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Isuzu finance guide

Looking to buy an Isuzu ute or SUV? Here’s our simple round-up of the pros and cons of different Isuzu finance options.

Name Product Interest Rate (p.a.) Comparison Rate (p.a.) View Details CTA Monthly Repayment
loans.com.au - New - Variable Rate Special
6.24%
(variable)
7.36%
Monthly Repayment
OurMoneyMarket New Car Loan
From
6.57%
(fixed)
7.19%
Monthly Repayment
Verified Lending Used Car Loan
7.1%
(fixed)
8.06%
Monthly Repayment
Simplify New Car Loan
6.19%
(fixed)
6.6%
Monthly Repayment
NRMA New Car Loan
From
7.29%
(fixed)
8%
Note: Take out a loan for an eligible electric vehicle and receive a 1.5% discount on your personalised interest rate (interest rates start from 5.79% p.a. and comparison rates from 6.49% p.a.)
Monthly Repayment
Note: Take out a loan for an eligible electric vehicle and receive a 1.5% discount on your personalised interest rate (interest rates start from 5.79% p.a. and comparison rates from 6.49% p.a.)
OurMoneyMarket Used Car Loan - No Vehicle Age Limit
From
6.57%
(fixed)
7.19%
Monthly Repayment
Simplify Used Car Loan
6.19%
(fixed)
6.6%
Monthly Repayment
NRMA Used Car Loan
From
8.49%
(fixed)
9.21%
You'll receive a fixed rate from 8.49% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
Monthly Repayment
You'll receive a fixed rate from 8.49% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
loans.com.au - Variable Rate Used Car < 5 years
7.74%
(variable)
8.85%
Monthly Repayment
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Example: Isuzu D-MAX finance

Dean is interested in an Isuzu D-Max EX manual 4x4, but needs to decide whether to buy a new 2018 model retailing for $34,800 or take advantage of a 5-year-old model that is almost identical and is being sold privately for $16,400.

If Dean chooses the new model, he could apply for a secured car loan similar to those set out on this page. He could put up the car as security, and take advantage of competitive interest rates starting from 5.29% p.a. with a fixed term.

If he buys the older model, Dean would be unlikely to be approved for a secured car loan since the car is already 5 years old. He could consider an unsecured car loan but would need to be prepared to pay higher interest rates due to the increased risk to the lender.

Alternatively, Dean could consider a secured personal loan if he had another asset to put up as security, such as a business asset or residential property.

* This is a fictional, but realistic, example.

Isuzu running costs

According to RedBook’s vehicle information website, the Isuzu D-Max is the more fuel efficient of the 2 Isuzu models available in Australia, with an average cost of $118 per 1,000km compared to $131 per 1,000km for the MU-X, based on national average metropolitan fuel prices.

The average cost per full tank of fuel based on the same national average fuel prices came in at $123 for the D-MAX and $105 for the MU-X based on the D-Max's greater fuel capacity. Autotrader calculated the average costs of registration and CTP insurance to be $957 per year for the first 3 years, with tyres costing $243 per year and servicing amounting to $317 per year on average.

Which is the best Isuzu finance option to go for?

As with any loan product, there is no one finance offer that will suit everyone. With different lenders offering different loan terms and rates, the finance offer that suits one person may not be the better choice for another person.

When comparing Isuzu financing options, consider the following:

  • The amount you want to borrow. Do you want to finance the full cost of the Isuzu only, or are you looking for an extra amount to purchase accessories and upgrades? Do you have a deposit to contribute to reduce the amount of the loan? Consider the amounts different lenders are willing to lend, and whether this suits your needs.
  • The cost of the loan. Interest rates are important, but should not be the only consideration when comparing finance options. Some loans will include a combination of charges in addition to interest, which can include application fees, ongoing fees and early exit fees, along with hefty penalties for late or dishonoured payments. Make sure you’re aware of all applicable fees charged by each lender so you can compare the total cost of the loan, rather than just the interest rate.
  • Flexibility. Is it possible you would want to pay out the loan early? Could you be interested in trading in your Isuzu for a newer model before the end of the loan term? If so, you’ll need a loan that offers flexible terms, including not imposing penalties for early repayment.

See all 2024 EOFY deals

Compare Isuzu car insurance side-by-side and get quotes

Name Product Roadside assistance Accidental damage Storm Choice of repairer Agreed or Market Value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: The 2024 winner of our Best Value Car Insurance award. It's cheaper than most, plus you can lower costs by adding age restrictions.

⭐ Current offer: 15% off your first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: Anyone who wants a good value policy.
Youi Comprehensive
Optional
Agreed or Market
Finder's summary: The 2023 winner of our Best Features Car Insurance award. Plus, it's one of the only insurers to automatically include roadside assistance.

Who it might be good for: Those who want good customer service with lots of inclusions.
Australia Post Comprehensive
Optional
Agreed or Market
Finder's summary: Covers a little more than other insurers. You don’t need to pay an excess for windscreen repairs and cover applies to anyone who uses your car.

⭐ Current offer: Get $75 off your first year's comprehensive car insurance premium when you buy online. T&Cs apply.

