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AutoCarLoans can give you access to funds from Australia's top lenders.

If you're looking for a convenient way to get access to a range of low-interest car loans, you may want to consider AutoCarLoans. As a broker, AutoCarLoans will give you access to finance from a range of lenders. If you're looking to buy a new car, the competitive rates and quick turnaround make it one to consider. Read the review below to find out more about how it works.


Application Fee

From 5.16% (fixed)

Interest Rate (p.a.)


Comparison Rate (p.a.)


Max Loan Amount

We’re committed to our readers and editorial independence. We don’t compare all products in the market and may receive compensation when we refer you to our partners, but this does not influence our opinions or reviews. Learn more about Finder.


Product NameAutoCarLoans
Interest Rate (p.a.)From 5.16% (fixed)
Comparison Rate (p.a.)6.64%
Interest Rate TypeFixed
Min Loan Amount$15,000
Max Loan Amount$500,000

Main points to consider about AutoCarLoans

AutoCarLoans is not a lender, but is a finance company that can help you get a car loan or lease. You can apply for a loan between $15,000 and $500,000 and rates start at 5.16% p.a. However, keep in mind that the interest rate you receive depends on the lender you are approved with and it also your individual circumstances. Loan amounts start at $15,000. Loan terms can extend up to 7 years. The car you're looking to purchase needs to be a new vehicle or a car up to two years old.

What features come with a loan from AutoCarLoans?

There are a few features and benefits to consider with this loan:

  • Loan amount. You can apply for an amount between $15,000 and $500,000. Keep in mind that the amount you're approved for will depend on the lender and your ability to manage the repayments.
  • Interest rate. Rates start at a competitive 5.16% p.a., but your actual rate will be given to you when you apply.
  • Fast turnaround. You can submit your details online and receive an instant quote. If you'd like to proceed, you can submit the other documents and information required to receive your funds soon after.
  • The car you can finance. You can finance a new vehicle or a car up to two years old.
  • Fees. You'll have to pay an establishment fee of $381.80 and a monthly fee of $5.

How you can apply

If you'd like to receive an instant quote with AutoCarLoans, you can fill out your details on the quote form above.

To be eligible for a loan, you must:

  • Be over the age of 18
  • Have a good credit history
  • Be looking to buy a new car or one less than two years old
  • Want to borrow more than $15,000

If you meet these criteria you can submit your information to apply and receive a quote. Once you've done this, and if you're happy with the quote, you will be contacted by an AutoCarLoans representative to discuss your specific requirements.

Car Loan Offers

Important Information*
Logo for IMB New Car Loan
IMB New Car Loan

You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Logo for Beyond Bank Low Rate Car Loan "Special Offer"
Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 4.89% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Logo for RACV New Car Loans
RACV New Car Loans

You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.

Logo for NRMA New Car Loan
NRMA New Car Loan

You'll receive a fixed rate of 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

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  1. Default Gravatar
    May 6, 2016

    I am unemployed. I get over $1600 a fortnight though from Centerlink. And that will continue for many more years. At least 9 more. I also have someone who works willing to go on the loan with me for more security.

    Can i still get a loan? Also for me to get a car 2 years old or newer, i would need $25000+ As i have 3 kids and need a family car.

    • Avatarfinder Customer Care
      May 6, 2016

      Hi Madeline,

      Thanks for your comment. As AutoCarLoans is a finance broker, we can’t comment on the eligibility criteria across the lenders they have access to.

      You’ll need to click the “Go to Site” button to head over to AutoCarLoans to fill in your details for an obligation free consultation.

      Thanks for getting in touch.


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