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Finder Awards 2021 Best Balance Transfer Credit Card

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See the full list of Finder Awards 2021 winners


Here's how our expert analysts assessed the Best Balance Transfer Credit Card category to pick the 2021 winner.

Selection Criteria

  • Cards must offer 0% p.a. balance transfer
  • Cards must not require loans or specific amounts of savings as eligibility criteria.


  • Tiebreakers are ranked by the lowest interest rate


  • Annual fee 20%
  • Purchase interest rate 2.5%
  • Revert rate 2.5%
  • Balance transfer period 55%
  • Balance transfer fee 20%

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