1800 Approved Car Loans

Let 1800 Approved help you find the best way to get into your next car.

No reviews yet. Write a review
1800 Approved

1800 Approved is an Australian finance brokering company that began operations in 2008, created by one of Queensland’s most successful prestige vehicle wholesalers. It now offers its services to residents of Queensland, Victoria, New South Wales, South Australia, West Australia and Tasmania and deals with over 30 lenders. If you aren’t sure where to find your next car loan, 1800 Approved can help you secure the best loan for you.

1800 Approved Car Loans options

Product Finder Score Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
1800 Approved logo
Finder Score
1800 Approved Car Loans
Variable1 - 7 Years $5,000 - $250,000
Finder Score
Interest Rate (p.a.)
4.99%
Comp. Rate (p.a.)
6.97%
Application Fee
$495
Monthly Fee
$0
Monthly Repayment
$614.16
More info
Compare product selection
loading
Showing 1 of 1 results

Finder Score for car loans

To make comparing car loans even easier we came up with the Finder Score. Interest rates, fees and features across 200+ car loan products and 100+ lenders are all weighted and scaled to produce a score out of 10. The higher the score, the more competitive the product.

Read the full Finder Score methodology

Types of services available from 1800 Approved

No matter what kind of car you’re hoping to buy, you can source your loan through 1800 Approved. The options that are available include:

  • Car loan. If you’re after a new car from a dealership, a used car from an auction or a dealership or a private seller, you can consider a car loan. The car you buy will work as a guarantee for the loan so will need to meet certain requirements. For example if you’re looking for a used car it will need to be under a certain age.
  • Novated lease. A novated lease is essentially an agreement between you, your employer and the loan provider. Your employer makes payments by deducting them from your pre-tax income, allowing you to save money.
  • Personal loan. If you want to buy a car that is older than five years, you can consider a personal loan. Personal loans don’t place the same restrictions as car loans in terms of what you can do with the money, and since these loans are unsecured, you’ll have more flexibility with the car you can purchase. 1800 Approved can help you find personal loans with terms up to seven years.

Features and benefits of a 1800 Approved car loan

If you’re thinking about getting a car loan through 1800 Approved, here’s what you can expect:

  • Wide range of lenders. 1800 Approved's panel of lenders includes ANZ, CommBank, Latitude Financial Services, Macquarie, Westpac, Liberty Financial, Suncorp and Yamaha Finance.
  • No fees. You don't have to pay any fees to use the services of 1800 Approved. The money comes from the lenders in the form of commission.
  • One-stop-shop. Both car insurance and warranty options are available from 1800 Approved.
  • Minimum and maximum loan amount. You can consider borrowing as little as $5,000 through 1800 Approved, but remember that not all loan providers offer loans for this amount. The maximum you can borrow depends on individual lenders, your ability to repay, and the car you wish to buy.
  • Online loan calculator. You can use the 1800 Approved loan calculator which gives you a clear indication of what your repayments might look like depending on factors like loan amount, loan term and interest. You can find out how much you will have to pay fortnightly and monthly, and you can also factor in balloon payments.

What other products does 1800 Approved offer?

You can get more than car loans, car insurance, and car warranty through 1800 Approved. Its other offerings include:

  • Auto loans. Other than car loans, 1800 Approved can also assist you in finding suitable bike loans, boat loans, jet ski loans, caravan loans and truck loans.
  • Business loans. You can get a business loan to start a new business, expand your existing business, renovate or buy inventory. Through 1800 Approved, you can get an unsecured business loan of up to $250,000.
  • Equipment loans. 1800 Approved can help you find finance for just about any kind of equipment you need for your business, which can include forklifts, cranes, diggers, medical equipment, manufacturing equipment, mining equipment and earthmoving equipment.
  • Insurance and warranty. 1800 Approved also provides insurance and warranty solutions for bikes, boats, jet skis, trucks and other equipment.

How to apply for a car loan with 1800 Approved

To apply, you can fill out your details using the broker form above. You’ll need to provide the following details so your situation can be considered:

  • Income. PAYG employed, self-employed or own your own business, or you don’t have a formal income.
  • Citizenship status. List whether you are an Australian citizen.
  • Credit history. List the state of your credit i.e. whether you have any defaults on your file.

When you fill out the form on the page above, a broker from 1800 Approved will get in contact with you for the next stage of the application process.

Compare loans from the brokers below

Whilst we don't compare loans from this broker, compare other loans from the table below.

