Future Super | Performance, features and fees

Future Super doesn’t invest in fossil fuels and instead invests in renewable energy sources like wind and solar farms. It offers 3 different investment options to choose between.

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Future Super performance and fees

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Finder Score for super funds

Finder Score makes comparing superannuation products easier by scoring products out of 10 after assessing their performance, fees and features.

We assess products from over 40 providers based on their risk profile.

Read the full methodology

The information in this table is based on data provided by SuperRatings Pty Limited ABN 95 100 192 283, a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, Australian Financial Services Licence No. 421445. In limited instances, where data is not available from SuperRatings for a product, the data is provided directly by the superannuation fund.

*Past performance data and fee data is for the period ending June 2025

Finder survey: How interested are Australians in ethical investing by their super fund?

Response
342.81%
423.13%
113.68%
511.81%
28.56%
Source: Finder survey by Pure Profile of 1016 Australians, December 2023

Key features of Future Super

  • Investments from fossil fuel companies screened out. Future Super doesn’t invest in the fossil fuel industry and excludes coal, oil and gas manufacturers.
  • Invests in sustainable companies. Future Super actively invests in renewable energy projects and initiatives including wind and solar power.
  • Three investment options. Members can choose between three different investment options, based on the level of risk you want to accept and the level of exposure to renewable energy you want.
  • Certified ethical investment option. Future Super is certified by the Responsible Investment Association of Australasia (RIAA) for its ethical investments.
  • Easy super consolidation. You can consolidate your existing super into Future Super online when you join the fund.
  • Future Super app. You can conveniently view your balance, see your transactions, dive into the impact your super is having and more with the Future Super app.

What investment options does Future Super offer?

Future Super offers three different investment options to choose from. There’s no default option, so you must select your investment option when joining the fund.

Investment option Risk level Asset allocation
Balanced Index

This option doesn't invest in fossil fuels, however it doesn't actively seek out impact investments in renewable energy.

High
  • Growth assets: 70%
  • Defensive: 30%
Balanced Impact

This option doesn't invest in fossil fuels, plus it actively seeks out some investments in renewable energies, solar power and inclusive finance solutions.

High
  • Growth assets: 65%
  • Defensive: 35%
Renewables Plus Growth

This option also doesn't invest in fossil fuels, and it has the highest level of investment in sustainable investments, predominantly in solar power. This option has a target of at least 20% asset allocation in renewable energy.

High
  • Growth assets: 75%
  • Defensive: 25%

What insurance does Future Super offer?

Members can access the following insurance cover, pending eligibility. The cost of the insurance will vary depending on the level of cover, your age and the type of work you do.

  • Death cover. This is paid to your beneficiaries in the event of your death or to you if you’re diagnosed with a terminal illness.
  • Total Permanent Disablement (TPD). You will have cover in the event that you become disabled to the point where you can no longer work.
  • Income Protection cover. If you’re injured and unable to work, this cover can pay you a regular income.

How do I join Future Super?

You can join Future Super online by heading to its website and clicking the “Join now” button. You’ll need to provide the following information when completing the application form.

  • Your personal details including full name, residential address and contact information
  • Your employer’s details including the business name and ABN number
  • Your tax file number
  • The investment option you’d like to join out of the three available options
  • The details of your current super fund if you’d like to consolidate your super into your new Future Super account

Sources

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Written by

Editorial Manager, Money

Alison is an editor at Finder and a personal finance journalist with over 10 years of experience, having contributed to major financial institutions and publications such as Westpac, Money Magazine, and Yahoo Finance. She is frequently quoted in media outlets like SmartCompany and SBS, offering expert insights on superannuation and money management. Alison holds a Bachelor of Communications in Public Relations and Journalism from the University of Newcastle, and has earned three ASIC RG146 certifications in superannuation, securities and managed investments and general financial advice, ensuring her expertise is fully aligned with ASIC standards. See full bio

Alison's expertise
Alison has written 656 Finder guides across topics including:
  • Superannuation
  • Savings accounts, bank accounts and term deposits
  • Budgeting and money-saving hacks
  • Managing the cost of living
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