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Credit Concierge Car Loan

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Get access to a range of lenders with the Credit Concierge Car Loan.

Credit Concierge offers both secured and unsecured car loans from over 20 providers. Once you have submitted an enquiry, a Credit Concierge Car Loan expert will contact you with a range of suitable loan products and assist you with your application.

The loan can cover a vehicle purchase from a dealer or private seller, as well as be used to refinance an existing car loan. Loans are also offered for both personal and commercial purposes. See if it's right for you in this review.


Application Fee

From 4.45% (fixed)

Interest Rate (p.a.)


Comparison Rate (p.a.)


Max Loan Amount

We’re committed to our readers and editorial independence. We don’t compare all products in the market and may receive compensation when we refer you to our partners, but this does not influence our opinions or reviews. Learn more about Finder .


Product NameCredit Concierge Car Loan
Interest Rate (p.a.)From 4.45% (fixed)
Comparison Rate (p.a.)5.29%
Interest Rate TypeFixed
Min Loan Amount$10,000
Max Loan Amount$150,000

Main points to consider with the Credit Concierge Car Loan

You can borrow from $10,000 up to $150,000, with a loan term of 1 year to 7 years. You can choose either a secured or unsecured loan and can use the loan to cover a new or used car.

Rates are fixed and start from 4.45% p.a. on a secured loan, with a comparison rate of 5.29% p.a.

Features of the Credit Concierge Car Loan

  • Competitive fixed rate. Fixed rates start from 4.45% p.a.
  • Secured or unsecured loans. You can choose to use your vehicle as collateral against the loan or opt for an unsecured loan.
  • Flexible loan terms. You can get a loan from 1 year to 7 years.
  • Balloon payment option. Reduce the size of your regular repayments by opting to make a lump sum balloon payment at the end of the loan term.
  • Flexible repayments. You can make payments on a weekly, fortnightly or monthly basis.
  • Use a deposit. You can either borrow to cover the full price of the vehicle or use a deposit to reduce your loan amount.
  • Same-day approval. Your car loan can be approved within one business day.

Fees and charges

  • Establishment fee. You will pay an initial $350 fee.
  • Monthly fee. There is an ongoing monthly fee of $5.
  • Missed payment fee. If you fail to make a repayment you will be charged a $25 fee.

You will not be charged a fee if you choose to repay your loan early.

How to apply for the Credit Concierge Car Loan

You can begin your application by clicking "Go to site" above and applying for a quote. You will then be contacted by a Credit Concierge loan expert. In order to be eligible for a loan, you will need to meet the following criteria:

  • Be over the age of 18
  • Be an Australian citizen or permanent resident

You will need to provide the following information as part of your initial enquiry:

  • Your name and contact details
  • Loan amount

You will then need to provide further personal and financial information in order to be approved for a loan.

Credit Concierge offers secured and unsecured car loans from a wide range of lenders and can help you secure a competitive fixed rate. As with any loan, you should always compare a number of car loan products before finding the one that is right for you.

Car Loan Offers

Important Information*
Logo for IMB New Car Loan
IMB New Car Loan

You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Logo for Beyond Bank Low Rate Car Loan "Special Offer"
Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 4.89% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Logo for RACV New Car Loans
RACV New Car Loans

You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.

Logo for NRMA New Car Loan
NRMA New Car Loan

You'll receive a fixed rate of 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

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