Macquarie Leasing Car Loan

Get access to a complimentary car-buying service with the Macquarie Leasing car loan.

There’s car loans that offer great features to help you save, and then there’s the Macquarie Car Loan. Borrow money to finance a new or used car with Macquarie and get a loan that also comes with competitive rates and flexible features.

Product NameMacquarie Bank Car Loan
Interest Rate (p.a.)From 6.42% (variable)
Comparison Rate (p.a.)7.72%
Interest Rate TypeVariable
Min Loan Amount$10,000
Max. Loan Amount$250,000
Loan SecuritySecured

Things to consider about the Macquarie Car Loan

This loan can be used to finance a new or used vehicle purchase and lets you borrow from $10,000 to $250,000. You’ll receive a competitive rate from 5.99%, with a comparison rate of 7.29%, which includes a $520 establishment fee and $8.25 monthly fee.

You'll get access to a complimentary car-buying service, and can have your car delivered with a full tank of petrol (available in most metropolitan areas). You can also get pre-approval for a loan, and the ability to use a deposit or reduce your repayments by making a balloon payment at the end of your loan term.

Features of the Macquarie Car Loan

  • Loan amount. Varying loan amounts are available, making the loan suitable for a wide range of vehicle purchases. You can borrow between $10,000 and $250,000.
  • Loan term. You can repay your loan over a period of 1 to 7 years. The length of your loan term may also affect the rate you receive.
  • Macquarie Vehicle Select. Unsure of what car to buy? Macquarie offers a complimentary personal car sourcing and buying service that can help you get a better deal on a new vehicle, organise test drives as well as save you time and hassle searching for a new car.
  • Tailored loan options. Macquarie will assign a consultant to your loan account to help tailor a loan structure to suit your needs.
  • Purpose of the loan. The loan can be used to finance a new or used car. If you're buying a used car, the loan term plus the age of the car must be under 12 years combined. For example, if you have a loan term of 5 years, the car will need to be less than seven years old when you settle the application.


Before applying for this loan it’s important to consider the fees and charges that apply:

  • An establishment fee of $520.
  • A monthly account keeping fee of $8.25.
  • $6 Personal Property Securities Register lodgement fee.

How to apply for a Macquarie car loan

If you’re interested in applying for the Macquarie Car Loan, you can select ‘Go to site’ above. From there, you can apply online or submit some details in order to request a callback from Macquarie. The following information will be required:

  • Your name and contact details
  • The type of finance you’re interested in
  • A preferential time for Macquarie to contact you

If you’re after a loan with flexible payment options and additional features, the Macquarie Car Loan is a good option to consider. Be sure to compare this offer to similar car loans so you can select the best option for your needs.

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Car Loan Offers

Important Information*
IMB New Car Loan

You'll receive a fixed rate of 5.89% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Latitude New and Used Car Loan

You'll receive a fixed rate between 6.99% p.a. and 14.99% p.a. based on your risk profile
Apply for a loan from $5,000 to finance a new or used car. Flexible repayments and options to finance a classic car.

Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 5.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old. - New Car Loan

You'll receive a fixed rate of 5.44% p.a.
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.

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2 Responses

  1. Default Gravatar
    CarmelSeptember 13, 2017

    I had a car loan with esanda which was transferred to Macquarie. I paid it out at the end of last year . What I was wondering should I have been earning frequent flyers with Qantas. If so could you reimburse me the points.

    • finder Customer Care
      JhezelynSeptember 13, 2017Staff

      Hi Carmel,

      Thanks for your comment.

      You earn one Qantas Point for every dollar you borrow from Macquarie Bank Car Loan and this could go up to a maximum of 100,000 points. Points are credited directly to your Qantas Frequent Flyer account after the loan is settled, so you’ll need to be a member in order to earn these points. You would be best to contact the bank to follow this up.


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