Isuzu finance guide

Isuzu UTE offers finance directly through Isuzu UTE Finance, with various loan options for both personal and business customers.

New Isuzu finance options

• Isuzu UTE Consumer Loan: Fixed repayments over 2–7 years with optional balloon payments. Available with $0 deposit.
• Chattel mortgage: Designed for business use, with tax benefits available and balloon options to lower repayments.
• Secured car loan: Offers lower interest by using your new D-MAX or MU-X as collateral. Funds are usually restricted to the vehicle purchase itself.
• Unsecured loan: Ideal if you want to bundle in extras like insurance or rego costs. Expect higher interest rates due to no security being offered.

Used Isuzu finance options

• Secured car loan: Lenders may allow used vehicle finance if the car meets age limits (often under 5–12 years depending on the lender).
• Unsecured loan: Suitable for older vehicles or if you want to include extras like canopy upgrades or accessories. Expect higher rates.

Example: Isuzu D-MAX finance

Dean is interested in a 2025 Isuzu D-MAX LS-U automatic 4x4, which retails for $72,126 driveaway. He's also considering a 5-year-old 2020 LS-U model listed for $42,000 by a private seller.

The used model is cheaper upfront, but Dean isn't comfortable with its lack of warranty and unknown history. Plus, it's too old to qualify for a competitive secured car loan, so he'd be stuck with an unsecured personal loan at around 9.49% p.a. over 5 years - bumping his monthly repayments to approximately $883.

Instead, Dean opts for the new D-MAX. He applies for a secured loan with a competitive fixed rate of 6.24% p.a. over 5 years. His monthly repayments come in at around $1,404, but the peace of mind, full warranty and latest features make it worthwhile for his business and weekend towing needs.

Which is the best Isuzu finance option to go for?

Finding the right Isuzu finance isn't one-size-fits-all. With different loan terms and rates on offer, what works for one person might not work for you.

When checking out Isuzu finance options, here's what to keep in mind:

• How much do you need? Are you financing just the Isuzu or adding extra for accessories? Got a deposit to lower the loan amount? Different lenders have different limits, so pick one that fits your needs.
• What's the real cost? Interest rates matter, but they're not the whole story. Watch out for extra charges like application fees, ongoing costs, or penalties for paying late. Make sure you know all the fees so you're comparing the total loan cost, not just the interest rate.
• How flexible is it? Planning to pay off the loan early or upgrade your Isuzu before the term ends? You'll want a loan with flexible terms and no nasty penalties for early repayment.

Isuzu Australia Model Range

Isuzu UTE Australia offers two robust models: the D-MAX ute and the MU-X SUV. Both vehicles are renowned for their durability, towing capacity and off-road capabilities.

Isuzu MU-X

The 2025 Isuzu MU-X is a versatile 7-seat SUV designed for families and adventurers alike. It combines comfort with rugged performance, making it suitable for both urban driving and off-road excursions.

Key features include:

• Engine Options: 1.9L and 3.0L turbo-diesel engines, offering a balance between fuel efficiency and power.
• Towing Capacity: Up to 3.5 tonnes on 3.0L models when equipped with an optional Genuine Isuzu MU-X tow bar kit and an Electronic Brake Controller.
• Transmission: 6-speed automatic transmission across all models.
• Safety: Advanced safety features, including Isuzu's Intelligent Driver Assistance System (IDAS) with adaptive cruise control, lane-keeping assist and more.
• Technology: Infotainment systems featuring wireless Apple CarPlay® and Android Auto™, with screen sizes varying by model.

The MU-X range includes the LS-M, LS-U, LS-T and the flagship X-TERRAIN model, each offering varying levels of luxury and off-road capability.

Isuzu D-MAX

The 2025 Isuzu D-MAX is a reliable and powerful ute, suitable for both work and leisure. It offers a range of configurations to meet diverse needs.

Key features include:

• Engine Options: 1.9L and 3.0L turbo-diesel engines, providing strong performance and efficiency.
• Towing Capacity: Up to 3.5 tonnes on 3.0L models when equipped with an optional genuine Isuzu UTE tow bar kit and an Electronic Brake Controller.
• Transmission: 6-speed manual or automatic transmissions, depending on the model.
• Safety: Comprehensive safety suite with features like autonomous emergency braking, blind-spot monitoring and rear cross-traffic alert.
• Technology: Infotainment systems with wireless Apple CarPlay® and Android Auto™, touchscreen sizes vary by model.

The D-MAX range includes various trims such as SX, LS-M, LS-U, LS-U+, X-RIDER, X-TERRAIN and the new BLADE edition, catering to a wide array of preferences and requirements.

Isuzu history

Isuzu is a Japanese commercial vehicle maker. The company derives its name from the Isuzu river in Japan. It has a long history of building diesel engines and has produced over 26.8 million since 1936.

Isuzu owns multiple production facilities worldwide and has experimented with passenger vehicles in the past. Today, the automotive brand focuses on both light and heavy commercial vehicles, as well as supplying diesel engines to other manufacturers.

Frequently asked questions about purchasing an Isuzu ute or SUV

What is the fuel tank capacity?

The D-MAX ute has a fuel tank capacity of 76 litres, while the MU-X SUV's fuel tank capacity is 80 litres.

Do I need to use an approved Isuzu service centre to keep my warranty intact?

Not necessarily. While having your Isuzu ute or SUV serviced at a non-Isuzu-approved centre will not automatically void your warranty, the terms of the warranty must be adhered to. In particular, service parts must comply with the specifications listed in the Isuzu Owner’s and Driver’s Manual, and must be of equal quality to the original fluids and parts. The maintenance procedure must also be completed according to the manufacturer’s recommendations, otherwise your warranty could be in jeopardy.

Written by

Stacey Cole

Author

Stacey Cole has degrees in law and science, but happily left the busy world of litigation to be a full-time mother and writer. In her spare time she loves travel, roller coasters, and old-school gaming, even if her daughter can already beat her at most games. See full bio