How to change super funds in 4 steps
Switching to a new super fund is much easier than you think. Here's how to do it all online.
Step 1: Choose a new super fund
Look for a combination of low annual fees, high long-term returns (10 year performance) and an investment strategy you understand and agree with. If you'd like a bit of help choosing, take a look at our best super fund picks.
Step 2: Join the new super fund
Download the new membership form from the fund's website, which will ask you for the following details:
- Your personal details including your full name, residential address, contact information and Tax File Number.
- Your employer's information including the business name, address and ABN.
- The insurance cover you'd like to include. Most funds will include automatic default death and TPD cover, but you can choose to add income protection cover, or you can opt out of all cover if you don't think you'll need it.
- The details of your nominated beneficiaries (this is who your super will go to in the event of your death).
Step 3: Transfer your existing super
Once you've completed the new membership form, there will be another form asking if you have any super you want to transfer over. You'll be asked to provide the following details:
- Your existing fund's name and contact number
- The fund's ABN and USI numbers (you'll find these on your fund's website or on your last account statement)
- Your membership number and/or account number
The new membership form will have the details of where to send the completed form. Once you've submitted this, your new super fund will take care of the rest for you. If you've got more than 1 fund you'll need to submit separate forms for each.
Step 4: Tell your employer
You'll find another form on your new fund's website called "Employee super choice form" or "Pay my super into XYZ Fund". It'll be pre-filled with the details that your employer needs. Add your name and membership number, and give this form to your employer so they can start paying your super into your new fund.
Ready to choose a new super fund?

🔥 Quick tip when rolling over your super
"Before you switch funds, check if you've got any additional super funds open in your name that you might have forgotten about. Just log into your myGov account online and click on the "Super" tab to see a list of funds in your name. You may choose to keep one of these funds instead of opening a new one."
Frequently asked questions
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Since 2017, we've helped over 200,000 people find a super fund by comprehensively comparing funds. We'll never ask for your personal information. We're here to help you make a decision.More guides on Finder
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