Get the Finder app 🥳

Connect your accounts & save

Elders Farm Insurance

Elders Farm Insurance tailors cover to your unique needs

Posted

Fact checked

Elders insurance has a long history of providing financial protection to rural and regional Australians. The insurer has a wide range of farm insurance options to choose from so you only need to pay for the cover that you need. We'll talk you through the options below.

What types of cover does Elders farm insurance offer?

Elders includes a product for various kinds of risk that a farmer might be exposed to. These products include:

Home & contents

Elders farm insurance includes home & contents insurance packages to protect your home and belongings from natural disaster, theft, or any other accident. Cover includes:

  • Fusion of electric motors cover
  • Credit card cover
  • Protection for contents in transit
  • Temporary accommodation
  • Protection for valuables

Farm property

Protection for your rural property, including buildings, livestock, machinery, silage and grain. This cover can also include hobby farm insurance. Some of the benefits include:

  • Up to $5,000 towards replanting trees
  • Up to $10,000 towards fire prevention and extinguishment
  • Up to $2,000 for employees belongings per employee or $5,000 per occurrence

Farm liability

Financial protection should you be legally liable to pay for anything related to your farming business. This include protection for:

  • Farm hosting
  • Aerial spraying
  • Your property for up to $500,000 for buildings, $10,000 per animal and $100,000 for all others.

Farm vehicle

Elders provide farm motor insurance in case any of your agricultural vehicles are damaged, stolen or involved in an accident. This can protect you financially for:

  • Hire vehicle costs if your vehicle is stolen
  • Debris removal
  • Replacing or recoding locks & keys

Crop

Elders crop insurance can protect your crop income if fire, hail, livestock intrusion, overspray, transit or storage loss destroys your grain crop.

What's not included in an Elders Farm Insurance policy?

All insurance policies have general exclusions. These are the things that you generally won't be covered for when you take out a policy. To find out exactly what is not included in your farm insurance policy, read the general exclusions section of the product disclosure statement (PDS). Here's an idea of what Elders insurance does not cover:

  • Any loss or damage related to war or terrorism
  • Any loss or damage related to intentional damage
  • Any loss or damage related to claims made or actions instituted within any country, state or territory outside of Australia that require insurance to be issued with a provider in that country, territory or state
  • Any loss or damage related to breaching sanctions, prohibitions or restrictions
  • Any loss or damage related to asbestos
  • Any loss or damage related to pollution

How to make a claim

If you need to make a claim, you can speak to the local Elders insurance agent that has been assigned to you. The name of your Elders insurance agent can be found on your renewal form, as will their contact details. They will put through your claim for you personally. If you're unsure who your local agent is, you can find them here or contact the Elders Insurance National Claims Line on 1300 554 184.

Read more on this topic

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Ask a question
Go to site