loans.com.au is an Australian online loan provider. In addition to car loans, they also offers housing loans and insurance. They offer three types of car loans. Their loan terms are
3 years to
7 years, and they charge an application fee of $400. There is also a fee for early repayments, if you pay off the loan before the last 12 months of the loan term.
loans.com.au - New - Fixed Rate Special
8.11 % p.a.
comparison rate
- Early payout available
- Borrow up to $150,000
100% confidential application
loans.com.au - New - Fixed Rate Special
A competitive variable rate to purchase a car up to four years old. Option to add on-road costs into loan amount.
- Interest rate: 6.99% p.a.
- Comparison rate: 8.11% p.a.
- Interest rate type: Fixed
- Application fee: $400
- Minimum loan amount: $5,000
- Maximum loan amount: $150,000
- Standard Car Loan. This loan puts the power of choice in your hands – you choose your car, the loan amount, loan term between 3 years and 7 years, and how often you would like to make your repayments. This loan is secured, features a fixed interest rate and allows early repayment.
- Car refinance. If you already have a car loan but are looking to save some money, you can consider this refinancing loan from loans.com.au. This loan is available with a competitive fixed interest rate and is designed to help you save on your existing loan.
- Competitive rates. loans.com.au offers competitive interest rates with its loans, helping you to keep your repayments low.
- Loan term. The minimum term is 3 years and the maximum is 7 years. You can choose to settle your loan as early as possible to save money on interest.
- Loan amount. The minimum loanable amount is $5,000 and the maximum is $150,000, making a loans.com.au personal loan suitable for financing the purchase of a range of vehicles.
- Repayment options. loans.com.au offers regular monthly repayments over an agreed period of time in order to help you pay off your loan faster.
- Accessibility. Manage everything online and have access to your money when you need.
- Home loans. loans.com.au has a range of home loans with fixed and variable rate options.
- Chattel mortgage. Also termed as a vehicle lease, a chattel mortgage is mainly for business use. loans.com.au offers flexible repayment terms and flexible lump sum repayments.
- Insurance. Insurance options available include lifestyle protection, home, landlord, car, and caravan and trailer insurance.
Applying for a personal loan with loans.com.au is easy. Simply click "Go to Site" to get started. Fill in the application form with your complete personal and loan details, including the loan purpose and the estimated loan amount, then proceed to input your employment details.
You can also check if you prequalify for a loan by filling out the pre-qualification form. loans.com.au will evaluate your financial standing based on your income and combined expenses. Pre-qualification is valid for three months and you can formally apply for a loan once you've found the right purchase.
Aside from being a resident, you need to submit two recent payslips dated in the past four weeks for each borrower and three bank statements where your salary is credited. Apart from that, documents required will vary depending on the type of loan, as well as if you are buying privately or through a dealer. loans.com.au's lending specialists will assist you further with the required documentation.
Who would be the best company for a loan of $16000 with a guarantor as I have a bad credit rating but my guarantor is financially save and debt free
Hi Max,
I can’t recommend a specific lender to you but you may want to learn more about guarantor personal loans.
I hope this helps,
Elizabeth