Credit Concierge Car Loan
Get access to a range of lenders with the Credit Concierge Car Loan.
Credit Concierge offers both secured and unsecured car loans from over 20 providers. Once you have submitted an enquiry, a Credit Concierge Car Loan expert will contact you with a range of suitable loan products and assist you with your application.
The loan can cover a vehicle purchase from a dealer or private seller, as well as be used to refinance an existing car loan. Loans are also offered for both personal and commercial purposes. See if it's right for you in this review.
3 things to know about the Credit Concierge Car Loan
- Quick approval. You can be approved for a loan within one business day.
- Fixed interest rate. You will receive a fixed rate, meaning your interest repayments will remain the same throughout the loan.
- Flexible loan sizes. You can borrow from $10,000 up to $150,000.
From 4.45% (fixed)
Interest Rate (p.a.)
Comparison Rate (p.a.)
Max Loan Amount
Main points to consider with the Credit Concierge Car Loan
You can borrow from $10,000 up to $150,000, with a loan term of 1 year to 7 years. You can choose either a secured or unsecured loan and can use the loan to cover a new or used car.
Rates are fixed and start from 4.45% p.a. on a secured loan, with a comparison rate of 5% p.a.
Features of the Credit Concierge Car Loan
- Competitive fixed rate. Fixed rates start from 4.45% p.a.
- Secured or unsecured loans. You can choose to use your vehicle as collateral against the loan or opt for an unsecured loan.
- Flexible loan terms. You can get a loan from 1 year to 7 years.
- Balloon payment option. Reduce the size of your regular repayments by opting to make a lump sum balloon payment at the end of the loan term.
- Flexible repayments. You can make payments on a weekly, fortnightly or monthly basis.
- Use a deposit. You can either borrow to cover the full price of the vehicle or use a deposit to reduce your loan amount.
- Same-day approval. Your car loan can be approved within one business day.
Fees and charges
- Establishment fee. You will pay an initial $350 fee.
- Monthly fee. There is no ongoing monthly fee.
- Missed payment fee. If you fail to make a repayment you will be charged a $25 fee.
You will not be charged a fee if you choose to repay your loan early.
How to apply for the Credit Concierge Car Loan
You can begin your application by clicking "Go to site" above and applying for a quote. You will then be contacted by a Credit Concierge loan expert. In order to be eligible for a loan, you will need to meet the following criteria:
- Be over the age of 18
- Be an Australian citizen or permanent resident
You will need to provide the following information as part of your initial enquiry:
- Your name and contact details
- Loan amount
You will then need to provide further personal and financial information in order to be approved for a loan.
Credit Concierge offers secured and unsecured car loans from a wide range of lenders and can help you secure a competitive fixed rate. As with any loan, you should always compare a number of products before finding the one that is right for you.
Car Loan OffersImportant Information*
You'll receive a fixed rate of 5.45% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.
You'll receive a fixed rate of 4.89% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.
You'll receive a fixed rate from 5.69% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
You'll receive a fixed or variable rate depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.