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Lamborghini finance options

Got your eyes on a Lamborghini? Here's our guide to your financing options.


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Lamborghini is an Italian luxury car manufacturer that was founded in 1963. It is currently owned by the Volkswagen Group and also produces marine engines and motorcycles along with its car range.

Lamborghini models available in Australia

There are currently three Lamborghini models available to buy in Australia, including two sports cars and an SUV. These are:

  • Lamborghini Aventador V12
  • Lamborghini Huracán V10
  • Lamborghini Urus

How much does it cost to buy and run a Lamborghini?

According to Redbook, the purchase prices of popular 2018 Lamborghini models are as follows:

  • 2018 Lamborghini Urus Auto AWD: $390,000
  • 2018 Lamborghini Huracán LP610-4 Auto AWD: $428,200
  • 2018 Lamborghini Aventador S Auto AWD: $789,425

Fuel efficiency

According to Redbook, the fuel efficiency of the various Lamborghini models is as follows:

  • Lamborghini Huracán LP610-4 Auto: 12.5L/100km
  • Lamborghini Urus Auto: 12.7L/100km
  • Lamborghini Aventador: 16.9L/100km

The ATO considers a fuel-efficient car as one with a fuel consumption of less than 7L/100km, which means no current Lamborghini meets that classification.

Compare car loans you can use to purchase a Lamborghini

Data indicated here is updated regularly
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
IMB New Car Loan
4.99% (fixed)
1 to 7 years
$275.12 ($250 Application fee + $25.12 PPS registration fee)
You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old. - New and Dealer Used Car Loan
From 4.67% (fixed)
3 to 5 years
You'll receive a fixed rate from 4.67% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Note: Settle the loan before 30 November 2020 and enter the draw to win a $1,000 fuel voucher. Terms & conditions apply.
Credit Concierge Car Loan
From 4.45% (fixed)
1 to 7 years
You'll receive a fixed rate of 4.45% p.a. with a comparison rate of 5.29% p.a.
Get access to over 20 providers to fund a new or used car.

CUA Secured Fixed Car Loan
6.79% (fixed)
1 to 7 years
$265 ($175 Establishment Fee + $90 Security Administration Fee)
You'll receive a fixed rate of 6.79% p.a.
A secured loan with a high maximum borrowing amount up to $100,000. Redraw facility and no monthly fees.
NAB Personal Loan Unsecured Fixed
From 9.99% (fixed)
1 to 7 years
You'll receive a fixed rate between 9.99% p.a. and 18.99% p.a. ( 10.88% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% (13.56% comparison rate) or less. See Comparison rate warning in (i) above.
Symple Loans Personal Loan
From 5.75% (variable)
1 to 7 years
from 0% to 5% of the loan amount
You'll receive a personalised interest rate from 5.75% p.a. to 21.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
NRMA New Car Loan
From 4.99% (fixed)
1 to 7 years
You'll receive a fixed rate from 4.99% p. a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
Plenti Car Loan
From 4.89% (fixed)
3 to 7 years
from $249 to $799
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
Driva Car Loan
From 4.34% (fixed)
1 to 7 years
$295 (Varies by lender, starting from $295)
You'll receive a fixed rate from 4.34% p.a.
Borrow up to $250,000 with loan terms from 1 to 7 years. Get access to a range of lenders.

Compare up to 4 providers

Other costs to consider

  • Maintenance and repairs. As with any high-performance sports car, a Lamborghini will require regular maintenance and servicing. By keeping your vehicle in good working order, you will also potentially reduce the need for costly repairs down the line.
  • New car extras. Lamborghini offers a suite of optional add-ons to its vehicles, which can add significantly to the cost of the car.
  • Insurance. You are legally required to buy compulsory third party (CTP) insurance when purchasing a vehicle in Australia. There are also a range of optional insurance policies that you can purchase to cover theft, fire and other damage. The cost of your policy is determined by a number of factors, including your age, gender and driving history.
  • Stamp duty. When you buy a car, you need to pay a duty to have it transferred into your name. The cost of the duty will vary by state and territory, but you can get an idea of how much you'll need to pay by using our vehicle stamp duty calculator.
  • Cost of finance. Unless you are buying your Lamborghini outright, you will need to factor financing into the overall cost of your vehicle. See below for details on the financing options that are currently available.

What types of Lamborghini financing options are available?

  • Secured car loan. A secured loan requires you to use your vehicle as security and may be seized by the lender in the event you default on the loan. You will generally receive a lower interest rate than if you did not use your vehicle as security.
  • Unsecured car loan. If you do not wish to use your vehicle as security, you can opt for an unsecured car loan. In most cases, your rate will be higher than on a secured loan.
  • Dealer finance. Some car dealers may let you finance your car directly through them.
  • Commercial hire. A business finance option where you lease a vehicle over a set term and make regular lease payments.
  • Chattel mortgage. Like commercial hire, a chattel mortgage is a business car loan that requires you to make regular repayments over a set term. However, your business takes ownership of the vehicle at the start of the loan.
  • Novated lease. If you're employed and work for a business that supports novated leasing, you can use your pre-tax income to lease a vehicle and cover ongoing running costs.

Factors to consider when financing your Lamborghini

When looking at finance options, there are a few things you should consider. These include:

  • Interest rate. The rate you receive determines the size of your repayments, so you should always research a number of options before finding one that is right for you.
  • Loan term. Car loans generally offer loan terms of between one and seven years, but options like novated leases and commercial hire may only offer terms up to five years.
  • Repayments. Most finance options will require you to make regular repayments over the course of the loan or lease. Straightforward car loans will generally have fixed repayments, but with commercial hire and novated leasing, you may need to make a final balloon payment to take ownership of the vehicle.
  • Loan amount. Most car loans offered by lenders will have minimum and maximum borrowing amounts, so it's important to determine if a specific loan will meet your financial needs before applying.
  • Fees and charges. Different fees and charges may apply depending on the type of financing option you choose. These include application and establishment fees, ongoing service fees and early repayment or break cost fees.
  • Vehicle ownership. Both a normal car loan and a chattel mortgage will give you ownership of the vehicle, whereas a novated lease or commercial hire may require you to make a lump sum balloon payment at the end of the lease to take ownership.

What you will need to apply for a Lamborghini loan

To be eligible for a car loan, you will need to be:

  • At least 18 years old
  • An Australian citizen or permanent resident
  • Employed and earning a stable income

Some finance options will have other criteria you will need to meet, but you will generally also be asked to provide the following as part of your application:

  • Proof of residence
  • Proof of employment
  • Financial information, including any debts, assets and other liabilities

More guides on Finder

Car Loan Offers

Important Information*
Logo for IMB New Car Loan
IMB New Car Loan

You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Logo for Beyond Bank Low Rate Car Loan "Special Offer"
Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 4.89% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Logo for RACV New Car Loans
RACV New Car Loans

You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.

Logo for NRMA New Car Loan
NRMA New Car Loan

You'll receive a fixed rate of 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

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