Do you reside in the ACT? Compare policies and get the right one for you.
Being protected by private health insurance can cover you in the event of sickness or injury for numerous medical services and treatments which are excluded by Medicare. It also provides additional benefits such as paying for the expenses of private accommodation in hospital and allowing you to choose the doctor who treats you. Several types of private health insurance exist, with most providers allowing you to combine them to suit your specific requirements:
- Hospital cover. Insures you for treatments, services and ancillary costs that you will incur in the event you are admitted to a medical facility.
- Extras cover. Insures you for non-hospital related services such as optical and dental.
- Ambulance cover. Pays for the expense of emergency ambulance transport.
Learn about the policies available in the Australian Capital Territory
Who are the most popular health insurance providers in the ACT?
This interactive chart shows the health funds that are most popular with residents of the Australian Capital Territory, as well as the top contenders in every other state, territory and Australia as a whole. The results of this chart are based on market share percentage.
How cost effective is ACT health insurance?
Health insurance premiums vary depending on what state or territory you are in, although not to an overly substantial degree. Premium rates correspond to the level of benefit payments being made, so if your state or territory has a high rate of health insurance claims, the premium cost will reflect that. However, increases in premiums are not something that health funds can implement unilaterally, as rises are overseen and approved not only at Federal Government level by the Minister for Health, but also by the Private Health Insurance Administration Council (PHIAC), an independent financial regulator. Currently the average health insurance policy costs in the ACT:
- Hospital only: $4,514.23 for families and $2,087.23 for singles
- Extras only: $1,937.45 for families and $875.95 for singles
How much does an ambulance cost in the ACT?
In the ACT, like most states in Australia, if you don't have private health insurance you will have to pay for emergency ambulance transport out-of-pocket. The costs for emergency transport in the ACT are as follows:
|Emergency ambulance service (treatment and transport)||$918 (+$12/km for every km travelled outside the ACT)|
|Emergency ambulance service (treatment not including transport)||$637|
|Non-emergency ambulance service (treatment and transport) by an Ambulance Paramedic or an Intensive Care Paramedic||$656 (+$12/km for every km travelled outside the ACT)|
|Non-emergency ambulance service (treatment and transport) by Patient Transport Service resource||$237 (+$5/km for every km travelled outside the ACT)|
Free ambulance transport is available to those who hold a valid:
- ACT Centrelink Pensioner Concession card
- ACT Centrelink Health Care card
- Department of Veterans Affairs Entitlement card
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