1800 Approved is an Australian finance brokering company that began operations in 2008, created by one of Queensland’s most successful prestige vehicle wholesalers. It now offers its services to residents of Queensland, Victoria, New South Wales, South Australia, West Australia and Tasmania and deals with over 30 lenders. If you aren’t sure where to find your next car loan, 1800 Approved can help you secure the best loan for you.
No matter what kind of car you’re hoping to buy, you can source your loan through 1800 Approved. The options that are available include:
Car loan. If you’re after a new car from a dealership, a used car from an auction or a dealership or a private seller, you can consider a car loan. The car you buy will work as a guarantee for the loan so will need to meet certain requirements. For example if you’re looking for a used car it will need to be under a certain age.
Novated lease. A novated lease is essentially an agreement between you, your employer and the loan provider. Your employer makes payments by deducting them from your pre-tax income, allowing you to save money.
Personal loan. If you want to buy a car that is older than five years, you can consider a personal loan. Personal loans don’t place the same restrictions as car loans in terms of what you can do with the money, and since these loans are unsecured, you’ll have more flexibility with the car you can purchase. 1800 Approved can help you find personal loans with terms up to seven years.
Features and benefits of a 1800 Approved car loan
If you’re thinking about getting a car loan through 1800 Approved, here’s what you can expect:
Wide range of lenders. 1800 Approved's panel of lenders includes ANZ, CommBank, Latitude Financial Services, Macquarie, Westpac, Liberty Financial, Suncorp and Yamaha Finance.
No fees. You don't have to pay any fees to use the services of 1800 Approved. The money comes from the lenders in the form of commission.
One-stop-shop. Both car insurance and warranty options are available from 1800 Approved.
Minimum and maximum loan amount. You can consider borrowing as little as $5,000 through 1800 Approved, but remember that not all loan providers offer loans for this amount. The maximum you can borrow depends on individual lenders, your ability to repay, and the car you wish to buy.
Online loan calculator. You can use the 1800 Approved loan calculator which gives you a clear indication of what your repayments might look like depending on factors like loan amount, loan term and interest. You can find out how much you will have to pay fortnightly and monthly, and you can also factor in balloon payments.
What other products does 1800 Approved offer?
You can get more than car loans, car insurance, and car warranty through 1800 Approved. Its other offerings include:
Auto loans. Other than car loans, 1800 Approved can also assist you in finding suitable bike loans, boat loans, jet ski loans, caravan loans and truck loans.
Business loans. You can get a business loan to start a new business, expand your existing business, renovate or buy inventory. Through 1800 Approved, you can get an unsecured business loan of up to $250,000.
Equipment loans. 1800 Approved can help you find finance for just about any kind of equipment you need for your business, which can include forklifts, cranes, diggers, medical equipment, manufacturing equipment, mining equipment and earthmoving equipment.
Insurance and warranty. 1800 Approved also provides insurance and warranty solutions for bikes, boats, jet skis, trucks and other equipment.
How to apply for a car loan with 1800 Approved
To apply, you can fill out your details using the broker form above. You’ll need to provide the following details so your situation can be considered:
Income. PAYG employed, self-employed or own your own business, or you don’t have a formal income.
Citizenship status. List whether you are an Australian citizen.
Credit history. List the state of your credit i.e. whether you have any defaults on your file.
When you fill out the form on the page above, a broker from 1800 Approved will get in contact with you for the next stage of the application process.
Compare loans from the brokers below
Whilst we don't compare loans from this broker, compare other loans from the table below.
Elizabeth Barry is the lead editor for Finder. She has over 10 years' experience writing about a range of topics with a focus on personal finance. You’ll find her writing and commentary in a range of publications and media including Seven News, the ABC, MSN, the Irish Times and Singapore Business Review.
These General Terms and Conditions ("General Terms") apply to the game of chance identified as the "Competition" in the schedule of particulars for the Competition that explicitly references the General Terms ("Competition Schedule").
Finder acknowledges that today ASIC has filed an appeal with the Full Federal Court in relation to proceedings against Finder Wallet regarding its Finder Earn product.
If you’re asking about 1800 Approved, you may want to visit their website for more details about how you can get in touch with them.
Alternatively, you can also check our refinance car loan options to see what other companies offer. Be sure to read the terms and conditions of your chosen lender to ensure you’re getting the right loan product.
Check our car loan refinancing guide if you are looking to refinance your car loan. You can take advantage of our car loan calculator to know which lender can give you lower monthly repayment.
How likely would you be to recommend finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Important information about this website
finder.com.au is one of Australia's leading comparison websites. We are committed to our readers and stands by our editorial principles
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.
Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product. You can learn more about how we make money.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
Can you tell me where to find the brokers details, looking at refinancing car loan?
Hi Darren,
Thank you for your inquiry.
If you’re asking about 1800 Approved, you may want to visit their website for more details about how you can get in touch with them.
Alternatively, you can also check our refinance car loan options to see what other companies offer. Be sure to read the terms and conditions of your chosen lender to ensure you’re getting the right loan product.
I hope this information has helped.
Cheers,
Harold
Hi,
I want to refinance my car, can you help me find one with best terms.
Zain
Hi Zain,
Thanks for your comment.
Check our car loan refinancing guide if you are looking to refinance your car loan. You can take advantage of our car loan calculator to know which lender can give you lower monthly repayment.
Cheers,
Anndy