Compare energy plans

Loyalty doesn't always pay. Compare electricity and gas plans from with Energy Finder™ to see if you can switch and save today.

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Currently available for electricity and gas in NSW, ACT, VIC, SA and QLD (limited plans in Ergon Area), and for electricity only in TAS. Not available in WA, NT, or for embedded networks and non-quotable meters
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Some of the energy providers we compare


Why should you compare energy plans?

You've probably heard this a million times already, but it's still worth repeating: don't set and forget your energy plan for more than 12 months.

Ideally, you should check in even twice a year to make sure you're still getting a good deal and not paying more than you need to.

A few other reasons to compare include:

  • Benefit periods on a plan, usually discounted rates, tend to last 12 months and then drop off.
  • Perhaps you've chosen a provider offering a great sign-up deal but slightly higher rates. You'll want to compare again once that deal ends to see if you can get better rates.
  • You're moving house. A new address might mean your current provider isn't the best offer in the area.
  • Your provider has told you prices are going up.

Did you know?

In most states and territories - including New South Wales, Queensland, South Australia, Tasmania, the ACT and Victoria - energy retailers are required to show a 'better offer' message on your bill, telling you whether you could save by switching to another of their plans. It usually appears on the first page under the heading 'Could you save money on another plan?'. Just keep in mind that the notice only flags a better deal from your current retailer, so it's still worth comparing plans from other providers too.
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Can everyone switch energy providers in Australia?

If only the Australian energy market weren't so convoluted. But here we are.

Most people in the following states can switch, as long as they're not living in an embedded network:

Electricity prices in the Northern Territory and regional QLD are regulated.

That said, if your home is connected to the mains gas network in regional Queensland - in centres like Rockhampton or Gladstone - you can still compare and switch gas retailers.

In WA, electricity is fully regulated, so who you're with comes down to your location.


How do energy prices work?

Whether it's electricity or gas, your charges are broken down in much the same way.

Grab your latest energy bill so you can follow along as we explain what everything means.

Supply charges vs usage charges

  • Supply charge: This is a fixed daily charge for being connected to the energy network. You'll pay it regardless of how much electricity or gas you use.
  • Usage charge: This is what you pay for the energy you actually use. The more electricity or gas you use, the higher this part of your bill will be. It's usually listed as cents per kilowatt-hour (kWh) for electricity or cents per megajoule (MJ) for gas.

Electricity tariffs

How much you're charged for electricity can work differently depending on the tariff you're on.

  • Single or flat rate: On this, you pay the same rate no matter the time or day.
  • Time of use: Your rate changes between peak and off-peak periods, and sometimes a shoulder period in between. Rates can also vary between weekdays, weekends and seasons. You need a smart meter for this one.
  • Controlled load: This is a separate, usually cheaper rate for specific appliances like an electric hot water system, pool pump or underfloor heating. It needs its own meter.
  • Demand tariff: You pay the usual supply and usage charges plus a demand charge, based on the highest amount of power you draw at one time, usually during peak hours. It can change month to month and with the seasons. This also requires a smart meter.

Separately, if you have solar panels, your plan may include a solar feed-in tariff. This is the rate your energy retailer pays you for any excess electricity you send back to the grid.

Some retailers offer specific solar plans with higher feed-in tariffs, but these often come with trade-offs, such as higher usage rates or daily supply charges.

Gas tariffs

  • Flat rate: You pay the same rate for your gas no matter when you use it.
  • Block rate. Your rate depends on how much gas you use. You'll pay one rate for the first usage block, then a different rate once you exceed that amount.

Since most households use more gas in winter than in other seasons, some plans may charge a higher usage rate during the colder months and a lower rate in summer.


How much should you be paying for energy?

It's a great question, given our research has found energy to be one of the most stressful household expenses for Australians after mortgage/rent and groceries.

Depending on your state, electricity bills can range from around $276 to $484 per quarter, and gas bills from around $124 to $300 per quarter.

Here's a rough guide to the average energy bills by state.

Just keep in mind that these are averages only. Things might look different based on your household size and energy consumption.

StateAverage electricity billAverage gas bill
New South Wales$454 per quarter$300 per quarter
Victoria$327 per quarter$237 per quarter
Queensland$466 per quarter$232 per quarter
South Australia$484 per quarter$236 per quarter
Western Australia$276 per quarter$124 per quarter

What's happening to energy prices in 2026?

Every year on 1 July, energy regulators reset the maximum price retailers can charge customers on a standing offer plan.

A standing offer is a regulated plan designed as a safety net for households that haven't shopped around for a better deal.

