Toyota RAV4 Review | The only RAV4 review you need to read

2019 Toyota RAV4 Review

The comprehensive Toyota RAV4 review

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finder score: 82.75%

Avg. critics score: 82.75%
5 critics
How did we calculate this? We analysed and aggregated the scores of Car Advice, CarsGuide, WhichCar, Motoring and Finder to bring you the finder.com.au score. This is a comprehensive score that brings together the four different expert ratings you see below.
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Critic reviews

WebsiteRatingNotable quotes
Car Advice83%"The fifth-generation Toyota RAV4 is the safest, roomiest and most technically advanced to date – and has the option of hybrid power for the first time."Read more
CarsGuide83%"The Toyota RAV4 2019 model is more advanced, more high-tech, safer, smarter and more spacious than any version that has come before it."Read more
WhichCar80%"It has matured into a competent mid-sized SUV offering plenty of standard features and technology plus a choice of efficient petrol and hybrid powertrains. This latest model RAV4 is the first to offer an off-road capable version."Read more
Motoring85%"Moreover, the RAV4 is bigger, safer, rides on a new platform and features a fresh design."Read more
Finder82.75%"We were impressed with the fit and finish inside the Cruiser in particular. With the addition of leather-accented seats and door trim, there's a premium feel that was missing on older RAV 4 incarnations."Read hands-on review

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How does the Toyota RAV4 compare with its peers?

Data updated regularly
Name Product Number of seats Boot displacement ANCAP rating Price (from) Finder Score Read Review | Find a deal
Mazda CX-5
5 seats
442L
5 stars
$27,890
83.25%
Read Review
Find a Deal
on Georgie’s website
Toyota RAV4
5 seats
542L
5 stars
$30,640
82.75%
Read Review
Find a Deal
on Georgie’s website
Kia Sportage
5 seats
466L
5 stars
$29,490
79.5%
Read Review
Find a Deal
on Georgie’s website
Hyundai Tucson
5 seats
488L
5 stars
$29,640
79%
Read Review
Find a Deal
on Georgie’s website
Nissan X-Trail
7 seats
565L
5 stars
$27,990
76.25%
Read Review
Find a Deal
on Georgie’s website
Jeep Cherokee
5 seats
412L
5 stars
$37,950
74.8%
Read Review
Find a Deal
on Georgie’s website
Honda CR-V
5 seats
522L
5 stars
$28,290
74.5%
Read Review
Find a Deal
on Georgie’s website
Mitsubishi Outlander
7 seats
1,410L
5 stars
$28,750
73.75%
Read Review
Find a Deal
on Georgie’s website
Renault Koleos
5 seats
458L
5 stars
$29,990
73.25%
Read Review
Find a Deal
on Georgie’s website
Mitsubishi ASX
5 seats
393L
5 stars
$23,490
71%
Read Review
Find a Deal
on Georgie’s website
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A comprehensive review of the Toyota RAV4

Toyota RAV4 pricing

There are four different trim grades for the RAV4: GX, GXL, Cruiser and Edge.

RAV4 GX

Toyota gives buyers the choice of a GX with either a 2.0-litre petrol 2WD, a 2.5-litre Hybrid 2WD or a 2.5-litre Hybrid electric AWD drivetrain. The 2.0-litre comes with either a 2WD six-speed manual or a 2WD automatic CVT gearbox. For the manual, you'll pay $34,499 and with a CVT, it'll cost you $36,670.

The base spec is pretty impressive. You get 17-inch alloys, parabolic LED headlamps with auto-levelling, LED rear lights, daytime running lights, front halogen lamps plus power-adjustable and heated side mirrors. There's an electric parking brake, an eight-inch touchscreen with Siri Eyes Free and Toyota Link.

Toyota also outfits the model with 6 speakers, a 4.2-inch multi-information display (in between the 2 instrument dials), a DAB radio, steering wheel mounted controls, satellite navigation with live traffic updates and Bluetooth connectivity. Safety-wise, you also get the following:

  • Blind-spot monitor
  • Rear cross-traffic alert
  • A reversing camera with fix guidelines
  • Front and rear parking sensors
  • Toyota Safety Sense – lane departure alert, lane trace assist (on the auto CVT only), pre-collision safety with pedestrian and daylight cyclist detection, road-sign assist, auto high-beam and active cruise control (high speed only on the manual, all speeds on the auto CVT)
  • Hill start assist
  • Automatic headlamps
  • Rain-sensing wipers

In addition, Hybrid GX RAV4s also get dual-zone automatic climate control, a smart start system and projector LED headlamps. The hybrid costs $42,335.

