Loyalty doesn't always pay. Compare electricity and gas plans with Energy Finder™ to see if you can switch and save today.
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Currently available for electricity and gas in NSW, ACT, VIC, SA and QLD (limited plans in Ergon Area), and for electricity only in TAS. Not available in WA, NT, or for embedded networks and non-quotable meters
4.7 based on 826 reviews
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Some of the energy providers we compare
Why should you compare energy plans?
You've probably heard this a million times already, but it's still worth repeating: don't set and forget your energy plan for more than 12 months.
Ideally, you should check in even twice a year to make sure you're still getting a good deal and not paying more than you need to.
A few other reasons to compare include:
Benefit periods on a plan, usually discounted rates, tend to last 12 months and then drop off.
Perhaps you've chosen a provider offering a great sign-up deal but slightly higher rates. You'll want to compare again once that deal ends to see if you can get better rates.
You're moving house. A new address might mean your current provider isn't the best offer in the area.
Your provider has told you prices are going up.
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Get up to $150 from Finder
Purchase an eligible AGL Australia electricity and/or gas plan via the Finder Comparison Service, get $100 for electricity, $50 for gas, or up to $150 when you purchase both, and have your plan(s) successfully connected by 30 November 2026.
T&Cs and limits apply.
Electricity prices in the Northern Territory and regional QLD are regulated.
That said, if your home is connected to the mains gas network in regional Queensland - in centres like Rockhampton or Gladstone - you can still compare and switch gas retailers.
In WA, electricity is fully regulated, so who you're with comes down to your location.
How do energy prices work?
Whether it's electricity or gas, your charges are broken down in much the same way.
Grab your latest energy bill so you can follow along as we explain what everything means.
Supply charges vs usage charges
Supply charge: This is a fixed daily charge for being connected to the energy network. You'll pay it regardless of how much electricity or gas you use.
Usage charge: This is what you pay for the energy you actually use. The more electricity or gas you use, the higher this part of your bill will be. It's usually listed as cents per kilowatt-hour (kWh) for electricity or cents per megajoule (MJ) for gas.
Electricity tariffs
How much you're charged for electricity can work differently depending on the tariff you're on.
Single or flat rate: On this, you pay the same rate no matter the time or day.
Time of use: Your rate changes between peak and off-peak periods, and sometimes a shoulder period in between. Rates can also vary between weekdays, weekends and seasons. You need a smart meter for this one.
Controlled load: This is a separate, usually cheaper rate for specific appliances like an electric hot water system, pool pump or underfloor heating. It needs its own meter.
Demand tariff: You pay the usual supply and usage charges plus a demand charge, based on the highest amount of power you draw at one time, usually during peak hours. It can change month to month and with the seasons. This also requires a smart meter.
Separately, if you have solar panels, your plan may include a solar feed-in tariff. This is the rate your energy retailer pays you for any excess electricity you send back to the grid.
Some retailers offer specific solar plans with higher feed-in tariffs, but these often come with trade-offs, such as higher usage rates or daily supply charges.
Gas tariffs
Flat rate: You pay the same rate for your gas no matter when you use it.
Block rate. Your rate depends on how much gas you use. You'll pay one rate for the first usage block, then a different rate once you exceed that amount.
Since most households use more gas in winter than in other seasons, some plans may charge a higher usage rate during the colder months and a lower rate in summer.
Australians paid over $2.9 billion in loyalty tax for energy
Our research has found that we're still getting stuck in a loyalty tax loop with energy plans as electricity and gas aren't easy products to understand, so we tend to switch far less often. Find out how we've calculated where this loyalty tax is coming from.
How much should you be paying for energy?
It's a great question, given our research has found energy to be one of the most stressful household expenses for Australians after mortgage/rent and groceries.
Depending on your state, electricity bills can range from around $292 to $470 per quarter, and gas bills from around $184 to $289 per quarter.
Alongside the new DMO on 1 July, the Australian Energy Regulator also introduced the Solar Sharer Offer in NSW, South East QLD and SA.
It gives households with a smart meter three hours of free electricity in the middle of the day, and you don't need solar panels to take advantage of it.
