Macquarie Car Loan

Compare Macquarie Bank car loans

There are a variety of car loan options with Macquarie Bank. Find the right one for you by comparing interest rates and fees for both fixed and variable loans.

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Name	Interest Rate (p.a.)	Comp. Rate (p.a.)	Application Fee	Monthly Fee	Monthly Repayment
Macquarie Bank New Car Loan Fixed (Property Owner) Fixed1 - 7 Years $10,000 - $250,000	Interest Rate (p.a.) 6.4% to 7.7%	Comp. Rate (p.a.) 7.86% to 9.14%	Application Fee $250	Monthly Fee $15	Monthly Repayment $634.72	More Info Compare
Macquarie Bank Used Car Loan Fixed (Property Owner) Fixed1 - 7 Years $10,000 - $250,000	Interest Rate (p.a.) 7.1% to 8.4%	Comp. Rate (p.a.) 8.55% to 9.84%	Application Fee $250	Monthly Fee $15	Monthly Repayment $641.19	More Info Compare
Macquarie Bank New Car Loan Fixed (Non-Property Owner) Fixed1 - 7 Years $10,000 - $250,000	Interest Rate (p.a.) 7.25% to 8.7%	Comp. Rate (p.a.) 8.7% to 10.13%	Application Fee $250	Monthly Fee $15	Monthly Repayment $642.58	More Info Compare
Macquarie Bank Used Car Loan Fixed (Non-Property Owner) Fixed1 - 7 Years $10,000 - $250,000	Interest Rate (p.a.) 7.95% to 9.4%	Comp. Rate (p.a.) 9.39% to 10.82%	Application Fee $250	Monthly Fee $15	Monthly Repayment $649.09	More Info Compare
Macquarie Bank New Car Loan Variable (Property Owner) Variable1 - 7 Years $10,000 - $250,000	Interest Rate (p.a.) 6.75% to 8.05%	Comp. Rate (p.a.) 8.21% to 9.49%	Application Fee $250	Monthly Fee $15	Monthly Repayment $637.95	More Info Compare
Macquarie Bank Used Car Loan Variable (Property Owner) Variable1 - 7 Years $10,000 - $250,000	Interest Rate (p.a.) 7.45% to 8.75%	Comp. Rate (p.a.) 8.9% to 10.18%	Application Fee $250	Monthly Fee $15	Monthly Repayment $644.44	More Info Compare
Macquarie Bank New Car Loan Variable (Non-Property Owner) Variable1 - 7 Years $10,000 - $250,000	Interest Rate (p.a.) 7.6% to 9.05%	Comp. Rate (p.a.) 9.05% to 10.48%	Application Fee $250	Monthly Fee $15	Monthly Repayment $645.83	More Info Compare
Macquarie Bank Used Car Loan Variable (Non-Property Owner) Variable1 - 7 Years $10,000 - $250,000	Interest Rate (p.a.) 8.3% to 9.75%	Comp. Rate (p.a.) 9.74% to 11.17%	Application Fee $250	Monthly Fee $15	Monthly Repayment $652.37	More Info Compare

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How the loan-to-value ratio can affect your interest rate

Typically when you take out a car loan you will need to pay a portion of that loan upfront which acts as a deposit. The size of the loan you take out after that (the loan-to-value ratio) can change the rate of interest you'll end up paying.

It's important to know how much of a deposit you'll be able to pay before you start comparing car loans as the interest rates can vary greatly.

The tables below show the difference in rates based on your loan-to-value ratio for each car loan that Macquarie offers, as well as your own circumstances - such as whether or not you have property as security and the details of the car.

Variable rate Macquarie car loan: Property owner

New Vehicle

*Rates are for new loans and are subject to change. Rates displayed are variable.
For personal use car loans, where the loan term is greater than 60 months, an additional 1.00% applies to the displayed rate. This does apply to electric car loans.

Used Vehicle

Variable rate Macquarie car loan: Non-property owner

New Vehicle

*Rates are for new loans and are subject to change. Rates displayed are variable.
For personal use car loans, where the loan term is greater than 60 months, an additional 1.00% applies to the displayed rate. This does apply to electric car loans.

Used Vehicle

Fixed rate Macquarie car loan: Property owner

New Vehicle

Used vehicle

*Rates are for new loans and are subject to change. Rates displayed are fixed.

For personal use car loans, where the loan term is greater than 60 months, an additional 1.00% applies to the displayed rate. This does apply to electric car loans.

