{"menuItems":[{"label":"What policies are offered by Shannons?","anchorName":"#what-policies-are-offered-by-shannons"},{"label":"General Exclusions","anchorName":"#general-exclusions"},{"label":"How much will it cost me?","anchorName":"#how-much-will-it-cost-me"},{"label":"What excess is applied?","anchorName":"#what-excess-is-applied"},{"label":"How do I claim?","anchorName":"#how-do-i-claim"},{"label":"Some final questions you might have?","anchorName":"#some-final-questions-you-might-have"}]}
No matter what sort of bike you ride, Shannons offers a motorcycle insurance policy designed to meet your unique cover needs. With two types of cover available – Comprehensive Bike Insurance and Third Party Legal Liability Only – Shannons can insure everything from sports bikes to naked bikes.
The policies are underwritten by AAI Limited and backed by features such as flexible premiums for rarely used bikes, a range of discounts to lower the cost of cover, and a lifetime guarantee on all authorised repairs.
We don't currently have this brand on our panel. But don't fret! You can head to the Shannons website or compare other motorcycle insurance cover with finder.
Shannons Comprehensive Motorcycle Insurance is designed to provide financial protection against loss or damage resulting from a collision, fire, theft, storm, hail and more. Up to $20 million of legal liability cover is included when you cause bodily injury or property damage to someone else, while legal modifications to your bike are covered (if Shannons agrees to the specific modification) and there is a lifetime guarantee on all authorised repairs.
Cover for theft and accidental loss or damage anywhere in Australia
Agreed value cover (if your vehicle is a total loss)
New-bike replacement for motorcycles less than one year old
Choose the repairer you want
Lifetime guarantee on all authorised repairs
Up to $3,000 riding gear cover
Cover for legal modifications (if agreed to by the insurer)
Up to $20 million legal liability cover
Low-usage rates if you don’t use your bike regularly (speak to the insurer if you'd like to apply for this benefit)
Pay premiums monthly, quarterly, half-yearly or yearly
One excess-free windscreen or window glass claim
No-claim discount of up to 65%
Cover for emergency expenses following breakdown at a motor enthusiast club rally
Towing and storage costs
Cover for defensive driving courses
Hire car following theft
Automatic trailer cover
Third Party Legal Liability Only
This policy is designed to cover your legal liability when you cause property damage or bodily injury to someone else. Cover is also provided when you are involved in a no-fault accident with an uninsured motorist.
Up to $20 million legal liability cover
Cover for your legal costs when any claim is made against you
Cover for defensive driving courses
Cover for damage caused by uninsured motorists
Pay premiums monthly, quarterly, half-yearly or yearly
Note: These benefits may be available to you based on the specific policy and level of cover you have. Always check the Product Disclosure Statement (PDS) before going ahead with cover.
General Exclusions
What won't your Shannons policy cover?
Your motorcycle was used other than in accordance with the vehicle usage shown on your certificate of insurance.
Your motorcycle was being used by someone on a learner’s permit.
Your motorcycle was being used by someone who is not a listed rider (unless stolen).
Your motorcycle was being ridden by someone under the influence of alcohol or drugs.
It is for faulty repairs or workmanship, unless those repairs are covered under the Shannons Lifetime Guarantee.
It is caused by your participation at any track day, racing school or on any race course.
Your motorcycle was being used in any form of motor sport.
Your bike was being ridden while unregistered.
Your bike was carrying passengers or a load in excess of that which it is permitted to carry by law.
Your bike was being ridden in an unsafe, unroadworthy or damaged condition.
Your bike was being used to carry passengers for hire or reward.
It is caused by an intentional or reckless act by you or someone acting with your consent.
It is for the lawful seizure or repossession of your bike.
It is for any loss, damage or liability outside Australia.
It is for tyre damage caused by the application of brakes, road punctures, cuts or bursting.
It is for wear and tear, rust, corrosion or depreciation.
It is caused by mechanical, structural, electrical or electronic breakdown, failure or malfunction.
It is for additional loss or damage caused by your failure to protect your bike after it has been involved in an accident, broken down or recovered after being stolen.
How much will it cost me?
There are several factors that affect the cost of your Shannons Motorcycle Insurance policy, including:
The sum insured. The agreed value your bike is covered for will influence the cost of premiums.
Your history. The insurer will assess your previous driving history and claims experience to determine your risk profile.
Where the bike is kept. Bikes parked on the street overnight cost more to insure than bikes kept in secure, locked garages.
Your excess. You can choose a higher excess to enjoy lower insurance premiums.
