Hostplus super review | Performance, features and fees

Hostplus is a Finder Awards winner!

The Hostplus Indexed Balanced won Best Balanced Super Fund in the 2026 Finder Awards.

Full list of 2026 winners

Benefits of joining Hostplus

• Top performance: Hostplus Balanced is one of the top-performing growth funds over the past decade.
• Industry super fund: Hostplus is an industry super fund, which means it's run to benefit members rather than shareholders.
• Finder Awards winner: The Hostplus Indexed Balanced won Best Balanced Super Fund in the 2026 Finder Awards. Previous wins include the Legendary Service – Super award in 2024, Best Low Fee Super Fund in 2023 and Best Balanced Super Fund in 2022.
• Open to everyone: Hostplus began as a fund for the hospitality, tourism and sporting sector, however anyone is now free to join.
• Wide range of investment options: Choose between a lifestage investment option, 15 pre-mixed investment options or 9 single asset class options, as well as access to direct investments like shares, Exchange Traded Funds (ETFs), Listed Investment Companies (LICs) and term deposits.
• Ethical investments available: There are three socially responsible investment options available that seek to reduce exposure to particular industries.
• Default insurance cover: Eligible members receive automatic death and total permanent disablement (TPD) cover.
• Consolidate your super online: You can opt to consolidate your existing super into your new Hostplus account when joining or any time after you've joined by logging into your online portal.
• Insurance premiums waived for new parents: Eligible members can have their insurance premiums waived for 12 months while on parental leave (not available for self-employed members).

