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An Aussie Car Loan can help you buy your dream car or even the car that you need to travel from one place to another. It's a flexible loan and can be used to buy a new or used caravan, trailer, motorcycle, scooter or boat, and the application can be completed in 15 minutes.
$199
Application Fee
From 6.07% (fixed)
Interest Rate (p.a.)
7.96%
Comparison Rate (p.a.)
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Product Name | Aussie Car Loan |
---|---|
Interest Rate (p.a.) | From 6.07% (fixed) |
Comparison Rate (p.a.) | 7.96% |
Interest Rate Type | Fixed |
Min Loan Amount | $3,000 |
The Aussie Car Loan is a flexible financing option for your next new or used car. You can even bundle your loan with other debts to consolidate and pay them off in one neat package. It is an unsecured loan so your assets are not used for security if you default on the loan, while the fixed rate means your repayments are set for the whole loan term.
Once you have bought your car it's possible to get your comprehensive car insurance through Aussie as well.
As mentioned, the Aussie Car Loan is comparatively flexible compared to other car loans. Here's what you can expect from this loan.
If you meet the above criteria and are interested in applying for the Aussie Car Loan, you can do so by clicking "Go to Site". Before you do so, you need to meet the following eligibility criteria.
You must:
You'll need to have the following documents on hand:
Make sure you go through the terms and conditions of the Aussie Car Loan and also understand all the features of this loan before you submit your application.
Remember to always compare car loan options thoroughly before submitting an application in order to find the best possible financial solution for your circumstances.
May 11, 2016
I have been working at my job for 10 months on a casual basis. I am looking to purchase a used car for 8,000 who can I get approval through.
May 11, 2016
Hi Dravamp,
Aussie may consider you for a loan if you’re “currently earning a salary with an annual gross income of more than $24,000 or in regular paid employment where you earn an annual gross income of more than $24,000”. If you meet this criteria, as well as the criteria outlined above, then you can apply.
I hope this has helped.
Thanks,
Elizabeth
December 14, 2015
I have been previously bankrupt in 2007. I have been self employed as a Taxi driver for the past ten years and have a $4000 deposit for a 2014 Hyundai I20 selling at $12990. Do you think I will get approved for a loan?
December 15, 2015
Hi Daryn,
If your bankruptcy is no longer listed on your credit file you may be eligible for a loan, but you will need to get in contact with Aussie to confirm your eligibility.
You can also read our guide on available bankrupt loans and how can borrowing as a current or discharged bankrupt works.
Before applying for a loan, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.
I hope this has helped.
Thanks,
Elizabeth
April 30, 2015
I’m on single parenting payments and also am casually employed with guaranteed amount of hours per fortnight, would I be eligible for a car loan ?
April 30, 2015
Hi Skye,
Thanks for your question.
In order to be eligible for this loan you need to be in consistent paid employment and be earning over $24,000 per year. You can’t be in probation in your role, you can’t have any defaults on loans or credit cards within the last five years and you can’t have filed for bankruptcy within the last seven years.
If you meet this criteria you will be eligible to apply and Aussie will determine your ability to repay your loan when deciding whether to approve you.
I hope this has helped.
Thanks,
Elizabeth
April 17, 2015
I am on 489 visa but with consistent paid employment, do I eligible for car loan.
April 20, 2015
Hi Syed,
Thanks for your comment. From what I understand 489 Visas are handled on a case by case matter.
Please get in touch with a lender directly to discuss eligibility.
Thanks
Cheers
Matt
December 10, 2014
Hi there, I’m a casual employee and I applied for a $16, 000 loan with another finance company and I’ve been approved for $15, 000 n they say I can’t get the car I really want (Toyota aurion 2008) coz its “2 high risk” & I MUST get a 2012 car n it has 2 be bought from a dealership. . I’m not 2 sure if I should take the offer but im scared of not getting approved somewhere else.. I’ve read through ur site n u’s seem more trust worthy n more flexible 2 my needs & I want 2 go with Aussie.. if I apply with u’s, will this be bad for my record thing?
December 10, 2014
Hi Matt,
Thanks for your question.
It depends on when you applied for your last car loan. As a general rule of thumb, you should wait about 3-6 months before you apply for another one.
Please note that if you refuse this current offer, there is the risk that Aussie may not offer you the loan amount that you’d like or accept your application. You might want to get in touch with them directly to discuss your options.
Cheers,
Shirley