Flybuys rewards program guide

How to earn Flybuys points as you shop and redeem them for money off your shop, Velocity Points or other rewards.

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Key takeaways

  • Earn Flybuys points from Coles, Kmart, Target, Bunnings, other stores and specific credit cards.
  • Redeem 2,000 Flybuys for $10 off in-store or transfer for 1,000 Velocity Points toward travel.
  • Converting Flybuys to Velocity Points for flights offers the best value.
Flybuys is one of Australia's largest loyalty programs with over 9 million members as of mid-2023. It rewards you with Flybuys points when you shop at partnered retailers including Coles, Kmart, Target and Bunnings Warehouse. You can also earn Flybuys points per $1 spent with a Coles Rewards credit card.

Once you've collected enough points you can start spending them on a range of rewards and perks including:

  • Money off your shop. Get $10 off your shop at Coles and other partnered stores for every 2,000 Flybuys points you redeem.
  • Velocity Points. Boost your frequent flyer point balance by transferring 1,000 Flybuys points to 500 Velocity Points.
  • Travel and experiences. Redeem points for flights, hotels and travel with Flybuys Travel.
  • Items in the Flybuys Rewards store. Spend Flybuys points on everything from home and garden supplies to fashion accessories and electronics.

How do I join Flybuys?

Joining Flybuys is free through the Flybuys website when you fill in a simple form. Anyone over the age of 16 can join.

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Our expert says

"I've never gone out of my way to acquire Flybuys Points. However, since I grocery shop at Coles due to proximity, it's automatically become a thing. I don't think about maximising my points by spending more, that seems to work out to poor value for money. However, I will activate offers to boost my balance especially if I know I'll be doing a big shop. I'm also a frequent traveller collecting Velocity Points. The Flybuys and Velocity partnership then works in my favour. "

Mariam Gabaji's headshot
Senior Utilities Editor & Tech Expert

Earning points

Shop with partnered brands and retailers

You'll earn points as you spend by scanning your Flybuys card at the checkout in-store or entering your membership details when you're shopping online. Compare some of the partnered brands and how many points you'll earn per $1 on eligible spending in the table.

RetailerPoints earnedWhere can you earn points
Coles1 point per $1In store and online
Bunnings Warehouse1 point per $1In store and online
Coles Personal Loans1 extra point per $1 spent (up to 1,000 extra points monthly)Online
Discovery Parks and Gday Parks5 points per $1 (for eligible G'day Rewards members with linked accounts)Online, by phone and in park
Kmart1 point per $1In store and online
Liquorland1 point per $1In store and online (excluding via Liquorland Warehouse and Uber Eats)
mycar1 point per $1In store
Officeworks1 point per $1In store and online
Shell Reddy Express1 point per $2In store
Target1 point per $1In store and online

Shop using a rewards credit card

Coles offers credit cards that let you collect Flybuys points. With a linked credit card, you'll earn points for each $1 you spend on eligible purchases.

Coles credit cards also come with your Flybuys membership barcode and details on the back of the card, so you can scan it when you're shopping with Flybuys partners to earn points through your credit card and your Flybuys account. You can also earn Flybuys points with a Coles personal loan.

Coles credit card earn rates

Compare credit cards that earn Flybuys points

These cards earn Flybuys points directly or points that can be exchanged for Flybuys.

Bonus points Points per $ spent Purchase rate p.a. Annual fee
NAB Rewards Platinum Card – Velocity Points image
Bonus points
90,000
Points per $ spent
1
20.99%
Annual fee
$195
Get up to 90,000 bonus Velocity Points: 70,000 points when you spend $4,000 in the first 90 days and 20,000 points after 12 months.
Go to siteView details
Compare product selection
NAB Rewards Signature Card – Velocity Points image
Bonus points
80,000
Points per $ spent
1.5
20.99%
Annual fee
$420
Get up to 80,000 bonus Velocity Points: 60,000 points when you spend $5,000 in the first 90 days and 20,000 points when you keep your card open for over 12 months. Plus, no foreign transaction fees.
Go to siteView details
Compare product selection
Coles Low Rate Mastercard image
Bonus points
N/A
Points per $ spent
0.5
13.49%
Annual fee
$58
View details
Compare product selection
Coles No Annual Fee Mastercard image
Bonus points
N/A
Points per $ spent
0.5
20.74%
Annual fee
$0
View details
Compare product selection
Coles Rewards Mastercard image
Bonus points
40,000
Points per $ spent
2
20.74%
Annual fee
$99
View details
Compare product selection
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Redeeming points

The Flybuys rewards program offers a wide range of ways to use your points, with redemptions starting from 2,000 points. Follow the steps below to redeem your points.

Lots of rewards can be redeemed with Points + Pay which lets you pay for part of an item with points and part with cash.

Shopping

  • Money off your shop. You can redeem 2,000 Flybuys points for 10 Flybuys Dollars which you can use to get money off your shop at the following partners:
    • Coles supermarkets
    • Reddy Express (including on fuel)
    • Kmart
    • Target
    • Liquorland
    • Officeworks
    • mycar
  • Gift cards. Use your points to buy gift cards for brands including Bunnings Warehouse, Coles, Target, Kmart, Officeworks, BCF, Supercheap Auto and rebel. Redeem a $50 gift card for 10,000 Flybuys points and a $100 gift card for 20,000 Flybuys points.