Fixed rate Macquarie car loan: Non-property owner

New Vehicle

Used vehicle

*Rates are for new loans and are subject to change. Rates displayed are fixed.

For personal use car loans, where the loan term is greater than 60 months, an additional 1.00% applies to the displayed rate. This does apply to electric car loans.

Features of the Macquarie Car Loan

• Loan amount. Varying loan amounts are available, making the loan suitable for a wide range of vehicle purchases. You can apply for between $10,000 and $250,000.
• Loan term. You can repay your loan over a period of 1 year to 7 years. The length of your loan term may also affect the rate you receive.
• Macquarie Vehicle Select. Unsure of what car to buy? Macquarie offers a complimentary personal car sourcing and buying service that can help you get a better deal on a new vehicle, organise test drives as well as save you time and hassle searching for a new car.
• Tailored loan options. Macquarie will assign a consultant to your loan account to help tailor a loan structure to suit your needs.
• Purpose of the loan. You can use the loan to finance a new or used car. If you're buying a used car, the loan term plus the age of the car must be under 12 years combined. For example, if you have a loan term of five years, the car will need to be less than seven years old when you settle the application.

Fees

Before applying for this loan, it's important to consider the fees and charges that apply:

• An establishment fee of $250.
• A monthly account keeping fee of $15.
• A discharge fee of $50.

How to apply for a Macquarie Car Loan

If you're interested in applying for the Macquarie Car Loan, you can select "Go to site" above. From there, you can apply online or submit some details in order to request a callback from Macquarie. The following information will be required:

• Your name and contact details
• The type of finance you're interested in
• A preferential time for Macquarie to contact you

If you're after a loan with flexible payment options and additional features, the Macquarie Car Loan is a good option to consider. Be sure to compare this offer to similar car loans, so you can select the best option for your needs.

Compare car loan providers

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Name	Interest Rate (p.a.)	Comp. Rate (p.a.)	Application Fee	Monthly Fee	Monthly Repayment
loans.com.au - New - Variable Rate Special Variable3 - 7 Years $5,000 - $150,000	Interest Rate (p.a.) 6.24% to 7.74%	Comp. Rate (p.a.) 7.36% to 8.85%	Application Fee $400	Monthly Fee $8	Monthly Repayment $630.83	Go to siteMore Info Compare
OurMoneyMarket New Car Loan Fixed1 - 7 Years $2,001 - $75,000	Interest Rate (p.a.) 6.57% to 18.99%	Comp. Rate (p.a.) 7.19% to 21.78%	Application Fee $250 min.	Monthly Fee $0	Monthly Repayment $622.82	Go to siteMore Info Compare
Simplify New Car Loan Fixed1 - 7 Years $10,000 - $300,000	Interest Rate (p.a.) 6.19% to 18%	Comp. Rate (p.a.) 6.6% to 23%	Application Fee $395	Monthly Fee $0	Monthly Repayment $622.21	Go to siteMore Info Compare
NRMA New Car Loan Fixed1 - 7 Years $5,000 - $130,000	Interest Rate (p.a.) 7.29% to 16.99%	Comp. Rate (p.a.) 8% to 17.77%	Application Fee $499	Monthly Fee $0	Monthly Repayment $635.67	Go to siteMore Info Compare	Note: Take out a loan for an eligible electric vehicle and receive a 1.5% discount on your personalised interest rate (interest rates start from 5.79% p.a. and comparison rates from 6.49% p.a.)
OurMoneyMarket Used Car Loan - No Vehicle Age Limit Fixed1 - 7 Years $2,001 - $75,000	Interest Rate (p.a.) 6.57% to 18.99%	Comp. Rate (p.a.) 7.19% to 21.78%	Application Fee $250 min.	Monthly Fee $0	Monthly Repayment $622.82	Go to siteMore Info Compare
Simplify Used Car Loan Fixed1 - 7 Years $10,000 - $300,000	Interest Rate (p.a.) 6.19% to 18%	Comp. Rate (p.a.) 6.6% to 23%	Application Fee $395	Monthly Fee $0	Monthly Repayment $622.21	Go to siteMore Info Compare
NRMA Used Car Loan Fixed1 - 7 Years $5,000 - $130,000	Interest Rate (p.a.) 8.49% to 16.99%	Comp. Rate (p.a.) 9.21% to 17.77%	Application Fee $499	Monthly Fee $0	Monthly Repayment $647.01	Go to siteMore Info Compare	You'll receive a fixed rate from 8.49% p.a. Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.

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