Ford Ranger Finance 2022

Compare Ford Ranger Finance options from a range of Australian lenders.

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Ben Gribbin

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Ford Ranger finance comparison table

15 of 162 results
Updated regularly
Finder Score Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Rewards Monthly Repayment
Finder Score
9.5 Excellent
Interest Rate (p.a.)
5.99%
Comp. Rate (p.a.)
6.34%
Application Fee
$274.78
Monthly Fee
$0
Monthly Repayment
$616.71
Borrow up to $125,000, pay no account-keeping fees and repay with fixed repayments while having the ability to repay early.
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Finder Score
9.1 Excellent
Interest Rate (p.a.)
5.67%
to 18%
Comp. Rate (p.a.)
6.1%
to 23%
Application Fee
$395
Monthly Fee
$0
Monthly Repayment
$617.41
Your own personal car loan broker can help you borrow up to $300,000 for your new car by choosing from a range of finance options.
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Compare product selection
Finder Score
9.3 Excellent
Interest Rate (p.a.)
5.95%
to 18.99%
Comp. Rate (p.a.)
5.95%
to 21.78%
Application Fee
$0
min.
Monthly Fee
$0
Monthly Repayment
$607.99
No monthly or early exit fees. Loan amounts range from $5,000 to $100,000.
Eligibility: Applicants with an Equifax credit score of 500 or above and an annual income of more than $25k are eligible.
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Compare product selection
loans.com.au logo
Finder Score
8.1 Great
loans.com.au - New/Demo - Variable Rate
Variable3 - 7 Years $5,000 - $150,000
Finder Score
8.1 Great
Interest Rate (p.a.)
5.99%
to 15.89%
Comp. Rate (p.a.)
7.12%
to 17.01%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$628.52
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RACV logo
Finder Score
8.5 Great
RACV New Car Loans
Fixed1 - 7 Years $5,000 - $100,000
Finder Score
8.5 Great
Interest Rate (p.a.)
6.59%
to 17.69%
Comp. Rate (p.a.)
7.29%
to 18.47%
Application Fee
$499
Monthly Fee
$0
Monthly Repayment
$629.11
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Compare product selection
loans.com.au logo
Finder Score
8.1 Great
loans.com.au - Variable Rate Used Car < 5 years
Variable3 - 7 Years $5,000 - $150,000
Finder Score
8.1 Great
Interest Rate (p.a.)
5.99%
to 15.89%
Comp. Rate (p.a.)
7.12%
to 17.01%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$628.52
Go to siteMore info
Compare product selection
OurMoneyMarket logo
Finder Score
9.3 Excellent
OurMoneyMarket Used Car Loan ($5,000-$100,000)
Fixed1 - 7 Years $5,000 - $100,000
Finder Score
9.3 Excellent
Interest Rate (p.a.)
5.95%
to 18.99%
Comp. Rate (p.a.)
5.95%
to 21.78%
Application Fee
$0
min.
Monthly Fee
$0
Monthly Repayment
$607.99
No monthly or early exit fees. Loan amounts range from $5,000 to $100,000. No vehicle age limit.
Eligibility: Applicants with an Equifax credit score of 500 or above and an annual income of more than $25k are eligible.
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Compare product selection
Stratton Finance logo
Finder Score
8.9 Great
Stratton Finance Used Car Loan
Fixed1 - 7 Years $10,000 - $300,000
Finder Score
8.9 Great
Interest Rate (p.a.)
6.59%
to 18%
Comp. Rate (p.a.)
7.91%
to 23%
Application Fee
$395
Monthly Fee
$0
Monthly Repayment
$625.92
Your own personal car loan broker can help you borrow up to $300,000 for your new car by choosing from a range of finance options.
Go to siteMore info
Compare product selection
RACV logo
Finder Score
8.2 Great
RACV Used Car Loans
Fixed1 - 7 Years $5,000 - $100,000
Finder Score
8.2 Great
Interest Rate (p.a.)
7.89%
to 17.69%
Comp. Rate (p.a.)
8.6%
to 18.47%
Application Fee
$499
Monthly Fee
$0
Monthly Repayment
$641.32
Benefit from no ongoing fees, 5-hour approval and a 21-day satisfaction guarantee. Interest rate discounts for members.
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Compare product selection
loans.com.au logo
Finder Score
8 Great
loans.com.au - Variable Rate Used Car < 3 years
Variable3 - 7 Years $5,000 - $150,000
Finder Score
8 Great
Interest Rate (p.a.)
5.99%
to 15.89%
Comp. Rate (p.a.)
7.12%
to 17.01%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$628.52
Go to siteMore info
Compare product selection
loans.com.au logo
Finder Score
7.8 Great
loans.com.au - Fixed Rate Used Car < 3 years
Fixed3 - 7 Years $5,000 - $150,000
Finder Score
7.8 Great
Interest Rate (p.a.)
6.54%
to 15.24%
Comp. Rate (p.a.)
7.67%
to 16.36%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$633.61
Go to siteMore info
Compare product selection
loans.com.au logo
Finder Score
7.8 Great
loans.com.au - Fixed Rate Used Car < 5 years
Fixed3 - 7 Years $5,000 - $150,000
Finder Score
7.8 Great
Interest Rate (p.a.)
6.54%
to 15.24%
Comp. Rate (p.a.)
7.67%
to 16.36%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$633.61
Go to siteMore info
Compare product selection
loans.com.au logo
Finder Score
7.8 Great
loans.com.au - Fixed Rate Used Car Loan (6 to 7 years)
Fixed3 - 7 Years $5,000 - $150,000
Finder Score
7.8 Great
Interest Rate (p.a.)
6.54%
to 15.24%
Comp. Rate (p.a.)
7.67%
to 16.36%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$633.61
Go to siteMore info
Compare product selection
loans.com.au logo
Finder Score
7.8 Great
loans.com.au - Fixed Rate Used Car Loan (8+ years)
Fixed3 - 7 Years $5,000 - $150,000
Finder Score
7.8 Great
Interest Rate (p.a.)
6.54%
to 15.24%
Comp. Rate (p.a.)
7.67%
to 16.36%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$633.61
Go to siteMore info
Compare product selection
SWS Bank logo
Finder Score
9.1 Excellent
SWS Bank Secured Personal Loan
VariableUp to 15 Years $500 - $200,000
Finder Score
9.1 Excellent
Interest Rate (p.a.)
8.5%
Comp. Rate (p.a.)
8.5%
Application Fee
$0
Monthly Fee
$0
Monthly Repayment
$631.35
More info
Compare product selection
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Finder Score for car loans