Hostplus super investment options

19 of 19 results

Finder Score	Last 1 year performance (p.a.)	Last 3 year performance (p.a.)	Last 5 year performance (p.a.)	Last 10 year performance (p.a.)	Fees on $50k balance (p.a.)
Promoted 9.9 Excellent Hostplus - International Shares - Indexed Industry fundHigher risk	9.9 Excellent	Last 1 year performance (p.a.) +9.75%	Last 3 year performance (p.a.) +17.06%	Last 5 year performance (p.a.) +11.89%	Last 10 year performance (p.a.) N/A	Fees on $50k balance (p.a.) $144	Go to siteView details Compare product selection Compare	loading
9.7 Excellent Hostplus Indexed Balanced Finder AwardIndustry fundHigher risk	9.7 Excellent	Last 1 year performance (p.a.) +7.59%	Last 3 year performance (p.a.) +12.42%	Last 5 year performance (p.a.) +8.01%	Last 10 year performance (p.a.) +8.56%	Fees on $50k balance (p.a.) $149	Go to siteView details Compare product selection Compare	loading
9.7 Excellent Hostplus International Shares Industry fundHigher risk	9.7 Excellent	Last 1 year performance (p.a.) +13.29%	Last 3 year performance (p.a.) +17.07%	Last 5 year performance (p.a.) +8.95%	Last 10 year performance (p.a.) +11.49%	Fees on $50k balance (p.a.) $484	Go to siteView details Compare product selection Compare	loading
9.6 Excellent Hostplus - Indexed High Growth NewIndustry fundHigher risk	9.6 Excellent	Last 1 year performance (p.a.) +9.02%	Last 3 year performance (p.a.) +14.86%	Last 5 year performance (p.a.) N/A	Last 10 year performance (p.a.) N/A	Fees on $50k balance (p.a.) $149	Go to siteView details Compare product selection Compare	loading
9.4 Excellent Hostplus - Growth Industry fund	9.4 Excellent	Last 1 year performance (p.a.) +8.05%	Last 3 year performance (p.a.) +11.64%	Last 5 year performance (p.a.) +7.58%	Last 10 year performance (p.a.) +9.67%	Fees on $50k balance (p.a.) $589	Go to siteView details Compare product selection Compare	loading
9.1 Excellent Hostplus Conservative Balanced Finder AwardIndustry fund	9.1 Excellent	Last 1 year performance (p.a.) +6.21%	Last 3 year performance (p.a.) +8.5%	Last 5 year performance (p.a.) +5.8%	Last 10 year performance (p.a.) +6.58%	Fees on $50k balance (p.a.) $529	Go to siteView details Compare product selection Compare	loading
9.1 Excellent Hostplus - Australian Shares - Indexed NewIndustry fundHigher risk	9.1 Excellent	Last 1 year performance (p.a.) +3.67%	Last 3 year performance (p.a.) +11.17%	Last 5 year performance (p.a.) N/A	Last 10 year performance (p.a.) N/A	Fees on $50k balance (p.a.) $139	Go to siteView details Compare product selection Compare	loading
8.9 Great Hostplus Balanced Industry fund	8.9 Great	Last 1 year performance (p.a.) +7.6%	Last 3 year performance (p.a.) +9.82%	Last 5 year performance (p.a.) +6.84%	Last 10 year performance (p.a.) +8.57%	Fees on $50k balance (p.a.) $589	Go to siteView details Compare product selection Compare	loading
8.7 Great Hostplus - High Growth NewIndustry fundHigher risk	8.7 Great	Last 1 year performance (p.a.) +7.67%	Last 3 year performance (p.a.) +12.58%	Last 5 year performance (p.a.) N/A	Last 10 year performance (p.a.) N/A	Fees on $50k balance (p.a.) $524	Go to siteView details Compare product selection Compare	loading
8.7 Great Hostplus Capital Stable Industry fund	8.7 Great	Last 1 year performance (p.a.) +4.75%	Last 3 year performance (p.a.) +6.44%	Last 5 year performance (p.a.) +4.52%	Last 10 year performance (p.a.) +4.66%	Fees on $50k balance (p.a.) $464	Go to siteView details Compare product selection Compare	loading
8.6 Great Hostplus - Indexed Defensive NewIndustry fund	8.6 Great	Last 1 year performance (p.a.) +3.07%	Last 3 year performance (p.a.) +6.04%	Last 5 year performance (p.a.) N/A	Last 10 year performance (p.a.) N/A	Fees on $50k balance (p.a.) $139	Go to siteView details Compare product selection Compare	loading
8.5 Great Hostplus Australian Shares Industry fundHigher risk	8.5 Great	Last 1 year performance (p.a.) +1.6%	Last 3 year performance (p.a.) +9.87%	Last 5 year performance (p.a.) +6.98%	Last 10 year performance (p.a.) +8.97%	Fees on $50k balance (p.a.) $399	Go to siteView details Compare product selection Compare	loading
8.5 Great Hostplus - Cash Industry fund	8.5 Great	Last 1 year performance (p.a.) +4.14%	Last 3 year performance (p.a.) +4.2%	Last 5 year performance (p.a.) +3.36%	Last 10 year performance (p.a.) +2.2%	Fees on $50k balance (p.a.) $134	Go to siteView details Compare product selection Compare	loading
8.4 Great Hostplus - Socially Responsible Investment - High Growth NewIndustry fundHigher risk	8.4 Great	Last 1 year performance (p.a.) +5.31%	Last 3 year performance (p.a.) +11.98%	Last 5 year performance (p.a.) N/A	Last 10 year performance (p.a.) N/A	Fees on $50k balance (p.a.) $359	Go to siteView details Compare product selection Compare	loading
8.4 Great Hostplus - Defensive NewIndustry fund	8.4 Great	Last 1 year performance (p.a.) +3.14%	Last 3 year performance (p.a.) +5.23%	Last 5 year performance (p.a.) N/A	Last 10 year performance (p.a.) N/A	Fees on $50k balance (p.a.) $279	Go to siteView details Compare product selection Compare	loading
8.3 Great Hostplus - Socially Responsible Investment - Defensive NewIndustry fund	8.3 Great	Last 1 year performance (p.a.) +2.64%	Last 3 year performance (p.a.) +4.9%	Last 5 year performance (p.a.) N/A	Last 10 year performance (p.a.) N/A	Fees on $50k balance (p.a.) $174	Go to siteView details Compare product selection Compare	loading
8.1 Great Hostplus - Socially Responsible Investment - Balanced Industry fundEthical	8.1 Great	Last 1 year performance (p.a.) +5.09%	Last 3 year performance (p.a.) +9.04%	Last 5 year performance (p.a.) +5.69%	Last 10 year performance (p.a.) N/A	Fees on $50k balance (p.a.) $369	Go to siteView details Compare product selection Compare	loading
7.5 Great Hostplus Diversified Fixed Interest - Indexed NewIndustry fund	7.5 Great	Last 1 year performance (p.a.) -0.33%	Last 3 year performance (p.a.) +3.08%	Last 5 year performance (p.a.) N/A	Last 10 year performance (p.a.) N/A	Fees on $50k balance (p.a.) $154	Go to siteView details Compare product selection Compare	loading
7.3 Great Hostplus Diversified Fixed Interest Industry fund	7.3 Great	Last 1 year performance (p.a.) -0.51%	Last 3 year performance (p.a.) +3.35%	Last 5 year performance (p.a.) +0.3%	Last 10 year performance (p.a.) +1.66%	Fees on $50k balance (p.a.) $229	Go to siteView details Compare product selection Compare	loading

