RACV Caravan Loan

Whether you're dreaming of a great Aussie road trip or the odd weekend away with the family, make your dreams a reality with an RACV Caravan Loan.

Caravans are a great way to explore what this vast country has to offer. If you're thinking of purchasing a caravan, the RACV offers competitive caravan loans with flexible repayment options that could suit your circumstances.


Application Fee

From 4.99% (fixed)

Interest Rate (p.a.)


Comparison Rate (p.a.)


Max Loan Amount

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Product NameRACV Caravan Loan
Interest Rate (p.a.)From 4.99% (fixed)
Comparison Rate (p.a.)5.69%
Interest Rate TypeFixed
Min Loan Amount$5,000
Max Loan Amount$250,000

Main points to consider with the RACV Caravan Loan

The RACV is established as an Australian automobile expert and a trusted Australian finance provider.

This loan is quick and easy to apply for (5-10 minutes) and you could have approval in up to 5 hours. If approved, you could have the money in your account by the very next working day.

Features and benefits of an RACV Caravan Loan

Some important features to consider with the RACV Caravan Loan are:

  • Fixed interest rate. This loan offers a fixed interest rate of 4.99% p.a. and a comparison rate of 5.69% p.a.
  • Satisfaction guarantee. If you are not satisfied with your loan terms for any reason within a 21-day period, you can repay the loan and RACV will cancel the loan penalty-free, repay any interest payments and waive any fees.
  • Secured loan. This loan is available as a secured loan only. You can usually secure an automobile loan against your purchase, i.e. your caravan.
  • Fast application. This loan takes just 5-10 minutes to apply for.
  • Quick approval. Providing that you meet the eligibility criteria, you could receive approval within just five hours of submitting your application.
  • $5,000 - $250,000 available. Caravan loans are available for upwards of $5,000 and up to $250,000.
  • Direct payments. Loan repayments can be taken automatically from your nominated bank account every month or fortnight.
  • New or used. Using the funds from this loan, you can buy both new and used caravans.
  • Optional caravan insurance and discounts for members. If you finance your caravan through the RACV, you could receive up to 10% in discounts on its insurance options for the loan term. It also has 24/7 claims assistance.

Fees and charges

  • Establishment fee. An initial establishment fee of $499 will be applied.
  • No ongoing fees. Aside from this single upfront fee, there are no additional fees with this loan.

What do I need to apply for an RACV Caravan Loan?

You can apply for an RACV Caravan Loan easily by clicking our "Go to Site" buttons. Prior to submitting an application, please ensure that you have all the necessary documents to hand. These include:

  • Proof of ID, including your driver's licence number
  • Proof of employment
  • Details of income
  • Details of assets owned, e.g. other vehicles and/or property

Your application will be subject to approval based on this eligibility and on your credit file. If you know that you have bad credit, please be aware that you may not qualify for the above rates.

You can also get a personalised rate quote from the RACV by phone, prior to submitting an application.

Caravan loans comparison

Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
Credit Concierge Caravan Loan
From 3.99% (fixed)
1 to 7 years
You'll receive a fixed rate from 3.99% p.a. with a comparison rate of 5.25% p.a.
Get a secured or unsecured loan to help fund a new or used caravan.
Driva Caravan Loan
From 3.69% (fixed)
1 to 7 years
$295 (varies by lender, starting from $295)
You'll receive a fixed rate from 3.69% p.a.
Borrow between $2,000 and $250,000 with loan terms from 1 to 7 years. Get customised quotes from a range of lenders.
Stratton Finance Caravan Loan
From 5.49% (fixed)
1 to 5 years
You'll receive a fixed rate from 5.49% p.a. based on your risk profile
Borrow from $10,000 to $200,000 and use to finance a caravan, camper trailer or a motorhome. Get access to a range of lenders.
NRMA Caravan Loan
From 4.99% (fixed)
1 to 7 years
You'll receive a fixed rate from 4.99% p.a.
Finance a new or used caravan with a loan from $5,000. No monthly fees and flexible repayments available.
NAB Personal Loan Unsecured Fixed
From 6.99% (fixed)
1 to 7 years
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% (13.56% comparison rate) or less. See Comparison rate warning in (i) above.

Compare up to 4 providers

Car Loan Offers

Important Information*
Logo for IMB New Car Loan
IMB New Car Loan

You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Logo for Beyond Bank Low Rate Car Loan "Special Offer"
Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 4.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Logo for RACV New Car Loans
RACV New Car Loans

You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.

Logo for NRMA New Car Loan
NRMA New Car Loan

You'll receive a fixed rate of 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

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