
Aware Super is a Finder Awards winner!
The Aware Super Australian Shares won Best Low Fee Super Fund in the 2026 Finder Awards.
Full list of 2026 winners

The Aware Super Australian Shares won Best Low Fee Super Fund in the 2026 Finder Awards.
Full list of 2026 winners
The information in this table is based on data provided by SuperRatings Pty Limited ABN 95 100 192 283, a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, Australian Financial Services Licence No. 421445. In limited instances, where data is not available from SuperRatings for a product, the data is provided directly by the superannuation fund.
*Past performance data and fee data is for the period ending June 2026
Finder Score makes comparing superannuation products easier by scoring products out of 10 after assessing their performance, fees and features.
We assess products from over 40 providers based on their risk profile.
You can choose to invest your super in one of the following pre-mixed investment options depending on your risk tolerance and personal preference.
If you don't want to choose, you'll automatically be invested in options based on your age.
| Pre-mixed investment option | Risk level | How your money is invested |
|---|---|---|
| High Growth | High | 88% growth 12% defensive assets |
| Balanced | High | 75% growth 25% defensive assets |
| High growth socially conscious | High | 88% growth 12% defensive assets This option has restrictions based environmental and social impacts. |
| Conservative | Low to medium | 38% growth 62% defensive assets |
If you want to be more hands-on with your super, you can build your own investment portfolio using one or a combination of these single asset class options.
| Single asset class option | Risk | Target asset allocation |
|---|---|---|
| Cash | Very low | Cash: 100% |
| Australian shares | Very high | Australian equities: 100% (95%-100% range) |
| International shares | Very high | International equities: 100% (95%-100% range) |
| Bonds | Medium to high | 50% Australian fixed income 50% international fixed income |
| Property | Very high | Listed and unlisted property: 100% (95%-100% range) |
You can opt in for the following default insurance when you become an Aware Super member:
Your level of cover will depend on your age and occupation, and you can reduce your level of cover or cancel your cover altogether at any time. You also have the option of adding income protection insurance cover at any point.
You can join Aware Super online; and the application process is simple and should take you 10-20 minutes to complete.
Make sure you have the following details handy before you start the application:
Once your application has been completed successfully, you'll receive the details of your membership by email. You should then give these details to your employer if you'd like your compulsory employer super payments to go into your Aware Super fund.
SPONSORED: With MySuper Lifecycle, Aware Super offers an investment approach that automatically adjusts your investment mix to your age over time.
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I am 74 in pension phase & looking to transfer my super funds to Aware. How long after joining can I draw a monthly amount ?
Hi Judi,
At Finder we can help you compare and research your options. But for a specific question like this you’re better off contacting Aware Super directly. Aware can give you a much more definite answer.
hi,
i would like to talk to you about private super contribution .
Hi,
You’ve reached Finder. To speak to someone at Aware Super please get in touch with the fund dirctly. You can call them on: 1300 650 873
Thanks,
Alison
i’m 67 this year till working full time can i access my super and not affect my taxable income
Hi Brian,
We’re not licenced to provide taxation advice. However this information on the ATO website might be useful.
Hope this helps!
Can i join Aware with zero funds. Funds will start going in as soon as i give my details to my employer. How long does it takes to be effective member? Can i give my membership details to my employer as soon as possible once i received it. Thank you.
Hi,
Yes you can join the fund without bringing over any money into it initially. You’ll receive your membership details right away after your application is complete, which you can give to your employer.