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How we picked these

The information in this table is based on data provided by SuperRatings Pty Limited ABN 95 100 192 283, a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, Australian Financial Services Licence No. 421445. In limited instances, where data is not available from SuperRatings for a product, the data is provided directly by the superannuation fund.

*Past performance data and fee data is for the period ending September 2026

Finder Score for super funds

Finder Score makes comparing superannuation products easier by scoring products out of 10 after assessing their performance, fees and features.

We assess products from over 40 providers based on their risk profile.

Read the full methodology

The information in this table is based on data provided by SuperRatings Pty Limited ABN 95 100 192 283, a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, Australian Financial Services Licence No. 421445. In limited instances, where data is not available from SuperRatings for a product, the data is provided directly by the superannuation fund.

*Past performance data and fee data is for the period ending September 2026

"I've been quite pleased with my returns from Host Plus Super. The onboarding process was very simple plus it allows you to easily consolidate all of your super funds that you have from other providers directly within its platform. This way you don't need to worry about managing multiple super funds, which all charge their own fees and can be costly. "

Michael Lieu

Finder crew member

Hostplus investment options in detail

You can choose from a range of pre-mixed investment options, or build your own portfolio with the single sector options. After joining you're able to switch to another investment option at any time within Hostplus member online.

Option 1: Hostplus pre-mixed investment options

Choose between a range of ready-made diversified investment options and let Hostplus take care of the rest. Each option offers a different mix of high-risk growth assets and low-risk defensive assets. As such, each option carries a different risk level. You can see what assets are classed as growth and defensive below:

• Growth assets: Australian and international shares, private equity, infrastructure and property, alternatives.
• Defensive assets: Fixed income and cash (such as term deposits).

If you don't want to make a choice, you'll be placed in the Balanced option, which is the authorised MySuper option.

*Asset allocation is a guide and may change slightly from time to time. The above allocation was true as of April 2025.

Option 2: Hostplus Life

Hostplus Life is a pre-mixed fund that's managed for you, which changes your investment allocation according to your age. This fund will invest more heavily in growth assets while you're young, and introduce more defensive assets as you get older and closer to retirement.

Here's how the Hostplus Life product invests your money:

• Under 40: You'll be 100% invested in the Growth investment option.
• Aged 40-49: Your super will be moved into the Balanced investment option.
• Aged 50-59: Your super will be moved into the Conservative Balanced investment option.
• Aged 60+: Your super will be invested in the Capital Stable investment option.

Option 3: Sector investment options

You can create your own portfolio using a mix of these single asset class options.

Option 4: Choiceplus

If you want to be more hands on with your super, the Choiceplus option allows you to make direct investments in individual shares and ETFs yourself. There are a few requirements if you're planning to use this option:

• You must have at least $10,000 in your Hostplus balance
• You must maintain at least $2,000 in one of the other pre-mixed or single sector options
• You must maintain a balance of at least $200 in your Choiceplus account

Hostplus insurance options

Generally, when joining Hostplus you can receive automatic age-based Death and TPD insurance cover if you're at least 25 and have an account balance over $6,000, unless you opt-in to the automatic age-based cover earlier. This cover will be subject to the usual Terms and conditions of the insurance policy.