It could be a good option if you can run energy-hungry appliances like the dishwasher, dryer or EV charger during the free period.
The trade-off is that electricity rates outside that window are relatively high, so it may not be worth it if you can't shift most of your usage to the middle of the day.
Switching is easier than you might think. The trick is knowing what to compare and what to look out for.
Here's what you need to do:
Grab a recent bill: This will show you how much you're currently paying for energy.
Compare plans for your address. Pop in your details and we'll show you the electricity, gas or solar plans available where you live.
Pick your plan and sign up online. It takes a few minutes. You do this with the new provider, not your old one.
Let the new provider do the rest. They handle the switch in the background and will call you if there's an issue.
Your power will stay on the whole time, plus you also get a 10-business-day cooling-off window in case you change your mind.
Did you know?
Our survey found that 2 in 3 Australians either don't understand their current energy plan, have never looked at their bill, or aren't confident they're getting the best rate.
Can I get any energy rebates or concessions?
Energy rebates and concessions from your state or the federal government can help take some pressure off your energy bills.
A concession is usually an ongoing discount, while a rebate is typically a one-off payment.
They're generally available for eligible households, including people on lower incomes, pensioners, seniors and those with certain medical needs, such as relying on life-support equipment.
The easiest way to find out if you qualify is to contact your energy provider.
You can also check your state's energy website to see what support is available.
Green energy and solar
Want to make your energy use a little greener? You can add GreenPower to your energy plan if it's available through your provider.
GreenPower is a government-accredited program where your retailer buys renewable energy from Australian sources on your behalf and matches it to a portion of your electricity use.
You can choose how much GreenPower you want to add, from 10% up to 100% of your usage, usually for an extra cost.
Thinking about solar?
Roughly 1 in 3 Australian homes now have rooftop solar.
Whether it pays off comes down to your roof, your usage and your upfront budget.
You can run the numbers with our solar payback calculator before you commit. And if you do, make sure to get quotes from accredited installers to avoid a dodgy job.
Frequently asked questions
The cheapest provider changes from month to month, so there's no single answer. We track the cheapest energy plans for each state and update them as prices change. It's also worth checking our roundup of the latest energy deals and sign-up offers.
Two companies are involved in your energy: your retailer, who sets your rates and sends your bill, and your distributor, who owns the poles, wires, pipes and meters. You pick your retailer, but not your distributor, which is set by where you live. Your electricity distributor is the one you call during a blackout. Your gas distributor is who you call for a gas leak or emergency, not your retailer. You'll find both on your bill, or by entering your postcode on your state's energy website.
It can take 2 or 3 business days for a provider to process your switch and send you a welcome letter. You'll have a 10 business day cooling-off period in case you change your mind. During this whole process, your electricity or gas supply won't be disconnected.
Yes. If the account is in your name and you pay the bill, you can switch without your landlord's permission. The one exception is an embedded network, where your options are limited.
Most market plans have no exit fees, but it's worth checking your current plan's terms before you switch. Even where there is a fee, it's often smaller than what you'll save by moving to a better plan.
Your plan doesn't automatically move with you. You set up a new connection at your new address, which is a good moment to compare, since a different location can mean different distributors, rates and available providers. Give yourself a few business days before move-in so your power and gas are on when you arrive.
We have a full guide on how to read your energy bill so you know what to look out for. Thanks to the Better Bills Guidelines, providers also have to tell you if they've got a cheaper plan than the one you're on, use plain language, and put the key details on the first page.
Mariam Gabaji is a journalist with 13 years of experience, specialising in consumer topics like mobile services and energy costs. Her work appears in the ABC, Yahoo Finance, 9News, The Guardian, SBS, 7News, A Current Affair and Money Magazine. Mariam holds a Bachelor of Arts in Journalism and was a finalist for the 2024 and 2025 IT Journalism Award for Best Telecommunications Journalist.
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Our verdict: Momentum Energy is a solid option if you’re searching for a green energy provider as well as reasonably priced plans in NSW, VIC, SA or QLD.
Tasmania-based Aurora Energy is a good choice for those looking for a small energy provider that offers some useful discounts and is fully GreenPower accredited.
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