Macquarie Car Loan

Compare Macquarie Bank car loans

There are a variety of car loan options with Macquarie Bank. Find the right one for you by comparing interest rates and fees for both fixed and variable loans.

1 - 5 of 5

Updated regularly

We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.

Learn how we maintain accuracy on our site.

Close

Name	Interest Rate (p.a.)	Comp. Rate (p.a.)	Application Fee	Monthly Fee	Monthly Repayment
Macquarie Bank Car Loan Variable Variable1 - 7 Years $10,000 - $250,000	Interest Rate (p.a.) 6.99% to 9.75%	Comp. Rate (p.a.) 7.97% to 10.71%	Application Fee $250	Monthly Fee $8.25	Monthly Repayment $633.42	More Info Compare
Macquarie Bank New Car Loan Fixed Fixed1 - 7 Years $10,000 - $250,000	Interest Rate (p.a.) 7.14% to 10.65%	Comp. Rate (p.a.) 8.12% to 11.61%	Application Fee $250	Monthly Fee $8.25	Monthly Repayment $634.81	More Info Compare
Macquarie Bank Used Car Loan Fixed Fixed1 - 7 Years $10,000 - $250,000	Interest Rate (p.a.) 7.65% to 12.6%	Comp. Rate (p.a.) 8.63% to 13.55%	Application Fee $250	Monthly Fee $8.25	Monthly Repayment $639.55	More Info Compare
Macquarie Bank Electric Car Loan Fixed Fixed1 - 7 Years $10,000 - $250,000	Interest Rate (p.a.) 7.14% to 10.65%	Comp. Rate (p.a.) 8.12% to 11.61%	Application Fee $250	Monthly Fee $8.25	Monthly Repayment $634.81	More Info Compare
Macquarie Bank Electric Car Loan Variable Variable1 - 7 Years $10,000 - $250,000	Interest Rate (p.a.) 6.99% to 9.5%	Comp. Rate (p.a.) 7.97% to 10.47%	Application Fee $250	Monthly Fee $8.25	Monthly Repayment $633.42	More Info Compare

loading

Load More

Showing 5 of 5 results

How the loan-to-value ratio can affect your interest rate

Typically when you take out a car loan you will need to pay a portion of that loan upfront which acts as a deposit. The size of the loan you take out after that (the loan-to-value ratio) can change the rate of interest you'll end up paying.

It's important to know how much of a deposit you'll be able to pay before you start comparing car loans as the interest rates can vary greatly.

The tables below show the difference in rates based on your loan-to-value ratio for each car loan that Macquarie offers, as well as your own circumstances - such as whether or not you have property as security and the details of the car.

Variable rate Macquarie car loan: Property owner

*Rates are for new loans and are subject to change. Rates displayed are variable.
For personal use car loans, where the loan term is greater than 60 months, an additional 1.00% applies to the displayed rate. This does not apply to electric car loans.

Variable rate Macquarie car loan: Non-property owner

*Rates are for new loans and are subject to change. Rates displayed are variable.
For personal use car loans, where the loan term is greater than 60 months, an additional 1.00% applies to the displayed rate. This does not apply to electric car loans.

Fixed rate Macquarie car loan: Property owner

New Vehicle

Used vehicle (2-3 years old)

Used vehicle (4+ years old)

*Rates are for new loans and are subject to change. Rates displayed are fixed.
For personal use car loans, where the loan term is greater than 60 months, an additional 1.00% applies to the displayed rate. This does not apply to electric car loans.

Fixed rate Macquarie car loan: Non-property owner

New Vehicle

Used vehicle (2-3 years old)

Used vehicle (4+ years old)

*Rates are for new loans and are subject to change. Rates displayed are fixed.
For personal use car loans, where the loan term is greater than 60 months, an additional 1.00% applies to the displayed rate. This does not apply to electric car loans.

Features of the Macquarie Car Loan

• Loan amount. Varying loan amounts are available, making the loan suitable for a wide range of vehicle purchases. You can apply for between $10,000 and $250,000.
• Loan term. You can repay your loan over a period of 1 year to 7 years. The length of your loan term may also affect the rate you receive.
• Macquarie Vehicle Select. Unsure of what car to buy? Macquarie offers a complimentary personal car sourcing and buying service that can help you get a better deal on a new vehicle, organise test drives as well as save you time and hassle searching for a new car.
• Tailored loan options. Macquarie will assign a consultant to your loan account to help tailor a loan structure to suit your needs.
• Purpose of the loan. You can use the loan to finance a new or used car. If you're buying a used car, the loan term plus the age of the car must be under 12 years combined. For example, if you have a loan term of five years, the car will need to be less than seven years old when you settle the application.

Fees

Before applying for this loan, it’s important to consider the fees and charges that apply:

• An establishment fee of $250.
• A monthly account keeping fee of $8.25.
• A discharge fee of $50.

How to apply for a Macquarie Car Loan

If you’re interested in applying for the Macquarie Car Loan, you can select "Go to site" above. From there, you can apply online or submit some details in order to request a callback from Macquarie. The following information will be required:

• Your name and contact details
• The type of finance you’re interested in
• A preferential time for Macquarie to contact you

If you’re after a loan with flexible payment options and additional features, the Macquarie Car Loan is a good option to consider. Be sure to compare this offer to similar car loans, so you can select the best option for your needs.