What insurance options are available with Hostplus?

• Death. This is paid to your beneficiary (usually your spouse or a member of your immediate family) in the event of your unexpected death orpaid to you if you claim a terminal illness.
• Total and permanent disability (TPD). This is paid to you in the event you become permanently disabled and can no longer work again.

You can also apply for the following insurance cover if you wish to:

• Income protection insurance. Income protection insurance helps to protect your income if you can't work because of illness or injury, by providing regular monthly payments to help you meet your living expenses.

How do you apply for additional insurance with Hostplus Super?

If you'd prefer, you can choose to switch your Aged Based cover to a fixed level of cover instead. You can also increase your cover up to certain limits upon application for additional Unitised or Fixed insurance cover, or due to specific life events at different stages of your life, such as starting a family.

You can increase, reduce or cancel your cover altogether at any time after joining Hostplus. All of this can be done by logging into Member Online and navigating to the Insurance pages.

How much does insurance cost with Hostplus?

The cost of your insurance cover will depend on the type of cover you hold, your age, gender and occupation.

As an example, the standard level of Death and TPD cover for a male aged 35 with a Light Blue occupational rating will cost about $4.07 per week for a total combined cover of around $169.638. As you get older, your insurance cover will cost more and your cover payout amount will reduce.

How do I join Hostplus?

You can join Hostplus online on the Hostplus website. The application process is simple and should take you less than 10 minutes to complete.

As well as your full name and date of birth, make sure you have the following details handy before you start the application:

• Your Australian residential address
• Your phone number and email address
• Your tax file number (TFN)
• Your chosen investment option and insurance cover (you can change or update these later too)
• Details of your existing super fund if you'd like to consolidate your funds during the application process

Once your application has been completed successfully, you'll receive your membership details by email.

Frequently asked questions

• Is Hostplus a good super fund to join?

  This depends on what type of fund you're looking for - there's no one fund that is best for everyone. In terms of performance, the Hostplus Balanced option (this is the default option for most members) has been one of the top-performing funds over the past 10 years.

• I don't work in hospitality, can I join Hostplus?

  Yes! Hostplus began as an industry fund for the hospitality, travel and tourism sector but now it's open to anyone to join.

• I'm a Hostplus member and I'm changing jobs - what should I do?

  You can take your existing super fund with you from job to job, no need to switch funds. When you start at your new job, simply give your employer your super account details so they can pay your super contributions into your current fund. Your employer should give you a form to fill out with these details.

• Can I make extra contributions with Hostplus?

  Yes, you can make additional super contributions into your Hostplus account. You can do this via the mobile app or by logging into your account online.

• Can I apply for a government co-contribution with Hostplus?

  You need to apply for the government super co-contribution with the ATO. If you're eligible, you can get it paid into your Hostplus account.

• How can I transfer my super to Hostplus?

  You'll need to first join Hostplus as a member. During the application process there will be an option to transfer all your existing super over into your new Hostplus account. Fill in the details of your previous fund (or funds) and Hostplus will contact them to initiate the transfer.

• Who is better - Hostplus or AustralianSuper?

  We've compared AustralianSuper vs Hostplus so you can see which is right for you.

Written by

Alison Banney

Editorial Manager, Money

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Alison is an editor at Finder and a personal finance journalist with over 10 years of experience, having contributed to major financial institutions and publications such as Westpac, Money Magazine, and Yahoo Finance. She is frequently quoted in media outlets like SmartCompany and SBS, offering expert insights on superannuation and money management. Alison holds a Bachelor of Communications in Public Relations and Journalism from the University of Newcastle, and has earned three ASIC RG146 certifications in superannuation, securities and managed investments and general financial advice, ensuring her expertise is fully aligned with ASIC standards. See full bio

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Alison has written 575 Finder guides across topics including:

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