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Macquarie Car Loan

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Get access to a complimentary car-buying service with the Macquarie Car Loan.

There are car loans that offer great features to help you save, and then there’s the Macquarie Car Loan. Borrow money to finance a new or used car with Macquarie and get a loan that also comes with competitive rates and flexible features.

$520 + $6 PPSR

Application Fee

6.42% (fixed)

Interest Rate (p.a.)


Comparison Rate (p.a.)


Max Loan Amount

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Product NameMacquarie Car Loan - New car, Home Owner (90 - 110% LVR) 36 - 60 months
Interest Rate (p.a.)6.42% (fixed)
Comparison Rate (p.a.)7.72%
Interest Rate TypeFixed
Min Loan Amount$10,000
Max Loan Amount$250,000

Features of the Macquarie Car Loan

  • Loan amount. Varying loan amounts are available, making the loan suitable for a wide range of vehicle purchases. You can apply for between $10,000 and $250,000.
  • Loan term. You can repay your loan over a period of 3 years to 5 years. The length of your loan term may also affect the rate you receive.
  • Macquarie Vehicle Select. Unsure of what car to buy? Macquarie offers a complimentary personal car sourcing and buying service that can help you get a better deal on a new vehicle, organise test drives as well as save you time and hassle searching for a new car.
  • Tailored loan options. Macquarie will assign a consultant to your loan account to help tailor a loan structure to suit your needs.
  • Purpose of the loan. You can use the loan to finance a new or used car. If you're buying a used car, the loan term plus the age of the car must be under 12 years combined. For example, if you have a loan term of five years, the car will need to be less than seven years old when you settle the application.


Before applying for this loan, it’s important to consider the fees and charges that apply:

  • An establishment fee of $520.
  • A monthly account keeping fee of $8.25.
  • A Personal Property Securities Register lodgement fee of $6.

How to apply for a Macquarie Car Loan

If you’re interested in applying for the Macquarie Car Loan, you can select "Go to site" above. From there, you can apply online or submit some details in order to request a callback from Macquarie. The following information will be required:

  • Your name and contact details
  • The type of finance you’re interested in
  • A preferential time for Macquarie to contact you

If you’re after a loan with flexible payment options and additional features, the Macquarie Car Loan is a good option to consider. Be sure to compare this offer to similar car loans, so you can select the best option for your needs.

Car Loan Offers

Important Information*
Logo for IMB New Car Loan
IMB New Car Loan

You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Logo for Beyond Bank Low Rate Car Loan "Special Offer"
Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 4.89% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Logo for RACV New Car Loans
RACV New Car Loans

You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.

Logo for NRMA New Car Loan
NRMA New Car Loan

You'll receive a fixed rate of 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

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  1. Default Gravatar
    September 13, 2017

    I had a car loan with esanda which was transferred to Macquarie. I paid it out at the end of last year . What I was wondering should I have been earning frequent flyers with Qantas. If so could you reimburse me the points.

    • Avatarfinder Customer Care
      September 13, 2017

      Hi Carmel,

      Thanks for your comment.

      You earn one Qantas Point for every dollar you borrow from Macquarie Bank Car Loan and this could go up to a maximum of 100,000 points. Points are credited directly to your Qantas Frequent Flyer account after the loan is settled, so you’ll need to be a member in order to earn these points. You would be best to contact the bank to follow this up.


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