It's known as the Default Market Offer (DMO) in NSW, South East QLD and SA, and the Victorian Default Offer (VDO) in VIC.

The DMO and VDO also act as a reference price, so when you compare plans, you'll often see how much cheaper a market offer is than the benchmark.

The changes for 2026-27 are mostly good news. Default prices fell across NSW and South East QLD, while SA was the only state to see an increase.

Here's how the DMO for a typical household on a flat-rate tariff has changed since last year.

State2026-272025-26Change
NSW - Ausgrid (Sydney, Central Coast, Hunter)$1,899$1,965Down 3.4% (-$66)
NSW - Endeavour (SW Sydney, Illawarra)$2,328$2,411Down 3.4% (-$83)
NSW - Essential (regional NSW)$2,604$2,741Down 5% (-$137)
SE QLD - Energex$1,988$2,143Down 7.2% (-$155)
SA - SA Power Networks$2,334$2,301Up 1.4% (+$33)

Here's what changed in VIC:

AusNetCitiPowerJemenaPowercorUnited EnergyVictorian average
2025–26$1,908$1,546$1,638$1,703$1,579$1,675
2026–27$1,748$1,481$1,563$1,633$1,529$1,591
Change in $-$160-$65-$75-$70-$50-$84
Change in %-8%-4%-4%-4%-3%-5%

Everywhere else, prices are set a bit differently. You can read our state and territory guides for more details:


What's the new Solar Sharer Offer?

Alongside the new DMO on 1 July, the Australian Energy Regulator also introduced the Solar Sharer Offer in NSW, South East QLD and SA.

It gives households with a smart meter three hours of free electricity in the middle of the day, and you don't need solar panels to take advantage of it.

It could be a good option if you can run energy-hungry appliances like the dishwasher, dryer or EV charger during the free period.

The trade-off is that electricity rates outside that window are relatively high, so it may not be worth it if you can't shift most of your usage to the middle of the day.

You can use our Solar Sharer Offer calculator to get a rough estimate of whether it's worth it for your household.


How do I switch energy providers?

Switching is easier than you might think. The trick is knowing what to compare and what to look out for.

Here's what you need to do:

  1. Grab a recent bill: This will show you how much you're currently paying for energy.
  2. Compare plans for your address. Pop in your details and we'll show you the electricity, gas or solar plans available where you live.
  3. Pick your plan and sign up online. It takes a few minutes. You do this with the new provider, not your old one.
  4. Let the new provider do the rest. They handle the switch in the background and will call you if there's an issue.

Your power will stay on the whole time, plus you also get a 10-business-day cooling-off window in case you change your mind.

Did you know?

Our survey found that 2 in 3 Australians either don't understand their current energy plan, have never looked at their bill, or aren't confident they're getting the best rate.

Can I get any energy rebates or concessions?

Energy rebates and concessions from your state or the federal government can help take some pressure off your energy bills.

A concession is usually an ongoing discount, while a rebate is typically a one-off payment.

They're generally available for eligible households, including people on lower incomes, pensioners, seniors and those with certain medical needs, such as relying on life-support equipment.

The easiest way to find out if you qualify is to contact your energy provider.

You can also check your state's energy website to see what support is available.


Green energy and solar

Want to make your energy use a little greener? You can add GreenPower to your energy plan if it's available through your provider.

GreenPower is a government-accredited program where your retailer buys renewable energy from Australian sources on your behalf and matches it to a portion of your electricity use.

You can choose how much GreenPower you want to add, from 10% up to 100% of your usage, usually for an extra cost.

Thinking about solar?

Roughly 1 in 3 Australian homes now have rooftop solar.

Whether it pays off comes down to your roof, your usage and your upfront budget.

You can run the numbers with our solar payback calculator before you commit. And if you do, make sure to get quotes from accredited installers to avoid a dodgy job.


Frequently asked questions

Sources

Mariam Gabaji's headshot
Written by

Senior Utilities Editor & Tech Expert

Mariam Gabaji is a journalist with 13 years of experience, specialising in consumer topics like mobile services and energy costs. Her work appears in the ABC, Yahoo Finance, 9News, The Guardian, SBS, 7News, A Current Affair and Money Magazine. Mariam holds a Bachelor of Arts in Journalism and was a finalist for the 2024 and 2025 IT Journalism Award for Best Telecommunications Journalist. See full bio

Mariam's expertise
Mariam has written 569 Finder guides across topics including:
  • Energy
  • Mobile
  • Broadband
  • Consumer tech

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