Product Finder Score Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
Finder Score
Interest Rate (p.a.)
5.9%
to 18%
Comp. Rate (p.a.)
6.33%
to 23%
Application Fee
$395
Monthly Fee
$0
Monthly Repayment
$619.53
Your own personal car loan broker can help you borrow up to $300,000 for your new car by choosing from a range of finance options.
Go to siteMore info
Compare product selection
Credit Concierge logo
Finder Score
Finder Score
Interest Rate (p.a.)
6.29%
to 8.29%
Comp. Rate (p.a.)
7.41%
to 9.41%
Application Fee
$553
Monthly Fee
$10
Monthly Repayment
$637.97
More info
Compare product selection
Driva logo
Finder Score
Driva Car Loan
Fixed or Variable1 - 7 Years $2,001 - $300,000
Finder Score
Interest Rate (p.a.)
6.57%
to 36%
Comp. Rate (p.a.)
6.78%
to 36%
Application Fee
$0 - $500
Monthly Fee
$0
Monthly Repayment
$613.62
More info
Compare product selection
AutoCarLoans logo
Finder Score
Not yet rated
AutoCarLoans
Fixed or Variable3 - 7 Years $5,000 -
Finder Score
Not yet rated
Interest Rate (p.a.)
1%
to 6%
Comp. Rate (p.a.)
1%
to 6%
Application Fee
$0 - $500
Monthly Fee
$0
Monthly Repayment
$578.27
More info
Compare product selection
loading
Showing 4 of 4 results

Finder Score for car loans

To make comparing car loans even easier we came up with the Finder Score. Interest rates, fees and features across 200+ car loan products and 100+ lenders are all weighted and scaled to produce a score out of 10. The higher the score, the more competitive the product.

Read the full Finder Score methodology

Elizabeth Barry's headshot
Journalist

Elizabeth Barry is an experienced journalist with over 10 years of expertise in personal finance, contributing to outlets like the ABC, Sydney Morning Herald, and 7News. She holds a Master of Arts in Creative Writing and a Bachelor of Arts in Communication from the University of Technology Sydney, and has earned multiple award nominations, including a Highly Commended recognition at the 2017 Lizzies. Elizabeth began her career at Finder in 2013, progressing through roles to become Lead Editor, where she oversaw a wide range of personal finance coverage until 2024. See full bio

Elizabeth's expertise
Elizabeth has written 208 Finder guides across topics including:
  • Banking
  • Personal finance
  • Investing

Ask a question

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

4 Responses

    Default Gravatar
    DarrenApril 27, 2017

    Can you tell me where to find the brokers details, looking at refinancing car loan?

      AvatarFinder
      HaroldApril 28, 2017Finder

      Hi Darren,

      Thank you for your inquiry.

      If you’re asking about 1800 Approved, you may want to visit their website for more details about how you can get in touch with them.

      Alternatively, you can also check our refinance car loan options to see what other companies offer. Be sure to read the terms and conditions of your chosen lender to ensure you’re getting the right loan product.

      I hope this information has helped.

      Cheers,
      Harold

    Default Gravatar
    ZainSeptember 7, 2016

    Hi,

    I want to refinance my car, can you help me find one with best terms.

    Zain

      Default GravatarFinder
      DeeSeptember 7, 2016Finder

      Hi Zain,

      Thanks for your comment.

      Check our car loan refinancing guide if you are looking to refinance your car loan. You can take advantage of our car loan calculator to know which lender can give you lower monthly repayment.

      Cheers,
      Anndy

More guides on Finder

  • BMW Novated Leasing

    A no-nonsense guide to BMW novated leases, explaining tax savings, EV incentives and the pros and cons of leasing vs buying.

  • What is luxury car tax?

    Luxury Car Tax (LCT) isn't just for high-end sports cars. Discover how it impacts everyday vehicles and what it means for your next car purchase.

  • Compare car loans for classic cars

    Want to buy a classic car but don't have the ready money? There are still financing options available for classic vehicles. Find out what loans you have to choose one and which one will work best for you.

  • Tesla Superchargers Map: Where you can charge in Australia

    Find out the extent of Australia's Tesla Supercharger network with our complete map of every charging station.

  • Refinance Car Loans

    If you are unhappy with your current car loan, refinancing it could be the right choice for you. Most people refinance their car loan to get a lower interest rate, get more flexibility in their car loan or get more additional features. Read our guide to see if it's right for you.

  • Cheap Car Loans Australia

    When you're shopping around for a new car, you surely want the cheapest car loan possible.

  • Best Car Loans in Australia for 2025

    The best car loan isn't necessarily the one with the lowest rate. Learn how to spot the best car loans and compare 15+ car loan products with Finder.

  • Secured Car Loans Australia

    If you're looking to a buy a car you can consider a secured car loan to help finance your vehicle purchase. The loan is guaranteed so you can enjoy a lower interest rate – compare your options and apply today.

  • Used car loan rates Australia

    You can still get a car loan if you want to finance a used car. Find out how you can get a used car loan and see what rates are available for the used car you want. Learn how to best compare lenders and apply for your loan today.

  • New Car Loan Interest Rates

    Whether you're upgrading your current car or looking for a new vehicle for your first car purchase, a new car loan can help you finance your set of wheels. Find out everything you need to know about new car loans to help you find the right loan for you.

Go to site
Compare your car loan options in seconds