Stratton Finance Car Loan

Get on the road in the car you want using a car loan through Stratton.

This car loan is offered through Stratton Finance, one of Australia's largest car finance brokers with over 25 years of experience. Stratton Finance is a part of the Carsales network, giving you access to a range of vehicles that meet your needs and lifestyle.

By using Stratton's services you'll be able to benefit from a car loan broker and the choice of a fixed or variable rate. Find out more about this loan in this review.

Product NameStratton Finance New Car Loan
Interest Rate (p.a.) From 5.49% (fixed)
Comparison Rate (p.a.)6.62%
Interest Rate TypeFixed
Min Loan Amount$18,000
Max. Loan Amount$100,000
Loan SecuritySecured


  • Competitive rates
  • Large maximum borrowing amount
  • Long loan terms


  • Won't receive rate until you apply

Main points to consider with Stratton's car loan

Stratton is a finance broker that can secure you competitive finance for your car purchase. You can choose a fixed or variable rates with fixed rates starting from 5.49% p.a. and a comparison rate is 6.62% p.a. These depend heavily on your individual circumstances that your Stratton personal loan broker will discuss with you.

You can apply for up to $100,000 with a loan term of up to 10 year(s). You are able to trade in a vehicle and use it as a deposit as well as having the option of using cash.

Stratton's car loan features

This loan offers the following features:

  • A low rate. There are fixed rates and comparison rates available with Stratton Finance, and they start from a low 5.49% p.a. fixed rate and a 6.62% p.a. comparison rate.
  • Choose between fixed or variable interest rates. You can choose between a fixed or variable interest rate. The fixed rate offers you the certainty of knowing how much your repayments will be each month, whereas a variable rate can fluctuate allowing you some financing flexibility. You also have the ability to redraw funds when necessary.
  • Flexible contract terms. This loan has terms that range from 1 to 10 years. This is plenty of time to enjoy your car!
  • Make a deposit. You are able to make a deposit of either cash or a vehicle that you can trade in to ease the cost of your repayments.
  • Option of a balloon payment. This is an overall value that can be applied to your contract which enables you to tailor your repayments to a budget.
  • Monthly repayments. Your repayments are made on a monthly schedule.
  • No early exit fees. You can get out of this loan early without extra charges if you’re suddenly able to pay it off.
  • Potential tax deduction. You are able to get a deduction on your taxes using this vehicle for business purposes. Simply let Stratton Finance know that you intend to use the vehicle for business and they’ll take you through the process.
  • Benefit from a lower interest rate. As the loan is secured against the vehicle, this allows for you to benefit from a lower interest rate.

Fees and charges

  • An establishment fee. This amount is established once you are approved and there are no ongoing fees associated with this loan. You also have the option of receiving preferential treatment if you pay out your loan early as well as an option of no early-exit fees available on new personal car loans.

How to apply for the Stratton's Car Loan

Click on “Go to Site” and ensure you meet the following requirements:

  • Be over the age of 18
  • Be an Australian citizen or permanent resident
  • Have good credit history
  • Indicate whether or not you are a property owner. This includes mortgaged properties. Although this is not a requirement per se, it will better determine your solvency to pay off the loan.

During the approval process no further documentation will be necessary aside from your personal data which includes your asset and liabilities situation. Based on this small disclosure, Stratton Finance will determine your eligibility to roll down the windows and rev the engine on your dream car.

Stratton Finance’s 25 years of experience will help you find your ideal vehicle. However, be sure to compare other personal loans and financing products ensure this one meets your needs.

Was this content helpful to you? No  Yes

Car Loan Offers

Important Information*
IMB New Car Loan

Borrow up to $75,000 for a new car up to two years old. Competitive 5.99% p.a. rate available to all approved applicants.

Beyond Bank Low Rate Car Loan "Special Offer"

A great rate for cars under 2 years old.

RACV New Car Loans

A competitive rate car loan from RACV with no monthly fees and 5-hour loan approval.

Heritage Bank Car Loan

Apply for up to $100,000 to finance a new or used car at a competitive fixed rate.

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, read the PDS or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.
Ask a question
Go to site