Lamborghini finance options

Got your eyes on a Lamborghini? Here's our guide to your financing options.

Lamborghini is an Italian luxury car manufacturer that was founded in 1963. It is currently owned by the Volkswagen Group and also produces marine engines and motorcycles along with its car range.

Lamborghini models available in Australia

There are currently three Lamborghini models available to buy in Australia, including two sports cars and an SUV. These are:

  • Lamborghini Aventador V12
  • Lamborghini Huracán V10
  • Lamborghini Urus

How much does it cost to buy and run a Lamborghini?

According to Redbook, the purchase prices of popular 2018 Lamborghini models are as follows:

  • 2018 Lamborghini Urus Auto AWD: $390,000
  • 2018 Lamborghini Huracán LP610-4 Auto AWD: $428,200
  • 2018 Lamborghini Aventador S Auto AWD: $789,425

Fuel efficiency

According to Redbook, the fuel efficiency of the various Lamborghini models is as follows:

  • Lamborghini Huracán LP610-4 Auto: 12.5L/100km
  • Lamborghini Urus Auto: 12.7L/100km
  • Lamborghini Aventador: 16.9L/100km

The ATO considers a fuel-efficient car as one with a fuel consumption of less than 7L/100km, which means no current Lamborghini meets that classification.

Compare car loans you can use to purchase a Lamborghini

Rates last updated April 19th, 2019
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Product Description Monthly Repayment
Latitude Car Loan
From 6.99% (fixed)
8.1%
$5,000
1 to 7 years
$295
$10
You'll receive a fixed rate between 6.99% p.a. and 14.99% p.a. based on your risk profile
Finance a new or used car up with loans from $5,000 and benefit from flexible repayments.
IMB New Car Loan
5.89% (fixed)
6.24%
$2,000
1 to 7 years
$250
$0
You'll receive a fixed rate of 5.89% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.
Beyond Bank Low Rate Car Loan
From 5.69% (fixed)
5.97%
$25,000
1 to 7 years
$175
$0
You'll receive a fixed rate of 5.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.
Loans.com.au - New Car Loan
5.44% (fixed)
5.99%
$5,000
3 to 5 years
$400
$0
You'll receive a fixed rate of 5.44% p.a.
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.
Stratton Finance New Car Loan
From 5.34% (fixed)
6.6%
$7,500
1 to 7 years
$459.20 (for private seller vehicles this fee is $608)
$8.90
You'll receive a fixed or variable rate depending on the lender you are approved with
Apply for up to $150,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
RACV New Car Loans
From 5.99% (fixed)
6.55%
$15,000
1 to 7 years
$399
$0
You'll receive a fixed rate of 5.99% p.a.
A larger loan of $15,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees. Note: Product only available to residents of Victoria.
Credit Concierge Car Loan
From 4.99% (fixed)
6.23%
$10,000
1 to 7 years
$350
$5
You'll receive a interest rate from 4.99% p.a. with a comparison rate from 6.23% p.a.
Get access to over 20 providers to fund a new or used car.
Westpac Car Loan
From 8.49% (fixed)
9.67%
$10,000
1 to 7 years
$250
$12
You'll receive a fixed rate of 8.49% p.a.
Finance a new or used car and benefit from convenient features for car buyers including a car search tool and the option to borrow extra for on-road costs.
St.George Secured Personal Loan - Fixed Rate
From 8.49% (fixed)
9.6%
$3,000
1 to 5 years
$195
$12
You'll receive a fixed rate from 8.49% p.a. based on the value of your car
Get a competitive rate and apply for a larger loan up to $80,000 when you attach a new or used car as security to the loan.
Australian Military Bank Car Loan
From 5.71% (fixed)
6.57%
$1,000
1 to 7 years
from $100 to $500
$10
You'll receive a fixed rate between 5.71% p.a. and 8.66% p.a. based on your personal credit history
A flexible loan to help you finance a car, motorbike or boat up to five years old.
IMB Secured Personal Loan
6.89% (fixed)
7.24%
$2,000
1 to 5 years
$250
$0
You'll receive a fixed rate of 6.89% p.a.
Benefit from this competitive rate by securing the loan with a vehicle up to 6 years old. Use this flexible loan for any purpose.
NRMA New Car Loan
From 5.99% (fixed)
6.55%
$5,000
1 to 7 years
$399
$0
You'll receive a fixed rate of 5.99% p.a.
Purchase a new car with this loan and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