Toyota RAV4 GXL

The GXL sells as a 2WD with an automatic CVT transmission and the 2.0-litre petrol engine for $39,760. Hybrid models come with the choice of two drivelines: FWD for $42,335 or AWD at a drive-away price of $45,425.

A GXL gets additional or upgraded equipment like 18-inch alloys, rear privacy glass, roof rails, a premium steering wheel and gear shifter, automatic dual-zone climate control, premium embossed fabric seats, a wireless phone charger, smart entry and start, four extra USB plugs, a reversing camera with a back guide monitor and an electrochromic dimming rear-view mirror.

Toyota RAV4 Cruiser

2.0-litre Cruiser RAV4s receive 19-inch alloy wheels, whereas the Toyota RAV4 Hybrids roll on 18-inch alloys. The 2.0-litre petrol sells for $43,365. The 2WD Hybrid will cost you $45,940 and an AWD Cruiser Hybrid is $49,062.

These models also have a tilt and slide moonroof, a power back door, a leather-accented interior and a 10-way power-adjustable driver's seat with power lumbar-support adjustment. Additionally, there are heated seats up front, driver's seat memory, chrome-trimmed exterior door handles and a premium grille, bumper and interior door trim.

Setting the Cruiser apart from the models below it are also a seven-inch multi-information display, a nine-speaker premium audio system sourced from JBL, surround-view monitoring and ambient cabin lighting.

Toyota RAV4 Edge

For those who want to head down paths less travelled, Toyota builds the AWD 2.5-litre RAV4 Edge, which improves upon the GXL spec. The Edge is priced at a drive-away cost of $51,687. Some of the model highlights include an eight-speed automatic transmission, 19-inch alloys, a tilt and slide moonroof, a power-opening back door, a 10-way power-adjusting driver's seat with electric lumbar-support adjustment, SofTex synthetic leather seats and 3-mode front heated and ventilated seats.

Toyota also rigs the Edge with unique-to-the-trim bumpers, wheel arches, grille and fog lamp surrounds. There's a seven-inch multi-information display, a nine-speaker sound system from JBL, panoramic view monitoring and ambient interior cabin lighting. There's also a torque vectoring diff, off-road mode selection and downhill assist control.

Click on a price to compare car loans for the Toyota RAV4.

GXGXLCruiserEdge
2.0-litre, six-speed manual, 2WD: $34,449
2.0-litre, automatic CVT, 2WD: $36,670
2.5-litre hybrid, automatic CVT, AWD: $42,335
2.0-litre, automatic CVT, 2WD: $39,760
2.5-litre hybrid, automatic CVT, 2WD: $42,335
2.5-litre hybrid, automatic CVT, AWD: $45,425
2.0-litre, automatic CVT, 2WD: $43,365
2.5-litre hybrid, automatic CVT, 2WD: $45,940
2.5-litre hybrid, automatic CVT, AWD: $49,062
2.5-litre, eight-speed automatic, AWD: $51,687

There's only one no-cost paint finish, Glacier White.

Other paint finishes cost an additional $618 on all models, apart from the Edge.

  • Silver Sky
  • Graphite
  • Eclipse Black
  • Atomic Rush
  • Eclectic Blue
  • Saturn Blue
  • Crystal Pearl (on GXL upwards)

On Edge models, the following colours are available:

  • Jungle Khaki (Free)
  • Graphite ($630)
  • Eclipse Black ($630)
  • Atomic Rush ($630)
  • Eclectic Blue ($630)
The above-quoted prices are taken from Toyota Australia's website for NSW postcode 2000. These are the recommended drive-away prices (RDP) for a vehicle that is garaged in the postcode. They include 12 months rego, 12 months CTP, a maximum dealer delivery charge and stamp duty.

