Home buying checklist - downloadable, printable checklist | Finder

Home buying checklist

Keep track of your property search with our downloadable home buying checklist.

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There's a lot to keep in mind when buying a property. During your search you'll likely look at a variety of different homes, and it can be tough to keep straight in your head which properties made what impression. That's why we've created a home buying checklist.

You can print copies of the checklist from the link below, and take it with you to inspections.

Download our home buying checklist



  • Is it close to infrastructure such as train stations or bus stops?
  • Is it close to hospitals and schools?
  • Is the neighbourhood safe?
  • Is it reasonably quiet?
  • Is it flood or bushfire prone?
  • What are the local council regulations around renovations or extensions?


  • Is the exterior of the house in good condition, free from cracks or defects?
  • Is the roof in good condition?
  • Are the windows and doors in good condition?
  • Are the gutters and downpipes in good condition?
  • Is the property connected to electricity and sewer?
  • Does the land provide sufficient space for additions?
  • Is the property fenced, and is the fencing in good condition?


  • Are the walls in good condition, free from holes or cracks?
  • Is there any sign of mould or damp?
  • Are the floors level and undamaged?
  • Are there sufficient power points?
  • Is all plumbing in good working order?
  • What appliances and furnishings are included in the contract, and are they in working order?
  • Are there telephone, cable and/or Internet connections?

Contract and title

Need more help? Check out these helpful guides and videos

Watch: step-by-step home buying guide

Compare mortgages for first home buyers

Data updated regularly
Name Product Interest Rate (p.a.) Comp. Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
St.George Basic Home Loan
$0 p.a.
Up to $4,000 refinance cashback
Get this low-rate variable loan with a 20% deposit and pay $0 application fee. Borrow from $150k (or $250k to be eligible for the cashback offer) (terms, conditions & exclusions apply).
Westpac Fixed Option Home Loan Premier Advantage Package
$395 p.a.
Up to $3,000 refinance cashback.
Eligible borrowers refinancing $250,000 or more can get up to $3,000 cashback. Other conditions apply.
HSBC Fixed Rate Home Loan Package
$390 p.a.
$3,288 refinance cashback offer
Lock in a low fixed rate for 2 years and buy your home with a 20% deposit. Eligible refinancers borrowing $250,000 or more can get a $3,288 cashback. Terms and conditions apply.
UBank UHomeLoan Fixed
$0 p.a.
This very low fixed rate is only available until 29 April 2021. Other conditions apply. A competitive fixed rate loan with no ongoing fees. Requires a 20% deposit
Westpac Flexi First Option Home Loan
$8 monthly ($96 p.a.)
Up to $3,000 refinance cashback.
A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply.
St.George Fixed Rate Advantage Package
$395 p.a.
Up to $4,000 refinance cashback
Borrowers with 20% deposits or equity can get this competitive fixed rate loan. Refinancers borrowing $250,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply).
Suncorp Home Package Plus Fixed
$0 p.a.
Lock in a low fixed rate loan for two years and get the annual package fee waived in the first year. Available for borrowers with 20% deposits.
Athena Variable Home  Loan
$0 p.a.
Owner occupiers with 40% deposits or equity can get this competitive variable rate loan. No upfront or ongoing fees.

Compare up to 4 providers

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