Compare up to 4 providers

Other costs to consider

  • Maintenance and repairs. As with any high-performance sports car, a Lamborghini will require regular maintenance and servicing. By keeping your vehicle in good working order, you will also potentially reduce the need for costly repairs down the line.
  • New car extras. Lamborghini offers a suite of optional add-ons to its vehicles, which can add significantly to the cost of the car.
  • Insurance. You are legally required to buy compulsory third party (CTP) insurance when purchasing a vehicle in Australia. There are also a range of optional insurance policies that you can purchase to cover theft, fire and other damage. The cost of your policy is determined by a number of factors, including your age, gender and driving history.
  • Stamp duty. When you buy a car, you need to pay a duty to have it transferred into your name. The cost of the duty will vary by state and territory, but you can get an idea of how much you'll need to pay by using our vehicle stamp duty calculator.
  • Cost of finance. Unless you are buying your Lamborghini outright, you will need to factor financing into the overall cost of your vehicle. See below for details on the financing options that are currently available.

What types of Lamborghini financing options are available?

  • Secured car loan. A secured loan requires you to use your vehicle as security and may be seized by the lender in the event you default on the loan. You will generally receive a lower interest rate than if you did not use your vehicle as security.
  • Unsecured car loan. If you do not wish to use your vehicle as security, you can opt for an unsecured car loan. In most cases, your rate will be higher than on a secured loan.
  • Dealer finance. Some car dealers may let you finance your car directly through them.
  • Commercial hire. A business finance option where you lease a vehicle over a set term and make regular lease payments.
  • Chattel mortgage. Like commercial hire, a chattel mortgage is a business car loan that requires you to make regular repayments over a set term. However, your business takes ownership of the vehicle at the start of the loan.
  • Novated lease. If you're employed and work for a business that supports novated leasing, you can use your pre-tax income to lease a vehicle and cover ongoing running costs.

Factors to consider when financing your Lamborghini

When looking at finance options, there are a few things you should consider. These include:

  • Interest rate. The rate you receive determines the size of your repayments, so you should always research a number of options before finding one that is right for you.
  • Loan term. Car loans generally offer loan terms of between one and seven years, but options like novated leases and commercial hire may only offer terms up to five years.
  • Repayments. Most finance options will require you to make regular repayments over the course of the loan or lease. Straightforward car loans will generally have fixed repayments, but with commercial hire and novated leasing, you may need to make a final balloon payment to take ownership of the vehicle.
  • Loan amount. Most car loans offered by lenders will have minimum and maximum borrowing amounts, so it's important to determine if a specific loan will meet your financial needs before applying.
  • Fees and charges. Different fees and charges may apply depending on the type of financing option you choose. These include application and establishment fees, ongoing service fees and early repayment or break cost fees.
  • Vehicle ownership. Both a normal car loan and a chattel mortgage will give you ownership of the vehicle, whereas a novated lease or commercial hire may require you to make a lump sum balloon payment at the end of the lease to take ownership.

What you will need to apply for a Lamborghini loan

To be eligible for a car loan, you will need to be:

  • At least 18 years old
  • An Australian citizen or permanent resident
  • Employed and earning a stable income

Some finance options will have other criteria you will need to meet, but you will generally also be asked to provide the following as part of your application:

  • Proof of residence
  • Proof of employment
  • Financial information, including any debts, assets and other liabilities

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Car Loan Offers

Important Information*
IMB New Car Loan

You'll receive a fixed rate of 5.89% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Latitude New and Used Car Loan

You'll receive a fixed rate between 6.99% p.a. and 14.99% p.a. based on your risk profile
Apply for a loan from $5,000 to finance a new or used car. Flexible repayments and options to finance a classic car.

Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 5.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Loans.com.au - New Car Loan

You'll receive a fixed rate of 5.44% p.a.
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.

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