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loans.com.au Green Car Loan

Get a discounted low rate when you buy a qualifying, eco-friendly car.

loans.com.au's Green Car Loan offers a 0.7% discount on interest rate. The loans.com.au Green Car Loan is available to purchase qualifying cars that are:

  • Electric and Hybrid vehicles
  • More fuel efficient than average cars of their size

Fuel efficient cars have the benefit of being better for the environment and having lower running costs, so they're an attractive prospect for conscientious consumers and the fiscally responsible.

This loan is the result of a partnership with the Clean Energy Finance Corporation.

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Application Fee

From 3.64% (variable)

Interest Rate (p.a.)


Comparison Rate (p.a.)


Max Loan Amount

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Product Nameloans.com.au - Green Car Loan
Interest Rate (p.a.)From 3.64% (variable)
Comparison Rate (p.a.)4.18%
Interest Rate TypeVariable
Min Loan Amount$5,000
Max Loan Amount$100,000

Main points to consider with the loans.com.au green car loan

This loan comes with a variable rate from 3.64% p.a. and a comparison rate of 4.18% p.a. Loan terms are 3 years to 5 years. There is a one-off single establishment fee of $400 and no monthly account-keeping fees associated with this loan.

Borrowers for the green car loan can apply entirely online. If you're approved for a loan, payment for your new car will be made directly to the dealer.

Features of a loans.com.au green car loan

Features associated with a loans.com.au green car loan include:

  • Special offer. Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. Terms and conditions apply.
  • Discount. Receive a 0.7% discount on the interest rate of a qualifying electric and hybrid cars. This applies only on green cars purchased from dealers.
  • Easy application. Apply entirely online in a matter of minutes.
  • Straightforward transaction. Money for your new car will be paid directly to the dealer, so transactions are fuss-free.
  • Flexible loan amount. Borrow any amount from $5,000 to $100,000.
  • Interest rate. This loan has a competitive interest rate of 3.64% p.a. and a comparison rate of 4.18% p.a.
  • Variable rate. This loan has a variable interest rate.
  • Loan term. Borrow the money for a period of 3 years, 4 or 5 years.
  • Early repayment option. Repay your loan early and without penalty if you're in the last 12 months of your loan term.
  • Lower emissions. Purchasing a green car using this loan is better for the environment than other types of vehicle.
  • Lower running costs. Better fuel efficiency usually equals cheaper running costs, so you could save more money in the long run.

Fees and charges

  • Establishment fee. $400.
  • Early repayment fee. This will apply if the loan is paid off before the last 12 months of the loan term.

There are no monthly ongoing fees associated with this loan. You will also not be required to pay an early repayment fee if you pay off the loan within the last 12 months of the agreed term.

How to apply for a loans.com.au green car loan

You can apply for the loans.com.au green car loan by clicking "Go to site" and completing the application. The application process should take approximately 15 minutes to complete.

Eligibility criteria

  • Over the age of 18
  • A resident of Australia
  • Be purchasing a car that is a new or demonstration vehicle, more fuel-efficient than average cars of its size or a hybrid


You'll need to provide:

  • Proof of identity
  • Proof of income
  • Details of your assets and liabilities

Remember, it's always important to compare your car loan options prior to submitting an application

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