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Allianz is an Australian and New Zealand insurer, who holds over 2 million policies for personal, industrial, commercial, corporate and business insurance. Allianz has grown to become one of Australia's largest insurers, and a leader in a range of insurances and financial products that are important to Australians. Allianz range of insurance types has expanded to include car, home, travel, boat, pet, aviation, business, corporate, public and product liability and life insurance.
Allianz's continued growth since its inception in 1914 now sees the company employ over 3,600 staff. As of 2013, Allianz boasted an annual premium income of AUD$3.9 billion and investment assets of more than AUD$6.4 billion. Allianz is also dedicated to assisting reduce greenhouse emissions as a member of the Australian Government's Greenhouse Challenge plus program.
The life that you've built for yourself is dependent on a number of factors, such as your ability to work, to physically be there to care for your family, to pay the household bills and living expenses, and build a life with your family that you've all dreamed of. However, if you suddenly died, were unable to work, or unable to continue in your current career, you won't be able to care for your family the way you want to.
Therefore, Allianz has a suite of financial and insurance products to help you and your family protect everything you're working towards. This section will give an overview of the personal insurance products offered by Allianz:
If you suffer a critical illness or trauma, it can have a significant impact on your finances and your lifestyle and a benefit payout from an Allianz critical illness policy can help, with:
You may also find yourself unable to work because of an accident or injury, which is where the Allianz total and permanent disablement policy can offer:
Regularly increases to benefits. Your benefit amount will increase by 5% each year to keep in line with the pay rises you would be getting for inflation purposes. This means your lump sum benefit reflects a real value at the time it is paid.
Back to topIf you are interested in applying for one of the products available from Allianz, cover can be applied for and purchased entirely online in as little as 12 minutes. As a direct insurance provider, Allianz does not require any medical or blood tests for cover to be put in place. You even have the benefit of being able save your application before hitting the apply button and access and complete your saved application for a period of up to 30 days.
What details will be required for my application?
Allianz will require the following details in order for your application to be completed:
What if I am taking out cover with my spouse?
If you are taking out a joint-policy with your spouse, each applicant will be required to apply for cover separately.
Back to topQ. Can I increase my cover?
Q. Can I take out cover with my partner?
Q. Can I apply for cover for somebody else?
Q. When will I be considered a smoker?
Q. How do I pay for my cover?
Q. When does cover start?
Q. Can cover be taken out through a self managed super fund?
Q. Does my policy have a cooling off period?
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