Child Care Super

Child Care Super | Performance, features and fees

Child Care Super is a super fund designed with women in mind, and open for all Australians to join.

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Child Care Super investment options

If you're under 25 you'll be invested in the Building Lifestage, and if you're 25-59 you'll be in the Growing Lifestage option. You can switch investment options at any time after joining.

Name Product Last 1 year performance (p.a.) Last 3 year performance (p.a.) Last 5 year performance (p.a.) Last 10 year performance (p.a.) Fees on $50k balance (p.a.)

Child Care Super Growing Lifestage

Child Care Super Growing Lifestage
+25.68%
+10.53%
+9.94%
New Fund
$605.29
Child Care Super is a super fund designed for women, and open to all Australians to join. Its MySuper product has three lifestages: Building, Growing and Consolidating, so your investments are adjusted according to your age.

Child Care Super Consolidating Lifestage

Child Care Super Consolidating Lifestage
+17.48%
+8.52%
+7.71%
New Fund
$605.29

Child Care Super Building Lifestage

Child Care Super Building Lifestage
+27.52%
+10.33%
+10.87%
New Fund
$425.29

Child Care Super Growth

Child Care Super Growth
+19.91%
+9.09%
+9.12%
+8.25%
$1,044.26

Child Care Super International Shares

Child Care Super International Shares
+27.08%
+13.29%
+13.84%
+12.74%
$894.26

Child Care Super Australian Shares

Child Care Super Australian Shares
+28.84%
+8.32%
+9.71%
+7.92%
$954.26

Child Care Super Conservative

Child Care Super Conservative
+7.79%
+5.36%
+4.79%
+4.99%
$879.26

Child Care Super High Growth

Child Care Super High Growth
+24.8%
+10.28%
+10.84%
+9.61%
$1,079.26

Child Care Super Balanced

Child Care Super Balanced
+17.08%
+8.53%
+7.71%
+7.07%
$964.26

Child Care Super Property Securities

Child Care Super Property Securities
+28.09%
New Fund
New Fund
New Fund
$924.26
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The information in the table is based on data provided by Chant West Pty Ltd (AFSL 255320) which is itself supplied by third parties. While such information is believed to be accurate, Chant West does not accept responsibility for any inaccuracy in such information. Chant West’s Financial Services Guide is available at https://www.chantwest.com.au/financial-services-guide . Finder offers no guarantees or warranties about the data and we recommend that users make their own enquiries before relying on this information. Performance, fees and insurance data is based on each fund's default MySuper product. Where the performance, fees and insurance data for the MySuper fund vary according to the member's age, results for individuals between 40-49 years of age have been shown. Past performance is not a reliable indicator of future performance.

Key features of Child Care Super

  • Super fund that's designed for women
  • High long-term performance returns
  • The MySuper investment product offers three different funds depending on what stage of life you're in: Building, Growing and Consolidating
  • The MyMix product allows you to be more hands on with your super and how it's invested
  • Eligible members will get a default level of insurance cover when joining

Child Care Super investment options

There are two main investment options: the MySuper product (this is the default option) or the MyMix option.

Option 1: MySuper

The MySuper product is the default option, and it invests your super in one of three different diversified portfolios depending on what stage of life you're in. Here are the three lifestages and how your money is invested with each one.

MySuper lifestageRisk level About this stage
Building LifestageVery HighThis is for under 25s, and has a very high level of risk. While you're young, your super is invested heavily in growth assets like local and international shares, with no exposure to defensive assets like cash.
Growing LifestageHighThis is for 25-59s, and has a high level of risk. You're still a while away from retirement, so your super is still invested mostly in shares. However you'll also have low level of exposure to a few other investment classes too, like alternatives and property.
Consolidating LifestageMedium to HighThis stage is for over 60s, and is focused on protecting the super you've accumulated in the other two life stages while also helping it grow more. You'll have a lot less exposure to high-risk assets like shares.

Option 2: MyMix

The MyMix option allows you to choose between 8 diversified investment options and individual asset class options.

Investment optionRisk level About this portfolio
SecureLowThis portfolio option is the lowest risk and also the lowest return as a result. It aims to protect your balance by investing completely in cash products which are very low risk. This option is suggested for members with a short investment time frame (i.e.: if you're already retired).
ConservativeLow to MediumThis portfolio aims for some level of growth while protecting the money that you've got. The investment allocations is roughly 32% in growth assets (like shares) and 68% defensive assets (like cash).
BalancedMedium to HighThis portfolio options aims to provide a balance between growth and also protecting your super balance with defensive assets. It's slightly higher risk than the Conservative option, with a slightly higher allocation towards shares.
GrowthHighThis portfolio option aims to achieve a strong level of growth by investing in mainly high growth assets. It aims to invest about 79% of your balance in growth assets like shares, while keeping 19% in defensive assets as a small buffer for any major market volatility.
High GrowthHighThis portfolio option is the most high risk, and also aims for the most growth. To achieve this, it invests you super balance almost entirely in shares. This option is suggested for members with a high risk tolerance and a ling investment time frame.
Property SecuritiesVery HighThis option invested 100% of your balance in listed property.
Australian SharesHighThis option invests 100% of your balance in Australian shares.
International Shares (unheadged)HighThis option invests 100% of your balance in International shares. This option is unheadged, meaning it's not protected against currency price movements.

Child Care Super default insurance cover

Eligible members will receive the following default insurance cover when joining:

  • Death: This cover provides a lump sum payment to your nominated beneficiaries in the event of your death.
  • Total and Permanent Disablement (TPD): This cover provides a lump sum payment to you in the event that you become permanently disabled.
  • Income Protection: This cover is paid out in the even you can't work and lose your income.

You'll get a default, basic level of cover for the above insurances, however you can apply to increase your level of cover at any time if you think it's the right choice for you. You can also opt out of all insurance cover all together.

How do I join Child Care Super?

If you're ready to join Child Care Super, you can join online via the Child Care Super website. The application process is simple and should only take you 10–20 minutes to complete.

To complete the online application form you will need to provide:

  • Your name, date of birth and gender
  • Your address
  • Your phone number and email address
  • Your tax file number (TFN)
  • Your chosen investment option and insurance cover (if you don't want to choose, you'll be placed in the MySuper strategy).

If you want to roll over your existing super into your new Child Care Super fund you'll also need to have your current super details handy.

You'll be sent the details of your new super account shortly after completing the online application form. If you'd like your employer to make your compulsory super payments into this fund, be sure to give your employer your Child Care Super account details.

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