level and undamaged?
  • Are there sufficient power points?
  • Is all plumbing in good working order?
  • What appliances and furnishings are included in the contract, and are they in working order?
  • Are there telephone, cable and/or Internet connections?

Contract and title

Need more help? Check out these helpful guides and videos

Watch: step-by-step home buying guide

Compare mortgages for first home buyers

$
years
Name Product Interest Rate (p.a.) Comp. Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
UBank UHomeLoan Fixed
1.75%
2.31% p.a.
$0
$0 p.a.
80%
$537
Limited time offer.
Fix your mortgage for 1 year with a very competitive rate and no ongoing fees. Apply by 30 June 2021 and settle within 90 days to get this low rate.
Westpac Fixed Option Home Loan Premier Advantage Package
1.99%
3.48% p.a.
$0
$395 p.a.
95%
$554.81
Up to $3,000 refinance cashback.
Lock in a low fixed rate for 2 years and buy your home with a 5% deposit. Eligible borrowers refinancing $250,000 or more can get up to $3,000 cashback. Other conditions apply.
HSBC Fixed Rate Home Loan Package
1.88%
2.86% p.a.
$0
$390 p.a.
80%
$546.6
$3,288 refinance cashback offer
Lock in a low fixed rate for 2 years and buy your home with a 20% deposit. Eligible refinancers borrowing $250,000 or more can get a $3,288 cashback. Terms and conditions apply.
St.George Fixed Rate Advantage Package
1.94%
3.40% p.a.
$0
$395 p.a.
80%
$551.07
Up to $4,000 refinance cashback
Borrowers with 20% deposits or equity can get this competitive fixed rate loan. Refinancers borrowing $250,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply).
Athena Variable Home  Loan
1.99%
1.99% p.a.
$0
$0 p.a.
60%
$554.81
Owner occupiers with 40% deposits or equity can get this competitive variable rate loan. No upfront or ongoing fees.
Suncorp Home Package Plus Fixed
1.89%
2.85% p.a.
$0
$0 p.a.
80%
$547.35
Lock in a low fixed rate for 2 years. Available with a 20% deposit. Eligible new borrowers can get the annual package fee reimbursed for the life of the loan.
Australian Unity Health, Wealth and Happiness Package Fixed Home Loan
1.89%
2.77% p.a.
$0
$399 p.a.
70%
$547.35
Up to $2,000 cashback.
With a 30% deposit or equity, get access to an 0.10% rate cut and big discounts on credit cards and health insurance. You may qualify for up to $2,000 cashback (Terms, conditions and exclusions apply).
loans.com.au Smart Booster Discount Variable Home Loan
1.85%
2.21% p.a.
$0
$0 p.a.
70%
$544.38
Get a low discounted variable rate loan. Requires a 30% deposit. Get your loan processed fast and settle within 30 days.