Finder Awards 2021 Best No Annual Fee Credit Card

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See the full list of Finder Awards 2021 winners


Here's how our expert analysts assessed the Best No Annual Fee Credit Card category to pick the 2021 winner.

Selection Criteria

  • Cards must charge no annual fee
  • Cards offering no fee for a limited period will not be included
  • Cards must not require loans or specific amounts of savings as eligibility criteria.
  • Monthly fee, no interest cards excluded


  • Tiebreakers are ranked by the lowest interest rate


  • Purchase interest rate 80%
  • Interest free days 10%
  • Rewards program 10%

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