360 Finance Advantage Car Loan

Information verified correct on October 27th, 2016

360 Finance lets you get on the road with a competitive rate and convenient pre-approval.

If you're looking for a way a competitive way to finance your new vehicle purchase, you can consider the Advantage Car Loan from 360 Finance. It comes with a low fixed rate and is available for both personal and business use. You can also take advantage of pre-approval if you haven't found the vehicle you want to buy yet.

Find out more about the features of 360 Finance's Advantage Car Loan in the review below.

Product Name360 Finance Advantage Car Loan
Interest Rate (p.a.)From 5.49% (fixed)
Comparison Rate (p.a.)6.49%
Interest Rate TypeFixed
Minimum Loan Term1 year
Maximum Loan Term7 years
Min Loan Amount$30,000
Application Fee$407
Monthly Service Fee$6
Loan SecuritySecured

Things to consider about the 360 Finance Advantage Car Loan

This loan comes with a competitive fixed rate of 5.49% p.a. that stays in place for the entire loan term, keeping your repayments the same. You have to pay an application fee of $407 and an early exit fee also applies. This loan is only available for new vehicles.

What features come with the Advantage Car Loan?

When you apply for this car loan you'll have access to a number of features and benefits, including:

  • Competitive interest rate. The loan comes with a low rate of 5.49% p.a. that stays in place for the duration of your loan term.
  • Fixed monthly repayments. As the Advantage Car Loan has a fixed interest rate your repayments remain the same during your loan term, helping you to budget.
  • Flexible loan purpose. While the loan can only be used to finance a new car, the vehicle can be for personal or business use.
  • Pre-approval. If you haven't found your vehicle yet you can select pre-approval and have time to search for your car, knowing you've already locked in your finance.
  • Dedicated finance concierge. You'll have a single finance consultant to deal with throughout the loan process.
  • Digitally sign the contracts. 360 Finance can email contracts to you so you can digitally sign them.

How you can apply for the 360 Advantage Car Loan

If you're ready to apply for 360 Finance's Car Loan, you can click "Go to Site" to submit your application. First, make sure you meet the following criteria:

  • You're over the age of 18
  • You're purchasing a new vehicle
  • You want to borrow over $30,000
  • You have stable employment
  • You have equity in residential property or a good savings history

If you meet these criteria you can submit your application. You will need to submit your personal and financial details as well as information about the loan you want to take out to get a rate estimate.

Was this content helpful to you? No  Yes

Beyond Bank Low Rate Car Loan "Special Offer"

A great rate for cars under 2 years old.

IMB New Car Loan

This fixed rate new car loans up to 2 years old features no early repayment penalties

CUA Fixed Rate Car Loan

A competitive car loan that offers flexible repayment options and no account keeping fees.

RACQ New Car Loan

A low fixed rate loan from RACQ suitable for buying a new car.

Ask a Question

You are about to post a question on finder.com.au

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At finder.com.au we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the finder.com.au privacy policy, receive follow up emails related to finder.com.au and to create a user account where further replies to your questions will be sent.

Ask a question