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Finder Home Insurance Awards 2023

Our experts compared 21 policies, 504 features and got over 300 quotes to help you find the best home insurance products of 2023.

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By

Gary Ross Hunter

Updated

Best Home Insurance - Comprehensive Best Home Insurance - Comprehensive

Honey insurance

Honey Home and Contents insurance

Honey won this year's Finder Award because it covers more than the majority of insurers and comes with higher limits. Its home and contents policy comes with automatic flood cover, up to $20,000 towards your home office contents, $6,000 towards jewellery and you can pay monthly at no extra cost. You also get smart sensors (worth $250) when you sign up to help detect and prevent household accidents.

Home insurance methodology

Finalist Home Insurance - Comprehensive Highly commended

ANZ home insurance

ANZ Home and Contents Insurance

ANZ home and contents insurance ranked in second-place for comprehensiveness out of the 21 policies we analysed. It is the only policy to automatically include full building replacement if your home is totally destroyed.

AAMI insurance

AAMI Home and Contents Insurance

AAMI ranked in third-place out of the 21 policies we analysed. It covers the essentials including fire, flood and storm surge but is typically cheaper than other policies.

Best Home Insurance - Value Best Home Insurance - Value

Budget Direct home insurance

Budget Direct Home and Contents Insurance

Budget Direct's won this year's Finder Award for value because it provides a similar level of cover to other brands but at a lower price. According to our 2023 research, the average policy costs $1,365 per year. That's cheaper than 20 other insurers including QBE, Kogan and Youi.

Home insurance methodology

Finalist Home Insurance - Value Highly commended

AAMI insurance

AAMI Home and Contents Insurance

AAMI came in second-place for value out of the 21 policies we analysed. At an average of $1,188 per year, it offered the cheapest home and contents policy according to our research.

ING home insurance

ING Home and Contents Insurance

ING came in third-place out the 21 policies we analysed. Its policies are issued by Auto & General, the same as Budget Direct, which means it offers a very similar level of cover.

Why you can trust our awards

expert advice
Expert analysis
Our home insurance award winners are based on 80+ hours of research by our expert authors and insights team.
help
They're comprehensive
We researched 21 of Australia's most popular home insurance policies including AAMI and Budget Direct.
independent
They're independent
Some winners may be partners but this never influences our decisions. All policies are based on a clear methodology and must meet editorial standards.
free
Time spent, money saved
We got 312 home and contents insurance quotes and found a difference of $1,362 between the cheapest and most expensive brands.

Meet our experts

Gary Ross Hunter insurance expert

Gary Ross Hunter


Senior Writer, Insurance


Gary is Finder's insurance expert. He's responsible for scoring all of the features we analyse that determine the award winners.
Saranga Sudarshan awards analyst

Saranga Sudarshan


Insights Analyst, Finder Awards


Saranga is responsible for gathering the data that fuels the Finder Awards. He ensures our winners are based on facts, not biases.
Jessica Prasida insurance publisher

Jessica Prasida


Publisher, Home Insurance


Jess is Finder's home and travel insurance publisher. She works closely with the editorial team and makes sure you get to hear about all of the winners.

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