Overview

The RAV4 is a near-perfect execution of the family SUV. Car reviewers, by their own admissions, had to get real fastidious to find fault with it. There are a few little things, like a slightly lethargic power-opening boot and front seats that sit a little too high for tall passengers. But Toyota makes up for it with the rest of the vehicle, building a well-priced, well-equipped SUV that'll suit most families and car owners. If that's not enough, there's a hybrid for those who want to shrink their footprint and save some gas money in the process.
WebsiteProsConsNotable quote
Car Advice
  • Standard safety technology
  • Spacious cabin and boot space
  • Low-cost motoring
  • Temporary spare wheel
  • Lacks rear AEB
  • Only one USB port on entry model
"The new Toyota RAV4 has moved with the times to appeal to modern families."
CarsGuide
  • Interior design and space
  • Progression in quality
  • Safety tech
  • Apple CarPlay and Android Auto later this year
  • No heated steering wheel
  • No rear AEB or head-up display option
"This could well be the most complete Toyota model ever made. The brand has nailed the brief with this mid-sized SUV, and in a market where it has traditionally been one of the go-to players, customers now have even more reasons to look at the RAV4 than ever before."
WhichCar
  • Handling and comfort
  • Cabin design and layout
  • Equipment levels
  • Servicing price
  • 2.0-litre engine is feeble
  • Front passenger seat is too tall
"The GXL Hybrid AWD is our pick, with the extra cost up from the GX justified by some handy extra equipment, and enhanced interior ambience."
Motoring
  • Uncomplicated hybrid option
  • Internal dimensions
  • Handling
  • Visibility blocking C-pillar
  • Fussy infotainment
  • 2.5-litre pricing
"For the first time in many years, this is a RAV4 you'd buy not simply because it's a Toyota but because it's bloody good."

Engine and performance

Three engines can be optioned in the RAV4: a 2.0-litre petrol block, a 2.5-litre hybrid powertrain and a 2.5-litre petrol power plant.

Toyota 2.0-litre petrol engine

Toyota installs the 2.0-litre Dynamic Force in the RAV4 as well as in other models like the Corolla. This engine is only available as a front-wheel drive (FWD). It produces 127kW around 6,600rpm. Peak torque measures 203Nm between 4,400 and 4,900rpm.

Toyota 2.5-litre petrol engine

This petrol engine is sold as either a hybrid or non-hybrid variant.

The non-hybrid model makes 152kW at 6,600rpm. Torque sits around 243Nm at 4,000-5,000rpm. The Edge trim is the only model to have this engine.

As a hybrid, the same engine makes a combined 160kW in 2WD guise and 163kW when bought as an AWD. Torque stands at 221Nm at 3,600rpm.

Toyota RAV4 transmissions

Buyers have the option of a six-speed manual gearbox coupled with the 2.0-litre RAV4 as well as an automatic CVT that is available in all trim lines and is paired with each engine in the line-up. A more traditional eight-speed automatic gearbox is available for the adventure-oriented Edge model.

Car reviewers' impressions of the Toyota RAV4 engine and transmission line-up

Reviewers seemed to be genuinely impressed by the 2.0-litre. Many admitted to assuming that the smallest and least powerful of the engines would be a bit underpowered. However, they stated that the engine was plucky and determined. A handful said it was the pick of the range. Motoring journos even judged the six-speed manual to be endearing.

Testers found the 2.0-litre even worked nicely when meshed to a CVT, which often attracts scorn and negative comments. The reason is, they can often be noisy and feel power sapping. One writer summed the Toyota CVT up by saying it was cracking and convention-breaking.

While one group of testers thought the smaller engine offered perhaps the best value package, another group felt the hybrid was superior. The hybrid was described as remarkable, at least within the line-up. It is reported to be syrupy smooth and whisper quiet.

Toyota RAV4 engine and transmission figures

Toyota 2.0L PetrolToyota 2.5L HybridToyota 2.5L Petrol
Engine typeMulti-hole direction injection, variable cooling system, variable valve timingAtkinson cycle, variable valve timing intake and exhaust, multi-hole direct injectorVariable valve timing, Atkinson cycle, multi-hole direction injection
DrivetrainFWDFWD or AWDAWD
Engine size/displacement1,987cc2,487cc2,487cc
Fuel type
Petrol (91 RON)
Cylinders
Four, inline
Fuel tank capacity
55 litres
Max power127kW at 6,600rpm2WD: 160kW
AWD: 163Kw
152kW at 6,600rpm
Max torque203Nm at 4,400-4,900rpmCombustion engine only: 221Nm at 3,600rpm243Nm at 4,000-5,000rpm
Fuel consumption (combined)Manual: 6.8L/100km
Auto CVT: 6.5L/100km
2WD: 4.7L/100km
Electric AWD: 4.8L/100km
7.3L/100km
Acceleration (0-100km/h)N/AN/AN/A
Emissions standardEuro 5Euro 5Euro 5
Top speed (km/h)N/AN/AN/A
Security
Engine immobiliser
TransmissionSix-speed manual or continuously variable transmission (CVT)Automatic CVTEight-speed automatic
Towing capacity (unbraked/braked)800kg/750kg2WD: 480kg/480kg
eAWD: 750kg/1,500kg
750kg/1,500kg

Toyota RAV4 fuel economy

How the RAV4 fairs in terms of fuel usage depends on the model.

