Finder Awards 2021 Best No Annual Fee Credit Card

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See the full list of Finder Awards 2021 winners

Methodology

Here's how our expert analysts assessed the Best No Annual Fee Credit Card category to pick the 2021 winner.

Selection Criteria

  • Cards must charge no annual fee
  • Cards offering no fee for a limited period will not be included
  • Cards must not require loans or specific amounts of savings as eligibility criteria.
  • Monthly fee, no interest cards excluded

Presumptions

  • Tiebreakers are ranked by the lowest interest rate

Weighting

  • Purchase interest rate 80%
  • Interest free days 10%
  • Rewards program 10%

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