To make comparing car loans even easier we came up with the Finder Score. Interest rates, fees and features across 200+ car loan products and 100+ lenders are all weighted and scaled to produce a score out of 10. The higher the score, the more competitive the product.

Read the full methodology

In this guide:

Want to know more about the Ford Ranger?

Read our detailed Ford Ranger comparison review, where we combined the findings of five motoring experts. Reading that will save you a lot of time. Our team has also driven the 2019 Ranger and the Raptor. If you're looking at a used Ford Ranger, we also have a 2017 MY comparison review.

Why the Ford Ranger?

What reasons can we give you to help you narrow down your ute selection?

    • The Ford Ranger is very well reviewed.
    • It's supposed to be great off-road.
    • Value-wise it's also pretty good, not the cheapest, but with a solid level of equipment.
    • It looks chunky and mean.
    • That 2.0-litre engine is rather frugal, while packing a powerful punch.
    • It's a competent alternative to the HiLux.
    • It's popular.
    • It's reportedly well constructed.

What to look for in a Ford Ranger loan

If you could design a perfect car loan, it would have the following features:

  • A low-interest rate
  • No application fees
  • No monthly fee
  • Affordable monthly repayments
  • Payment flexibility, for example, if you wanted to pay back extra one month

The more of the above that is true about a prospective loan, the closer you are to finding a competitive car loan.

How to compare car loans for the Ford Ranger

Many drivers will be buying the ute as a business or commercial vehicle. If that's the case for you, check our business car loan comparison guide.

If you're a private buyer, the next thing you need to think about is the types of finance on offer.

We help you compare secured and unsecured car loans. With a secured loan, the lender registers an interest in the vehicle. Consequently, if you fail to meet your repayments agreement, they'll legally be in a position to recover it. A secured car loan typically has the benefit of a lower rate of interest because of the security held against the loan.

Another factor to take into consideration, lenders often require the funds of a secured car loan be spent purely on the car purchase. If you need to borrow a bit more to cover things like insurance or other on-road costs, look at an unsecured car loan. These loans won't have as keen an interest rate, so you'll pay a little more over the loan term. However, there are fewer conditions attached to how you use the money.

Don't forget to weigh in application fees, early repayment charges and other costs. Those can quickly add-up!

What other Ford Ranger finance options are there?

As well as a secured car loan, you could finance a Ford Ranger using:

  • An unsecured car loan - This type of personal loan gives you the freedom to spend the borrowed money on other purchases unrelated to the Ford Ranger.
  • A novated lease - Ideal for employees, this type of finance may have tax benefits
  • A chattel mortgage - Ideal for Ford Ranger business buyers
  • Dealer finance - Dealer finance provided by your Ford dealer. This type of Ford Ranger finance often carries attractive interest rates, but maybe packaged with balloon/residual payments.

How to use the above car finance comparison tool

To see examples of Ford Ranger loans, enter the total you need to borrow and select the term in years. The longer the borrowing period, the lower the payments should be month to month. That can help make a Ranger match your budget. To do a quick mental calculation, the difference is more or less in line with the years of the loan, so a three-year loan will be roughly twice the monthly repayment of a seven-year agreement. Don't forget, the longer you take out a loan, the more you'll have to repay in interest.

Find loans puzzling? Don't worry, we've got your back. Our car loans guide breaks down the application process and jargon into every day, easy to comprehend English. You can thank us later!

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Writer

Ben Gribbin was an automotive writer at Finder. He is a life-long car enthusiast, bringing many years of experience working with and writing about cars. During his time, Ben has been a freelance writer, editor and reviewer for a number of leading publications across the UK. He was voted the Guild of Motoring Writers Breakthrough Blogger in 2015. See full bio

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