Car Loan Refinancing (30k+)

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If you’re having problems with your current car loan, you may want to consider refinancing to a fixed car loan.

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When you’re struggling to manage repayments on your car loan, it might be a good idea to look into the options of refinancing your old car by obtaining a new loan. There’s no shortage of car loan solutions available on the market, with plenty of viable options to help you reduce your monthly payments or total interest payments across the life of your loan. offers a vehicle refinancing option for cars that are between two and six years old and valued at over $30,000. Refinancing lets you take control of your debt and pay off your loan quicker, and this loan has a number of competitive features to attract borrowers.

Things to consider about the ‘Vehicles Refinance 2yrs - 6 yrs Old + $30k Fixed’ loan

Product - New Car Loan
Interest Rate (p.a.) From 5.44% (fixed)
Comparison Rate (p.a.)5.99%
Interest Rate TypeFixed
Min Loan Amount$5,000
Max. Loan Amount$100,000
Loan SecuritySecured


  • Low interest rate
  • Maximum loan amount of $100,000
  • No ongoing fee


  • Application fee of $400
  • Further interest rate loading may be applied during credit assessment

Refinancing your existing car loan can help you save money. The ‘Vehicles Refinance 2yrs - 6 yrs Old + $30k Fixed’ offers a competitive fixed rate of 5.44% p.a., with fixed repayments for the life of the loan meaning that you can plan your budget in advance.

This loan lets you borrow between $5,000 and $100,000, which means it can be used to refinance a wide range of cars. Flexible repayment options are available and loan terms range from between one and five years.

Features of the ‘Vehicles Refinance 2yrs - 6 yrs Old + $30k Fixed’ loans

  • Secured loan. Your car is offered as security against the loan, which in turn allows you to access a competitive rate.
  • Fixed rate. A competitive fixed rate is offered for the life of the loan. This offers the peace of mind of knowing exactly how much your repayments will be, letting you plan your budget in advance.
  • Loan amount. You can borrow an amount between $5,000 and $100,000.
  • Loan term. Loan terms for this product range from to 5 year(s).
  • Fast approval. Loan approval can be granted as quickly as within 60 seconds of your application.

How to apply for the ‘Vehicles Refinance 2yrs - 6 yrs Old + $30k Fixed’ loan

You can apply for Vehicles Refinance 2yrs - 6yrs Old + $30k Fixed Loans by clicking ‘Go to Site’. The application process should take approximately 15 minutes to complete. To be eligible for a loan you must be 18 years or older, a permanent Australian resident and have a good credit rating.

You’ll need to supply:

  • Proof of identity
  • Proof of income
  • Details of your assets and liabilities

If this sounds like the right refinancing option for you, apply today. However, make sure to compare your options before deciding which loan suits you best.

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Car Loan Offers

Important Information*
IMB New Car Loan

Borrow up to $75,000 for a new car up to two years old. Competitive 5.99% p.a. rate available to all approved applicants.

Latitude Motor Vehicle Loan

Apply online to finance a new or used motor vehicle and receive a response in 90 seconds. You will receive a competitive tailored rate of between 6.99% p.a. to 14.99% p.a. based on your risk profile.

Stratton Finance New Car Loan

Apply for up to $100,000 and have up to 7 year(s) to repay. You can use cash or trade in a vehicle to use as a deposit. - New Car Loan

This car loan is for new cars and offers a low fixed rate and no ongoing fees.

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