360 Finance Advantage Car Loan

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360 Finance lets you get on the road with a competitive rate and convenient pre-approval.

If you're looking for a way a competitive way to finance your new vehicle purchase, you can consider the Advantage Car Loan from 360 Finance. It comes with a low fixed rate and is available for both personal and business use. You can also take advantage of pre-approval if you haven't found the vehicle you want to buy yet.


Application Fee

5.49% (fixed)

Interest Rate (p.a.)


Comparison Rate (p.a.)


Max Loan Amount

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Product Name360 Finance Advantage Car Loan
Interest Rate (p.a.)5.49% (fixed)
Comparison Rate (p.a.)6.75%
Interest Rate TypeFixed
Min Loan Amount$5,000
Max Loan Amount$150,000

Things to consider about the 360 Finance Advantage Car Loan.

This loan comes with a competitive fixed rate of 5.49% p.a. that stays in place for the entire loan term, keeping your repayments the same. You have to pay an application fee of $407 and an early exit fee also applies. This loan is only available for new vehicles.

What features come with the Advantage Car Loan?

When you apply for this car loan you'll have access to a number of features and benefits, including:

  • Competitive interest rate. The loan comes with a low rate of 5.49% p.a. that stays in place for the duration of your loan term.
  • Fixed monthly repayments. As the Advantage Car Loan has a fixed interest rate your repayments remain the same during your loan term, helping you to budget.
  • Flexible loan purpose. While the loan can only be used to finance a new car, the vehicle can be for personal or business use.
  • Pre-approval. If you haven't found your vehicle yet you can select pre-approval and have time to search for your car, knowing you've already locked in your finance.
  • Dedicated finance concierge. You'll have a single finance consultant to deal with throughout the loan process.
  • Digitally sign the contracts. 360 Finance can email contracts to you so you can digitally sign them.

How you can apply for the 360 Advantage Car Loan

If you're ready to apply for 360 Finance's Car Loan, you can click "Go to Site" to submit your application. First, make sure you meet the following criteria:

  • You're over the age of 18
  • You're purchasing a new vehicle
  • You want to borrow over $5,000
  • You have stable employment
  • You have equity in residential property or a good savings history

If you meet these criteria you can submit your application. You will need to submit your personal and financial details as well as information about the loan you want to take out to get a rate estimate.

Remember to always compare car loan options thoroughly before submitting an application in order to find the best possible financial solution for your circumstances.

Car Loan Offers

Important Information*
Logo for IMB New Car Loan
IMB New Car Loan

You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Logo for Beyond Bank Low Rate Car Loan "Special Offer"
Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 4.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Logo for RACV New Car Loans
RACV New Car Loans

You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.

Logo for NRMA New Car Loan
NRMA New Car Loan

You'll receive a fixed rate of 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

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