Key takeaways
- Fox Symes assists with various debt solutions including consolidation debt agreements and bankruptcy.
- Eligibility requires good credit a regular income and only unsecured debts.
- Access a confidential obligation-free debt analysis to explore suitable options.
Make sure you factor in all the costs of rates and fees before signing any agreement.
Main points to consider about Fox Symes Debt Solutions
Fox Symes' products are available for those who are having problems with controlling and repaying their debt. When you consolidate your debt, it reduces the complexity of your debt repayment. Instead of making a series of debt repayments each month, you will only need to make one payment per month by streamlining your finances. There is a range of solutions available so you can find the one that's right for you.
How to apply
To take advantage of the services offered by Fox Symes Debt Solutions must satisfy the following requirements:
- Have good credit history. You will have a better chance of a successful application if you have a good credit history and don't have a history of late repayments.
- Not declared bankruptcy in the last 10 years. If you have been bankrupt in the past 10 years, this could seriously impact on your eligibility.
- Earn a regular income. Steady employment and a regular income are musts.
- Have unsecured debts. To be eligible for consolidation your debts must be unsecured.
- Be at least 18 years of age.
There are also some documents and information you need to provide to be able to complete your application:
- Details of income
- Details of debt
- Personal details
If you need help managing your debt and think it's time to consolidate, Fox Symes Debt Solutions may be able to help. Start your application today if the services the company offers sound right for you. If you want free help before you commit to a paid service, the National Debt Helpline offers free, independent and confidential financial counselling on 1800 007 007, weekdays 9:30am to 4:30pm.
Features of this loan
- Interest rates. With these debt solutions you can select whether you want a fixed or variable interest rate. With a fixed interest rate you will make the same monthly repayments, while with a variable interest rate you can benefit from periods of time when the interest rate is low. Also, when you consolidate your debts, your interest rate tends to be lower and you can save thousands in interest.
- Repayments. When you consolidate your debt, repayments become much easier with just one monthly repayment to be made. Fox Symes will let you know your monthly repayment based on your debt amount and interest rate. This makes repayments simpler and you don't have to worry about remembering to make several repayments.
- Unsecured debt. To take advantage of the services offered by Fox Symes Debt Solutions, your current debts must be unsecured. That is, you must have borrowed the money without using an asset of yours as security.
- Debt analysis. Fox Symes offers a debt analysis to see whether it can help you consolidate your debt. All you need to do is enquire online. This is confidential and obligation free and you can find out quite quickly whether Fox Symes can assist you.
- Debt resolution. Fox Symes can also help borrowers in serious debt troubles, who cannot pay creditors. By entering into a debt resolution you can freeze your current debts and work out a repayment plan.
Sources
More guides on Finder
-
Handy Finance Green Loan
A Green Loan from Handy Finance could help you make your home more energy-efficient. Handy Finance green loans are available up to $75,000 on terms of up to 10 years.
-
Great Southern Bank Fixed Rate Personal Loan
When you have a large expense that your savings can’t cover, a personal loan at a fixed rate from Great Southern Bank is an option worth considering. With no fees and a competitive fixed interest rate, this could be the right loan for you.
-
Latitude Financial Services Fixed Rate Personal Loan
A fixed rate secured personal loan from Latitude Financial Services with personalised interest rates.
-
Heritage Bank Standard Personal Loan
Fin out if the Heritage Bank Standard Personal Loan is right for you.
-
Bank Australia Lifestyle Personal Loan – Property Owner
Bank Australia’s Lifestyle Personal Loan – Property owner is exclusive to homeowners and offers a reduced interest rate with flexible repayment terms. You can use the competitive personal loan for any purpose.
-
Harmoney Personal Loan
An unsecured personal loan with interest rates tailored to your risk profile.
-
Jacaranda Finance Personal Loan
Find out how you can apply for a Jacaranda Finance personal loan.
-
NAB Unsecured Variable Rate Personal Loan
Get a variable rate personal loan with personalised rates and same-day funding.
-
NAB Unsecured Fixed Rate Personal Loan
The NAB unsecured 10k+ personal loan allows you to borrow money for the consolidation of debts, a holiday trip or a new car. Learn more about the features and benefits of this loan and how to apply online.
