With energy prices rising, switch to a cheaper plan
Compare Prices Now
1800 Approved

1800 Approved Car Loans

Let 1800 Approved help you find the best way to get into your next car.

No reviews yet. Write a review

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

1800 Approved is an Australian finance brokering company that began operations in 2008, created by one of Queensland’s most successful prestige vehicle wholesalers. It now offers its services to residents of Queensland, Victoria, New South Wales, South Australia, West Australia and Tasmania and deals with over 30 lenders. If you aren’t sure where to find your next car loan, 1800 Approved can help you secure the best loan for you.

1800 Approved Car Loans options

1 - 1 of 1


Name Product Mobile details underline Interest Rate (p.a.) Comp. Rate (p.a.) Rate Type Application Fee Monthly Fee Monthly Repayment

1800 Approved Car Loans Variable, 1 - 7 Years, $5,000 - $250,000

1800 Approved Car Loans

1 - 7 Years, $5,000 - $250,000






You'll receive a fixed rate of 4.69% p. a.
Get access to a range of lenders to finance a new or used car.

Compare up to 4 providers

Types of services available from 1800 Approved

No matter what kind of car you’re hoping to buy, you can source your loan through 1800 Approved. The options that are available include:

  • Car loan. If you’re after a new car from a dealership, a used car from an auction or a dealership or a private seller, you can consider a car loan. The car you buy will work as a guarantee for the loan so will need to meet certain requirements. For example if you’re looking for a used car it will need to be under a certain age.
  • Novated lease. A novated lease is essentially an agreement between you, your employer and the loan provider. Your employer makes payments by deducting them from your pre-tax income, allowing you to save money.
  • Personal loan. If you want to buy a car that is older than five years, you can consider a personal loan. Personal loans don’t place the same restrictions as car loans in terms of what you can do with the money, and since these loans are unsecured, you’ll have more flexibility with the car you can purchase. 1800 Approved can help you find personal loans with terms up to seven years.

Features and benefits of a 1800 Approved car loan

If you’re thinking about getting a car loan through 1800 Approved, here’s what you can expect:

  • Wide range of lenders. 1800 Approved’s panel of lenders includes ANZ, CommBank, Latitude Financial Services, Macquarie, Westpac, Liberty Financial, Suncorp and Yamaha Finance.
  • No fees. You don’t have to pay any fees to use the services of 1800 Approved. The money comes from the lenders in the form of commission.
  • One-stop-shop. Both car insurance and warranty options are available from 1800 Approved.
  • Minimum and maximum loan amount. You can consider borrowing as little as $5,000 through 1800 Approved, but remember that not all loan providers offer loans for this amount. The maximum you can borrow depends on individual lenders, your ability to repay, and the car you wish to buy.
  • Online loan calculator. You can use the 1800 Approved loan calculator which gives you a clear indication of what your repayments might look like depending on factors like loan amount, loan term and interest. You can find out how much you will have to pay fortnightly and monthly, and you can also factor in balloon payments.

What other products does 1800 Approved offer?

You can get more than car loans, car insurance, and car warranty through 1800 Approved. Its other offerings include:

  • Auto loans. Other than car loans, 1800 Approved can also assist you in finding suitable bike loans, boat loans, jet ski loans, caravan loans and truck loans.
  • Business loans. You can get a business loan to start a new business, expand your existing business, renovate or buy inventory. Through 1800 Approved, you can get an unsecured business loan of up to $250,000.
  • Equipment loans. 1800 Approved can help you find finance for just about any kind of equipment you need for your business, which can include forklifts, cranes, diggers, medical equipment, manufacturing equipment, mining equipment and earthmoving equipment.
  • Insurance and warranty. 1800 Approved also provides insurance and warranty solutions for bikes, boats, jet skis, trucks and other equipment.

How to apply for a car loan with 1800 Approved

To apply, you can fill out your details using the broker form above. You’ll need to provide the following details so your situation can be considered:

  • Income. PAYG employed, self-employed or own your own business, or you don’t have a formal income.
  • Citizenship status. List whether you are an Australian citizen.
  • Credit history. List the state of your credit i.e. whether you have any defaults on your file.

When you fill out the form on the page above, a broker from 1800 Approved will get in contact with you for the next stage of the application process.

Compare loans from the brokers below

Whilst we don't compare loans from this broker, compare other loans from the table below.

1 - 2 of 2

Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount
Credit Concierge Car Loan - Prime (Credit Score 800+)
From 3.69% (fixed)
You'll receive a fixed rate of 3.69% p.a. with a comparison rate of 4.23% p.a.
Must have a high credit score and excellent previous repayment history to qualify. Home ownership or mortgage may assist overcoming a lower credit score in some instances. Lenders individual credit criteria applies and approval is not guaranteed nor is the interest rate finalised until a formal submission for finance is made.
Stratton Finance New Car Loan
From 4.44% (fixed)
You'll receive a fixed rate from 4.44% p.a. depending on the lender you are approved with.
Apply for up to $300,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.

Compare up to 4 providers

More guides on Finder

Car Loan Offers

Important Information*
Logo for IMB New Car Loan
IMB New Car Loan

You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Logo for Beyond Bank Low Rate Car Loan "Special Offer"
Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 4.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Logo for RACV New Car Loans
RACV New Car Loans

You'll receive a fixed rate from 5.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.

Logo for NRMA New Car Loan
NRMA New Car Loan

You'll receive a fixed rate of 5.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

4 Responses

  1. Default Gravatar
    DarrenApril 27, 2017

    Can you tell me where to find the brokers details, looking at refinancing car loan?

    • Avatarfinder Customer Care
      HaroldApril 28, 2017Staff

      Hi Darren,

      Thank you for your inquiry.

      If you’re asking about 1800 Approved, you may want to visit their website for more details about how you can get in touch with them.

      Alternatively, you can also check our refinance car loan options to see what other companies offer. Be sure to read the terms and conditions of your chosen lender to ensure you’re getting the right loan product.

      I hope this information has helped.


  2. Default Gravatar
    ZainSeptember 7, 2016


    I want to refinance my car, can you help me find one with best terms.


    • Avatarfinder Customer Care
      DeeSeptember 7, 2016Staff

      Hi Zain,

      Thanks for your comment.

      Check our car loan refinancing guide if you are looking to refinance your car loan. You can take advantage of our car loan calculator to know which lender can give you lower monthly repayment.


Go to site