Finder Awards 2021 Best Low Rate Credit Card

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See the full list of Finder Awards 2021 winners

Methodology

Here's how our expert analysts assessed the Best Low Rate Credit Card category to pick the 2021 winner.

Selection Criteria

  • The interest rate must be 15% or under
  • Temporary low rates not included
  • Cards must not require loans or specific amounts of savings as eligibility criteria.
  • Monthly fee, no interest cards excluded

Presumptions

  • Tiebreakers are ranked by the lowest interest rate

Weighting

  • Annual fee 20%
  • Purchase interest rate 70%
  • Interest free days 10%

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