Finder’s Banking Awards Methodology

Here's how we determined the winners of Finder's Banking Awards in 2024.

What are the Finder Banking Awards?

Finder's Banking Awards are part of the annual Finder Awards program. We evaluate the rates, fees and conditions of hundreds of savings accounts, transaction accounts and term deposits to find our award winners.

🧪 Methodology: How we chose our Finder Award Winners

Our team of expert analysts use an objective rating system to determine our award winners.

  • We examined 12 months of data for each product, with scores weighted towards more recent months.
  • We excluded any accounts that are only available to a certain subset of customers based on location.
  • We excluded any restricted accounts.
Richard Whitten's headshot
Senior Money Editor

Richard Whitten is Finder’s Senior Money Editor, with over eight years of experience in home loans, property, credit cards and personal finance. His insights appear in top media outlets like Yahoo Finance, Money Magazine, and the Herald Sun, and he frequently offers expert commentary on television and radio, helping Australians navigate mortgages and property ownership. Richard started his career in education and textbook publishing in South Korea. He holds multiple industry certifications, including a Certificate IV in Mortgage Broking (RG 206) and Tier 1 and Tier 2 certifications (RG 146), as well as a Bachelor of Education from the University of Sydney and a Graduate Certificate in Communications from Deakin University. See full bio

Richard's expertise
Richard has written 679 Finder guides across topics including:
  • Home loans
  • Credit cards
  • Personal finance
  • Money-saving tips

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