Who it might be good for: Multiple people using one car.
ROLLiN' Comprehensive
Agreed
Finder's summary: One of the most cost-effective insurers for under 25s, according to Finder research, with no aged-based excess.

Who it might be good for: Young drivers looking to keep costs down and anyone who’d like to get more flexibility from their car insurance.
QBE Comprehensive
Green Company
QBE Comprehensive
Optional
Agreed or Market
Finder's summary: Our best-rated Car Insurer for Customer Satisfaction in 2021/2022 and Green Insurer for the last 3 years.

⭐ Current offer: Save $75 when you purchase a new comprehensive policy online. T&Cs apply.

Who it might be good for: Those who want a trustworthy insurer and more cover than other brands, such as 3-year new car replacement (e.g. they'll give you money for a new car for up to 3 years if yours is written off).
Bingle Comprehensive
Market
Finder's summary: Our data shows it’s the cheapest comprehensive policy. It just covers the basics such as damage to your car, theft and storms – it doesn’t go in for add-ons and extras.

Who it might be good for: Those wanting a low-cost, no-frills policy.
Kogan Comprehensive
Optional
Agreed or Market
Finder's summary: Kogan comes with all the perks that most comprehensive car insurance policies include, but you'll also be entitled to some benefits from its online store. This usually comes in the form of a gift voucher or discount if you buy online.

⭐ Current offer: Get $75 off first year premiums when you purchase Kogan Comprehensive Car Insurance online + $10 monthly kogan.com credit. T&Cs apply.

Who it might be good for: Kogan shoppers and those after a good range of policy options.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You need car insurance so why not get one that lets you earn Qantas Points? It's good value too (it's underwritten by the same insurer as Budget Direct).

⭐ Current offer: Earn up to 20,000 Qantas Points with every Qantas Car Insurance policy you take out by 22 April. T&Cs apply.

Who it might be good for: People who want more bang for their buck with Qantas Points.
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Isuzu Australia model range

The Isuzu Australia range encompasses just 2 models, the MU-X SUV and the D-MAX ute.

Isuzu MU-X

The Isuzu MU-X is a large, 7-seater SUV. Owners get to enjoy a powerful, turbocharged diesel engine (originally based on a truck engine) and an upmarket interior. Not bad specs for a 4x4 that can tow 3 tonnes and tackle rugged terrain.

The MU-X generally sells with a 6-speed auto transmission, and it's the same gearbox you'll find in the Hilux and Prado. There is a manual transmission available on LS-U 4x4 models. The MU-X was Australia's best selling ute-based SUV of 2017. Isuzu MU-X rivals include the Mitsubishi Pajero Sport, Ford Everest and Toyota Fortuner. The Japanese SUV also achieved second place in 4x4 Australia magazine's 4x4 of the year award for 2018.

Features vary depending on the model you choose.

  • LS-M. The starter spec LS-M model has a 7-inch touch screen that features USB, Bluetooth and a reverse camera. It is also equipped with LED daytime running lights, rearward parking sensors, LED projector headlights, 16-inch alloys and air conditioning.
  • LS-U. Buyers opting for the LS-U model get an enlarged 8-inch infotainment screen, a chrome grille in place of gun metal front grille, matching chrome exterior accessories, rear cabin vents and 18-inch alloys.
  • LS-T. The top of the range LS-T builds upon the LS-U model, with part-leather seats, a passive entry and ignition system, an electrically adjustable driver's seat and a 10-inch DVD screen for passengers seated in the back.

Isuzu D-MAX ute

  • Sat nav
  • Roof rails
  • Passive entry and start system
  • Leather-appointed seats
  • LED running lights and tail lights
  • 18-inch alloys
  • Hill descent control
  • Climate control

The motoring media generally considers the D-MAX a good all-rounder. It's not the cheapest ute, nor the flashiest, but it probably only really lacks a locking rear differential. Reviews agree that the 3-litre turbocharged Isuzu diesel under the bonnet is very punchy with bags of torque. The ute was also lauded for its durable interior and towing capabilities.

Isuzu history

Isuzu is a Japanese commercial vehicle maker. The company derives its name from the Isuzu river in Japan. It has a long history of building diesel engines and has produced over 26.8 million since 1936.

Isuzu owns multiple production facilities worldwide and has experimented with passenger vehicles in the past. Today, the automotive brand focuses on both light and heavy commercial vehicles, as well as supplying diesel engines to other manufacturers.

For a time, Isuzu formed a joint-development project with Holden's pick-up team.

Frequently asked questions about purchasing an Isuzu ute or SUV

What is the fuel tank capacity?

The D-MAX ute has a fuel tank capacity of 76 litres, while the MU-X SUV’s fuel tank capacity is 65 litres.

Do I need to use an approved Isuzu service centre to keep my warranty intact?

Not necessarily. While having your Isuzu ute or SUV serviced at a non-Isuzu-approved centre will not automatically void your warranty, the terms of the warranty must be adhered to. In particular, service parts must comply with the specifications listed in the Isuzu Owner’s and Driver’s Manual, and must be of equal quality to the original fluids and parts. The maintenance procedure must also be completed according to the manufacturer’s recommendations, otherwise your warranty could be in jeopardy.

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