Finder makes money from featured partners, but editorial opinions are our own.
Future Super | Performance, features and fees
Future Super doesn’t invest in fossil fuels and instead invests in renewable energy sources like wind and solar farms. It offers 3 different investment options to choose between.
Unless indicated otherwise, the information in the table is based on data provided by SuperRatings Pty Limited ABN 95 100 192 283, Australian Financial Services Licence 311880.
*Past performance data and fee data is for the period ending Jan 2024
Key features of Future Super
Investments from fossil fuel companies screened out. Future Super doesn’t invest in the fossil fuel industry and excludes coal, oil and gas manufacturers.
Invests in sustainable companies. Future Super actively invests in renewable energy projects and initiatives including wind and solar power.
Three investment options. Members can choose between three different investment options, based on the level of risk you want to accept and the level of exposure to renewable energy you want.
Certified ethical investment option. Future Super is certified by the Responsible Investment Association of Australasia (RIAA) for its ethical investments.
Easy super consolidation. You can consolidate your existing super into Future Super online when you join the fund.
Future Super app. You can conveniently view your balance, see your transactions, dive into the impact your super is having and more with the Future Super app.
Finder survey: How interested are Australians in ethical investing by their super fund?
Response
3
42.81%
4
23.13%
1
13.68%
5
11.81%
2
8.56%
Source: Finder survey by Pure Profile of 1016 Australians, December 2023
What investment options does Future Super offer?
Future Super offers three different investment options to choose from. There’s no default option, so you must select your investment option when joining the fund.
Investment option
Risk level
Asset allocation
Balanced Index
This option doesn't invest in fossil fuels, however it doesn't actively seek out impact investments in renewable energy.
High
Growth assets: 70%
Defensive: 30%
Balanced Impact
This option doesn't invest in fossil fuels, plus it actively seeks out some investments in renewable energies, solar power and inclusive finance solutions.
High
Growth assets: 65%
Defensive: 35%
Renewables Plus Growth
This option also doesn't invest in fossil fuels, and it has the highest level of investment in sustainable investments, predominantly in solar power. This option has a target of at least 20% asset allocation in renewable energy.
High
Growth assets: 75%
Defensive: 25%
What insurance does Future Super offer?
Members can access the following insurance cover, pending eligibility. The cost of the insurance will vary depending on the level of cover, your age and the type of work you do.
Death cover. This is paid to your beneficiaries in the event of your death or to you if you’re diagnosed with a terminal illness.
Total Permanent Disablement (TPD). You will have cover in the event that you become disabled to the point where you can no longer work.
Income Protection cover. If you’re injured and unable to work, this cover can pay you a regular income.
How do I join Future Super?
You can join Future Super online by heading to its website and clicking the “Join now” button. You’ll need to provide the following information when completing the application form.
Your personal details including full name, residential address and contact information
Your employer’s details including the business name and ABN number
Your tax file number
The investment option you’d like to join out of the three available options
The details of your current super fund if you’d like to consolidate your super into your new Future Super account
Alison Banney is the money editorial manager at Finder. She covers all areas of personal finance, and her areas of expertise are superannuation, banking and saving. She has written about finance for 10 years, having previously worked at Westpac and written for several other major banks and super funds.
Finder acknowledges that today ASIC has filed an appeal with the Full Federal Court in relation to proceedings against Finder Wallet regarding its Finder Earn product.
The new season of Bluey kicked off with a shock decision from the pup's parents to put their house up for sale. Here's what they and the new owners can expect.
How likely would you be to recommend finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Important information about this website
finder.com.au is one of Australia's leading comparison websites. We are committed to our readers and stands by our editorial principles
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.
Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product. You can learn more about how we make money.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
