9 best non-custodial wallets (2026)

Exodus Wallet is a software wallet for desktop and mobile that provides access to a wide range of cryptocurrencies. While many wallets only let you manage coins on a single network, Exodus supports assets on blockchains including Bitcoin, Ethereum, and Solana. This all-in-one functionality makes it our top wallet pick for beginners.

The wallet has added features like a portfolio overview that help you to oversee your holdings. And if you'd like to top up your portfolio, you can use the wallet's built-in exchange to swap your digital assets.

You can also stake cryptos like Algorand (ALGO) and Cosmos (ATOM) through Exodus.

For added security, you can store the keys to your assets on a Trezor hardware wallet, making it easy to upgrade from one to the other if you decide to go pro.

One of Exodus's most beginner-friendly features is its highly-responsive support staff. If you email them for support, you can expect to hear back within an hour.

The NGRAVE ZERO is a non-custodial crypto hardware wallet with an EAL7 rating — the highest security rating such a device can earn.

It’s fully air-gapped and allows you to securely store the private keys to digital assets like bitcoin (BTC), ether (ETH), and MATIC as well as ERC-20 or MultiversX (ESDT) tokens offline 100% of the time.

When you want to sign crypto transactions, you use the device in conjunction with the NGRAVE LIQUID app, which is available for both Android and iOS devices.

Downsides to the device include the fact that you can’t use it to stake assets or to interact with DeFi protocols, and it doesn’t support some popular cryptos including cardano (ADA) or polkadot (DOT).

The Base App doesn't require a Coinbase account to use it but verified account holders can connect directly to Coinbase's exchange to buy crypto. This seamless integration makes it our pick for the best non-custodial exchange wallet.

The Base App can be downloaded as a mobile app or browser extension and features an easy-to-navigate UI consistent with the Coinbase exchange. The wallet is automatically configured to support many blockchains, including all EVM-compatible chains and Solana.

Security on the Base App is consistent with the industry standard for non-custodial wallets, which means it does come with some counterparty risk. If convenience and easy access to your funds on Coinbase is important to you, then this exchange wallet has a lot to offer.

With over 30 million monthly active users at the time of writing, MetaMask is a crowd favourite and considered the go to for Web3 apps, making it an easy choice for best non-custodial Web3 wallet.

MetaMask was one of the first non-custodial wallets to help open the door to the world of Web3 and DeFi. Operating on both desktop and mobile devices, MetaMask lets you connect to dApps, store NFTs and digital assets and trade cryptos across several different blockchains.

A key feature behind the popularity of MetaMask's Web3 wallet is the ability to buy and sell cryptos without providing any personal information. To start trading on DeFi exchanges you simply install the app or browser extension and log in using your private seed phrase.

Your MetaMask seed phrase acts as a password, login and proof of ownership all in one. Your information is not stored on any database and asset ownership is entirely in your hands; an important element of decentralisation.

As a specialist Bitcoin cold storage wallet, the COLDCARD Mk5 doesn't have as many of the features of Ledger or Trezor devices, but it does keep the private keys to your BTC stored securely offline.

The COLDCARD Mk5 was created by cypherpunks — technologists who advocate for privacy-enhancing cryptography — for Bitcoin maximalists.

The COLDCARD Mk5 uses not one but two Secure Element chips — the same type of chip found in passports and credit cards — to protect the private keys to your Bitcoin.

Using the Sparrow Wallet desktop software and a microSD card, you can send Bitcoin to and from your COLDCARD Mk5 without ever plugging the device in. The obvious downside to this is that you'll have to purchase a microSD card adapter for your computer if you plan to transfer data this way.

Sparrow is a Bitcoin-only desktop wallet that offers various functionalities.

You can either use it exclusively as a hot wallet, or you can use it as an interface for a hardware wallet. It works great with a wallet like the COLDCARD Mk5.

If you’re an advanced Bitcoiner, you can also use Sparrow to create a multisig (short for multisignature) vault, which requires multiple parties or devices to sign off on Bitcoin transactions. Multisig vaults provide extra protection for the bitcoin you HODL.

Also, Sparrow lets you connect to any Bitcoin node that you may be running.

However you use Sparrow, its capabilities combined with its clean and simple interface make it a go-to for any level of Bitcoin enthusiast.

The Ledger Nano S Plus can be used to stake a variety of crypto assets.

You can use the native Ledger Live interface with any Ledger hardware wallet to stake 9 different cryptos – including ether (ETH) and solana (SOL).

To stake an even greater assortment of digital assets, you can sync your Nano S Plus hardware wallet with third-party apps like MetaMask or Yoroi and use these software wallets as a bridge to staking interfaces.

However, please note that there’s risk involved with using third-party apps in the decentralized finance (DeFi) space. Malicious code was recently introduced into the software that allows DeFi protocols to connect to Ledger wallets, resulting in $484,000 worth of Ledger users’ digital assets being stolen.

No assets that were staked via Ledger Live — without third-party software — were impacted.

Also, keep in mind that Ledger’s software is closed-source. This means that it’s not open to independent scrutiny, and you must place some degree of trust in the manufacturer.

The Ledger Nano X is a USB-style hardware wallet that’s Bluetooth enabled and can be used in conjunction with either Android or iOS mobile devices.

This makes it a great travel companion, as it allows you to carry with you the private keys to 5,500 crypto assets as well as NFTs.

And you can stake up to 9 crypto assets using the device’s native software — Ledger Live — which is available for both desktop and mobile devices.

Mind you, while Ledger devices have not had any recorded security breaches, the software is closed-source. This means that it is not open to independent scrutiny, and you must place some degree of trust in the manufacturer.

XDEFI is a blockchain-agnostic wallet that lets you showcase NFTs from more than 30 different blockchains side-by-side. It's this breadth that's made it our top pick if you're looking for a dedicated non-custodial NFT wallet.

The wallet's streamlined, cross-chain UI makes sending, receiving and trading NFTs and cryptos across blockchains simple and user-friendly.

Once the browser extension is installed, accounts can be set up directly in XDEFI or imported from external wallets. Preconfigured blockchains include ETH, BNB Chain, Arbitrum, Thorchain, Bitcoin and more.

XDEFI also gives you the ability to complete in-wallet swaps and purchase cryptos using any currency through its fiat onramp.

Holders of the wallet's own token, XDEFI, can stake their holdings to earn trading rebates and collect utility NFTs.

We chose to give Billfoldl an honourable mention as the best recovery phrase backup device because it helps protect your chosen hardware wallet's recovery phrase from fire, flooding and any type of decay.

Most hardware wallets will prompt you to write down your recovery phrase on a sheet of paper when you set up your wallet. But if your recovery phrase sheet gets damaged or lost, you can lose access to your crypto – permanently.

Billfodl is a solid steel case that allows you to stamp your 24-word recovery phrase using metal tiles engraved with letters.

The tiles slide into three different rows on both sides of the device, and the device comes with a cover that swivels over your recovery phrase once you've properly arranged the tiles.

It's worth considering the added layer of security and peace of mind afforded by recovery phrase backup devices like Billfodl if you invest in a hardware wallet.