Any discounts that apply. Shannons offers multi-vehicle and multi-policy discounts to customers.
How much you ride. Special low-usage rates are available to Shannons customers who don’t ride on a regular basis. There are also special premium rates for bikes that are being restored or repaired, while a maximum no-claim discount of 65% is also available.
What excess is applied?
When you make a claim on your Shannons Motorcycle Insurance policy you will need to pay an excess. The actual amounts that apply to your policy will be shown on the certificate of insurance. The following excesses may apply:
Basic excess. This is the standard excess amount you will be required to contribute towards any claim.
Flexible excess.If you have comprehensive cover and your frequency of motor vehicle use is regluar, you can choose a flexible excess from the range offered to reduce your premium.
Theft excess. You must pay this excess if the loss or damage is caused by theft or attempted theft.
Young driver excess. This applies when your bike is ridden by someone under the age of 25 at the time loss or damage occurs.
Racing excessThis applied to claims made under the optional racing cover
How do I claim?
If you’re involved in an accident or your vehicle is stolen, contact Shannons immediately to provide full details of the event. Shannons can be contacted 24 hours a day and once you have explained the incident, you’ll be told what you need to do next.
There are also plenty of other things you can do to ensure the prompt and successful processing of your claim:
At the scene of an accident, contact the police or emergency services if necessary
Gather the names and contact details of all drivers/riders and witnesses
Don’t admit any fault or liability
Immediately advise the police of any theft, attempted theft or malicious act
Do everything you reasonably can to prevent any further loss, theft or damage from occurring
Why you can trust Finder's car insurance experts
We're free
You pay the same as buying directly from the car insurer. Better still, we regularly run exclusive deals that you won't find on any other site – plus, our tables make it easy to compare policies.
We're experts
Our team of car insurance experts have researched and rated dozens of policies as part of our Finder Awards and published 330+ guides to make it easier for you to compare.
We're independent
Unlike other comparison sites, we're not owned by an insurer. That means our opinions are our own and we work with lots of car insurance brands, making it easier for you to find a good deal.
We're here to help
Since 2014, we've helped 300,000+ people find car insurance by explaining your cover options, simply and clearly. We'll never ask for your number or email. We're here to help you make a decision.
Some final questions you might have?
Shannons allows you to pay your bike insurance premiums monthly, quarterly, half-yearly or yearly. There is no extra cost for choosing any of these options.
Yes, you can choose from two extra cover options when you take out Shannons Comprehensive Motorcycle Insurance:
Salvage rights. If your motorcycle is declared a total loss, you can keep the unrepaired bike at no cost.
Racing cover. The insurer will pay for loss or damage to your motorcycle if you are participating in, preparing for, practicing for or familiarising for a motor sport event. However, the event must be sanctioned by a motor sport governing body or be approved by the insurer.
Shannons roadside assist
Hire car after an event for unlimited days
Yes, you can cancel your policy within 21 days after cover begins to receive a full premium refund.
Yes, Shannons offers policies for a wide range of bikes and cars. Insuring more than one vehicle will also entitle you to a multi-vehicle discount.
You can cover your motorcycle for an amount you agree with Shannons. The insurer will take into account the care you have given your bike over the years and any modifications you have made.
If you want comprehensive insurance protection or just third party liability cover, Shannons Motorcycle Insurance is well worth a look. See how it stacks up against policies from other motorcycle insurers at finder.com.au today.
Willam Eve is the country manager for Finder's Canada operations. He has previously held the positions of group publisher of insurance for Finder Australia and lead publisher for the Finder global team. William has a Bachelor of Communications from the University of Technology Sydney, Australia. He loves the challenge of launching Finder into new markets while helping grow Finder’s global team.
How likely would you be to recommend finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Important information about this website
finder.com.au is one of Australia's leading comparison websites. We are committed to our readers and stands by our editorial principles
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.
Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product. You can learn more about how we make money.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
Please note that the information published on our site should not be construed as personal advice and does not consider your personal needs and circumstances. While our site will provide you with factual information and general advice to help you make better decisions, it isn't a substitute for professional advice. You should consider whether the products or services featured on our site are appropriate for your needs. If you're unsure about anything, seek professional advice before you apply for any product or commit to any plan and read any disclosure documents (such as any Target Market Determination (TMD) and/or Product Disclosure Statement (PDS)) issued by the provider before making a decision.
Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. Acceptance by insurance companies is based on things like occupation, health and lifestyle. By providing you with the ability to apply for a credit card or loan, we are not guaranteeing that your application will be approved. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
