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Stratton Finance caravan loan review

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Stratton Finance Caravan Loan

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Application Fee
$700
Interest Rate (p.a.)
From 6.72% (fixed)
Comparison Rate (p.a.)
7.23%
Max Loan Amount
$200,000

Summary

Receive funding from $10,000 to $200,000 for a range of leisure vehicles with a caravan loan from Stratton Finance.

Stratton Finance is an Aussie finance broker specialising in vehicle finance. Stratton helps customers to secure a competitive rate on caravan and leisure vehicle loans. Stratton's fixed rate loans are available from 6.72% p.a. (comparison rate 7.23% p.a.).

The rate you are offered will depend heavily on your individual circumstances, such as your credit rating and income.

Three things you should know about this loan:

  • Personalised interest rate
  • Loans available from $10,000 to $200,000
  • Available for purchase on a range of marine vehicles

Pros

  • Online quote and approval
  • Balloon payment option
  • Up to 5 years to pay it off

Cons

  • Application fee of $700
  • Monthly fee of $8.90

In this guide

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  • Details
    • Product details
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Details

Product details

Product Name Stratton Finance Caravan Loan
Interest Rate (p.a.) 6.72% to 18%
Comp. Rate (p.a.) 7.23% to 18.5%
Interest Rate Type Fixed
Min Loan Amount $10,000
Max Loan Amount $200,000

Main points to consider with a Stratton Finance Caravan Loan

It's important to note that Stratton Finance is a broker, not a lender. This means that it does not provide loans itself, but instead gives borrowers access to a range of lenders to which you can apply for finance. Terms and conditions for caravan loans will vary depending on the lender that you opt for.

The minimum rate for a leisure vehicle loan is 6.72% p.a. (comparison rate 7.23% p.a.) and the maximum rate is 18% p.a. (comparison rate 18.5% p.a.). Loans are available from $10,000 to $200,000 on terms from 1 to 5 years. With this loan, you can purchase:

  • Caravans
  • Camper trailers
  • Motorhomes
  • ATV/Scooters/Golf Carts
  • Dirt Bikes

With a caravan loan through Stratton Finance, you have the option of a personal or a consumer loan. There are also various options available if you are buying a caravan for business purposes.

Features of a caravan loan from Stratton Finance

  • Range of lender options. Stratton works with a range of caravan loan brands to offer a competitive range of products.
  • Dedicated consultant. Stratton will appoint a personal broker to help find the loan that suits your situation.
  • Loan term. This loan is available on terms from 1 to 5 years.
  • Loan amount. You can apply for a loan from $10,000 to $200,000
  • Fixed repayment schedule. A fixed rate and fixed repayment schedule offers you the certainty of knowing how much your repayments will be each month.
  • Balloon payment option. You could have the option of keeping your repayments lower by opting for a balloon payment at the end of the loan term. This will depend on the lender.
  • Loan security. There are both secured and unsecured loan options. This too will depend on the lender.
  • Various loan options for caravans. For caravan loans, you can choose either a personal loan or a consumer loan (secured) for caravans for personal use. There are also options for buying for commercial use.
  • Monthly repayments. Your repayments are made on a monthly schedule.
  • Early repayment option. You may be able to pay off your loan early without penalty, depending on the lender you opt for.
  • Potential tax deduction. If you are buying a caravan for business purposes, you may be able to get a tax deduction. Simply let Stratton Finance know that you intend to use the vehicle for business and they'll take you through the process.
  • Full online quote and approval. You can easily and conveniently submit your application form online to see if you've been approved and then receive a quote.

Fees and charges

  • Interest rate. Rates for caravan loans range from 6.72% p.a. to 18% p.a.
  • Comparison rate. Comparison rates for caravan loans range from 7.23% p.a. to 18.5% p.a.
  • Application Fee. $700
  • Service Fee. A monthly fee of $8.90 applies to this loan.

How to apply

To apply for a leisure vehicle or caravan loan with Stratton finance, simply click "Go to site" to be taken to the lender's website directly, where you can submit a loan application. Applications are entirely online.

To apply you must be:

  • Aged 18 or over
  • An Australian citizen or permanent resident

Other criteria, as well as various other terms and conditions, will depend on the lender that you opt for. While this is a competitive loan product, it's also a good idea to compare your options for caravan loans, prior to submitting a loan application.

Other loans available from Stratton Finance

Caravan finance comparison

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Name Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
NRMA Caravan Loan
Fixed1 - 7 Years $5,000 -
Interest Rate (p.a.)
7.49%
to 17.19%
Comp. Rate (p.a.)
8.2%
to 17.97%
Application Fee
$499
Monthly Fee
$0
Monthly Repayment
$637.55
Go to siteMore Info
You'll receive a fixed rate from 7.49% p.a.
Finance a new or used caravan with a loan from $5,000. No monthly fees and flexible repayments available.
OurMoneyMarket Secured Personal Loan
Fixed1 - 7 Years $2,001 - $75,000
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
7.19%
to 21.78%
Application Fee
$450
min.
Monthly Fee
$0
Monthly Repayment
$622.82
Go to siteMore Info
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