Velocity Frequent Flyer

The Flybuys and Velocity partnership allows you to transfer Flybuys points to the Velocity Frequent Flyer program, with 1,000 Flybuys equal to 500 Velocity Points. To transfer Flybuys to Velocity, you need to link your accounts via the Flybuys website.

There are 2 ways to transfer points:

  • One-off transfers starting with a minimum of 1,000 Flybuys points.
  • Set up Auto Transfer which will automatically convert your Flybuys points to Velocity points every time you reach 1,000 Flybuys points.

You'll also get 1 Velocity Status Credit for every $100 you spend at Coles and Liquorland, which can help you achieve a higher membership level in the frequent flyer program. The number of Status Credits you can earn is capped at 10 per month.

Retail items

Use your Flybuys points to shop and buy products across the following categories:

  • Fashion and accessories. This includes bags, wallets, hair care and grooming, sunglasses and eyewear as well as watches and jewellery.
  • Home and garden. Use your Flybuys to upgrade your home with appliances, barbeque and gardening tools, bed and bath items, dining and cookware.
  • Technology. Tech rewards include phones, computers, tablets, headphones and speakers with brands including Apple, Panasonic and Sony.
  • Travel and fun. Options include suitcases, travel bags and packing cubes.
  • Lifestyle. Treat yourself to beer, wine or spirits, books and magazines, camping and outdoor accessories and more.

How much are Flybuys points worth?

If you redeem points for Flybuys Dollars, 1 point is worth 0.5 cents. So a minimum of 2,000 points equals $10 value.

But different rewards have different values. This means value of a Flybuys point is determined by what kind of reward you want to redeem. So, here's how to work it out for other rewards.

(Value of the reward in dollars / the points needed) x 1,000 = Value of the item per 1,000 points.

How many Flybuys points do I need for a free flight from Virgin Australia?

Keep in mind 1 Velocity point is worth 2 Flybuys points. Converting your Flybuys points to Velocity points to put towards flights has one of the highest values per 1,000 points.

You can redeem a Virgin Australia flight from 15,600 points, plus taxes.

Reward flights points prices are calculated by distance in miles; longer flights cost more points.

Frequently asked questions

Sources

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Journalist

Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024. See full bio

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Amy has written 468 Finder guides across topics including:
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525 Responses

    Joyce's avatar
    JoyceJanuary 14, 2019

    I want to find out how to redeem money on my coles flybuys account when I buy goods from Coles.

      Jeni's avatarFinder
      JeniJanuary 16, 2019Finder

      Hi Joyce,

      Thank you for getting in touch with finder.

      You can redeem flybuys for cash off your shop at program partners including Coles. The flybuys rewards program offers a wide range of ways to use your points, with redemptions starting from 2,000 points equalling $10 worth of flybuys Dollars (or 1 point equalling 0.5 cents). Kindly log in on your flybuys account to redeem flybuys points.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

    Doug's avatar
    DougJanuary 12, 2019

    This week my wife had her bag stolen including all her credit cards and flybuys cards and need a replacement urgently and other cards cancelled. What should I do?

      Joshua's avatarFinder
      JoshuaJanuary 14, 2019Finder

      Hi Doug,

      Thanks for getting in touch with Finder. I’m sorry to hear about your wife’s stolen bag. I could just imagine how stressful this problem could be.

      What you need to do is immediately notify your bank about your problem. You also need to report what happened to your wife to the police. For more information, you can also read our guide about dealing with a stolen card.

      Regarding the flybuys, you may call them on 13 1116. They should be able to assist you in replacing your card.

      I hope this helps. Should you have further questions, please don’t hesitate to reach out again.

      Have a wonderful day!

      Cheers,
      Joshua

    Joy's avatar
    JoyJanuary 4, 2019

    How do I remove cardholders on my account, persons are deceased?

      Jhezelyn's avatarFinder
      JhezelynJanuary 5, 2019Finder

      Hello Joy,

      Thank you for your comment.

      To remove any details of an additional member of the flybuys account, you must inform them by contacting them by phone. You may refer to their contact number above.

      Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.

      Regards,
      Jhezelyn

    Truay009's avatar
    Truay009January 3, 2019

    Do I still get fly buys points if I use fly buys dollars?

      Bella's avatar
      BellaJanuary 4, 2019

      Hi Truay009,

      Thanks for your inquiry.

      Unfortunately, you cannot earn flybuys points if you use your flybuys dollars. The flybuys Dollars are already the converted points.

      I hope this helps.

      Kind regards,
      Bella

    Dann's avatar
    DannDecember 23, 2018

    I redeemed $300 worth of points but at the check out when I swiped it through the atm machine it said ‘ card expired ‘ and declined the transaction. I use the card all the time but this is the first time redeeming. What went wrong?

      Jeni's avatarFinder
      JeniDecember 23, 2018Finder

      Hi Dann,

      Thank you for getting in touch with finder.

      If the error says card expired, kindly check if your card is still valid or not. If not, please check if you have received any mails from flybuys as it might be your replacement card. If you have lost your replacement card, you may request by logging in using your membership number and password. You may also call the flybuys service centre for further assistance on this matter.

      I hope this helps.

      Please feel free to reach out to us if you have any other enquiries.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

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