With energy prices rising, switch to a cheaper plan
Compare Prices Now

Finder Awards 2021 Best Frequent Flyer Credit Card

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

See the full list of Finder Awards 2021 winners


Here's how our expert analysts assessed the Best Frequent Flyer Credit Card category to pick the 2021 winner.

Selection Criteria

  • Must directly earn frequent flyer points with Virgin or Qantas
  • Not business card
  • Card must not require loans or specific amounts of savings as eligibility criteria.
  • Annual fee below $500.


  • Qantas and Virgin Australia points will be treated equally
  • Tiebreakers are ranked by the lowest interest rate


  • Annual fee 25%
  • Purchase interest rate 2.5%
  • Soft points cap 5%
  • Signup and minimum spend bonus points 25%
  • Max international transaction fee 5%
  • Basic earn rate (pointe per dollar) 27.5%
  • Lounge passes 10%

More guides on Finder

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site