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Stratton Finance boat loan review

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Stratton Finance Boat Loan
Application Fee
Interest Rate (p.a.)
From 6.73% (fixed)
Comparison Rate (p.a.)
Max Loan Amount


Receive from $10,000 to $200,000 in funding for your new boat with a marine loan from Stratton Finance.

Stratton Finance is a broker that can help you to secure a competitive rate on boat finance. It offers fixed rates on boat loans from 6.73% p.a. (comparison rate 7.23% p.a.)

The rate you are offered will depend heavily on your individual circumstances, such as your credit rating and income.

Three things you should know about this loan:

  • Personalised interest rate
  • Loans available from $10,000 to $200,000
  • Available for purchase on a range of marine vehicles


  • Access a range of lenders
  • Tax deduction for business purposes
  • Balloon payment option


  • Application fee of $700
  • Monthly fee of $8.90

In this guide

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Product details

Product Name Stratton Finance Boat Loan
Interest Rate (p.a.) 6.73% to 18%
Comp. Rate (p.a.) 7.23% to 18.5%
Interest Rate Type Fixed
Min Loan Amount $10,000
Max Loan Amount $200,000
Go to Stratton Finance's website

Main points to consider with a Stratton Finance boat loan

Stratton Finance is a broker and not a lender in itself. Its boat loans are available from $10,000 to $200,000 on terms from 1 to 5 years. Loan rates are personalised and will depend on your individual circumstances.

The minimum rate is 6.73% p.a. (comparison rate 7.23% p.a.) and the maximum rate is 18% p.a. (comparison rate 18.5% p.a.). With a boat loan, you can also opt for a personal loan, a consumer loan or a chattel mortgage.

You can purchase the following vehicles with these loans:

  • Boat
  • Jet Ski
  • Commercial fishing vessel
  • Small yacht/Sailboat
  • Large yacht/Luxury yacht

Stratton Finance's boat loan features and benefits June 2024

  • Range of lender options. Stratton works with a range of boat loan brands to offer a competitive range of products.
  • Dedicated consultant. Stratton will appoint a personal broker to help find the loan that suits your situation.
  • Loan term. This loan is available on terms from 1 to 5 years.
  • Loan amount. You can apply for a loan from $10,000 to $200,000
  • Fixed repayment schedule. A fixed rate and fixed repayment schedule offers you the certainty of knowing how much your repayments will be each month.
  • Balloon payment option. You could have the option of keeping your repayments lower by opting for a balloon payment at the end of the loan term. This will depend on the lender.
  • Loan security. There are both secured and unsecured loan options, depending on the lender.
  • Various loan options. Boat loans can be arranged for both personal use (such as a consumer loan) or business use (such as a chattel mortgage).
  • Monthly repayments. Your repayments are made on a monthly schedule.
  • Early repayment option. You may be able to pay off your loan early without penalty, depending on the lender you opt for.
  • Potential tax deduction. If you are buying a boat for business purposes, you may be able to get a tax deduction. Simply let Stratton Finance know that you intend to use the vehicle for business and they'll take you through the process.
  • Full online quote and approval. You can easily and conveniently submit your application form online to see if you've been approved and then receive a quote.

Fees and charges

  • Interest rate. Rates range from 6.73% p.a. to 18% p.a.
  • Comparison rate. Rates range from 7.23% p.a. to 18.5% p.a.
  • Application Fee. $700
  • Service Fee. A monthly fee of $8.90 applies to this loan.

How to apply for Stratton's boat loan

To apply for a loan with Stratton Finance simply click "Go to Site" to submit an application. Please ensure that you meet the following requirements:

  • Are over the age of 18
  • Are an Australian citizen or permanent resident

Other eligibility will depend on different lenders, for example, you may be required to have a good credit history, be a property owner or earn a certain level of income.

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