Compare car loan providers

{"visibility":"visibilityTable","ctaLabel":"Calculate","tableCode":"AUFCL_COMPARISON_V2_TABLE","nicheCode":"AUFCL","fields":[{"name":"LOAN_AMOUNT","value":"20000","options":"","label":"Loan amount","suffix":"$","useSuffixAsPrefix":true,"useDropDownOption":false,"tooltip":""},{"name":"PERIOD","value":"3","options":"","label":"Loan term","suffix":"years","useSuffixAsPrefix":true,"useDropDownOption":false,"tooltip":""}]}

1 - 12 of 12

Updated regularly

We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.

Learn how we maintain accuracy on our site.

Close

Name	Interest Rate (p.a.)	Comp. Rate (p.a.)	Application Fee	Monthly Fee	Monthly Repayment
OurMoneyMarket Car Loan - Excellent Credit ExclusiveFixed1 - 7 Years $2,001 - $75,000	Interest Rate (p.a.) 6.57% to 18.99%	Comp. Rate (p.a.) 6.57% to 21.78%	Application Fee $0	Monthly Fee $0	Monthly Repayment $613.62	Go to siteMore Info Compare	Finder Exclusive: Apply by December 15th 2023 and if approved, OurMoneyMarket will waive the establishment fee for Excellent Credit Customers.
OurMoneyMarket New Car Loan Fixed1 - 7 Years $2,001 - $75,000	Interest Rate (p.a.) 6.57% to 18.99%	Comp. Rate (p.a.) 7.19% to 21.78%	Application Fee $250 min.	Monthly Fee $0	Monthly Repayment $622.82	Go to siteMore Info Compare
loans.com.au - New - Fixed Rate Special Fixed3 - 7 Years $5,000 - $150,000	Interest Rate (p.a.) 7.09% to 8.29%	Comp. Rate (p.a.) 8.21% to 9.1%	Application Fee $400	Monthly Fee $8	Monthly Repayment $638.73	Go to siteMore Info Compare	You'll receive a fixed rate of 7.09% p.a. based on your risk profile Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.
CarMoney New Car Loan ExclusiveFixed18 Months - 7 Years $5,000 - $150,000	Interest Rate (p.a.) 6.89% to 15.09%	Comp. Rate (p.a.) 8% to 16.16%	Application Fee $400	Monthly Fee $8	Monthly Repayment $636.87	Go to siteMore Info Compare	Finder Exclusive: Apply for and settle a car loan and get a $200 cashback. Limited time offer. Terms and conditions apply.
NRMA New Car Loan Fixed1 - 7 Years $5,000 - $130,000	Interest Rate (p.a.) 7.29% to 16.99%	Comp. Rate (p.a.) 8% to 17.77%	Application Fee $499	Monthly Fee $0	Monthly Repayment $635.67	Go to siteMore Info Compare	Note: Take out a loan for an eligible electric vehicle and receive a 1.5% discount on your personalised interest rate (interest rates start from 5.49% p.a. and comparison rates from 6.19% p.a.)
RACV New Car Loans Fixed1 - 7 Years $5,000 - $150,000	Interest Rate (p.a.) 7.29% to 16.99%	Comp. Rate (p.a.) 8% to 17.77%	Application Fee $499	Monthly Fee $0	Monthly Repayment $635.67	Go to siteMore Info Compare	You'll receive a fixed rate from 7.29% p.a. A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
loans.com.au - New - Variable Rate Special Variable3 - 7 Years $5,000 - $150,000	Interest Rate (p.a.) 6.24% to 7.74%	Comp. Rate (p.a.) 7.36% to 8.85%	Application Fee $400	Monthly Fee $8	Monthly Repayment $630.83	Go to siteMore Info Compare
CarMoney Used Car Loan Fixed18 Months - 7 Years $5,000 - $150,000	Interest Rate (p.a.) 6.2% to 15.75%	Comp. Rate (p.a.) 6.71% to 16.18%	Application Fee $399	Monthly Fee $0	Monthly Repayment $622.43	Go to siteMore Info Compare
RACV Used Car Loans Fixed1 - 7 Years $5,000 - $150,000	Interest Rate (p.a.) 8.49% to 16.99%	Comp. Rate (p.a.) 9.21% to 17.77%	Application Fee $499	Monthly Fee $0	Monthly Repayment $647.01	Go to siteMore Info Compare	You'll receive a fixed rate from 8.49% p.a. Benefit from no ongoing fees, 5-hour approval and a 21-day satisfaction guarantee. Interest rate discounts for members.
NRMA Used Car Loan Fixed1 - 7 Years $5,000 - $130,000	Interest Rate (p.a.) 8.49% to 16.99%	Comp. Rate (p.a.) 9.21% to 17.77%	Application Fee $499	Monthly Fee $0	Monthly Repayment $647.01	Go to siteMore Info Compare	You'll receive a fixed rate from 8.49% p.a. Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
Stratton Finance New Car Loan Fixed1 - 7 Years $10,000 - $300,000	Interest Rate (p.a.) 6.52% to 18%	Comp. Rate (p.a.) 6.95% to 23%	Application Fee $395	Monthly Fee $0	Monthly Repayment $625.27	Go to siteMore Info Compare	You'll receive a fixed rate from 6.52% p.a. depending on the lender you are approved with. Apply for up to $300,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
Stratton Finance Used Car Loan Fixed1 - 7 Years $10,000 - $300,000	Interest Rate (p.a.) 6.52% to 18%	Comp. Rate (p.a.) 6.95% to 23%	Application Fee $395	Monthly Fee $0	Monthly Repayment $625.27	Go to siteMore Info Compare	You'll receive a fixed rate loan from 6.52% p.a. with a comparison rate of 6.95% p.a. A used car loan of up to $300,000 with quick approval times and balloon payment options.

loading

Load More

Showing 12 of 12 results