2.0-litre petrol engine

The 2.0-litre RAV4 with the six-speed manual uses the following:

  • Combined: 6.8L/100km
  • Urban: 8.6L/100km
  • Extra: 5.7L/100km

According to the Green Vehicle Guide, if you drove 14,000kms, with two-thirds of your time in urban areas, you'd spend around $1,556 annually on fuel with this RAV4 model.
2.5-litre petrol engine

The 2.5-litre petrol engine as a non-hybrid uses the following:

  • Combined: 7.3L/100km
  • Urban: 9.4L/100km
  • Extra: 6.1L/100km

Yearly fuel costs over 14,000kms, 66% of which are covered in an urban environment, would be $1,692.

An AWD Hybrid model, as fitted to the GX, GXL and Cruiser, will use the following:

  • Combined: 4.8L/100km
  • Urban: 5L/100km
  • Extra: 4.8L/100km

Fuel costs based on the above criteria would be $1,008.
A 2WD Hybrid model uses the following:

  • Combined: 4.7L/100km
  • Urban: 4.8L/100km
  • Extra: 4.7L/100km

That makes for a yearly total of $974.

Factory supplied fuel economy numbers
Because fuel economy figures are a result of a strictly regulated testing procedure, they do not factor in the everyday variables you face when driving on public roads. Things like the mechanical condition of your vehicle, your driving style, traffic conditions and the local environment will impact on fuel usage. As a result, you should use the stats only as a way of comparing different vehicles.

How close can you expect to get to the fuel economy figures published in the RAV4 brochure? Hybrid models were observed to sit within a litre of the official fuel figures.

A reviewer who sampled the Edge model saw a slightly increased fuel usage than official figures, but it was still acceptably close to the factory digits.

Handling

The RAV4 rides atop Toyota's New Global Architecture. This platform is also used on the Kluger. The idea is that it helps the company more efficiently pool resources and build safer cars. In theory, the shared underpinnings should also help the company create better-riding cars. What's the RAV4 like then?

As an SUV that will find its way into the hands of family buyers, it's not going to out-handle a hot hatch or a two-seater sports car. But, journos said it does ride comfortably and easily deals with pockmarked roads. One tester said the car was actually a lot more sporty than they expected it to be. Body roll is supposedly kept to a minimum and the car is described as a great family vehicle.

A couple of experts expressed dissatisfaction at the larger size alloy wheels, which inevitably transferred more vibrations into the cab. Steering on the RAV4 is recounted as focussed and exact.

It would appear that the RAV4 is well suited to the demands of a family with a generally adaptive ride.

Interior and equipment

Reportedly, the RAV4 has a very good interior, which stacks up very well against its opponents. All components and interior parts have a premium feel to them. Broadly speaking, it was felt that the new RAV4 was an improvement over its forerunner.

All seats are allegedly very comfortable and supportive. One commonly highlighted gripe was the height of the front seat. A couple of journalists voiced a grievance with the tall seats, which lack height adjustment. This could allegedly prove a problem for those who are fairly tall.

The RAV4 has reportedly one of the largest boot spaces in the category and the rear row is also purportedly the best in class. There's a fair amount of passenger room, prompting one tester to say this would be a great SUV for tall families. By their own admission, journos had to get real picky to find fault with the RAV4. One begrudgingly said that the power-opening boot could operate faster.

As you'd expect from a modern vehicle, there's a heap of safety assists – both passive and active. All models receive Toyota Safety Sense which is made up of the following features:

  • Lane departure alert
  • Lane trace assist (automatic CVT only)
  • Pre-collision safety (with pedestrian and daylight detection
  • Road-sign assist (reviewers said this worked very well)
  • Automatic high beam
  • Active cruise control (works at all speeds on automatic CVT, but only high-speed on manual)

In addition to these features, there is a blind-spot monitor, a rear cross-traffic alert, front and rear parking sensors and seven airbags. There is also a reversing camera with either fixed lines on the GX or a back guide monitor on the GXL and higher trim RAV4s.

Toyota RAV4 GX

For some reviewers, the GX model was the pick of the range. They called it the best value RAV4. You do get a lot for your money, including the choice of a 2.0-litre petrol, a hybrid 2.5-litre 2WD or AWD. The 2.0-litre comes with a six-speed manual, which reviewers said was astoundingly good. Hybrid models come with a CVT, which was also well received.

Model highlights include parabolic LED headlights with auto-levelling (on the 2.0-litre petrol only) as well as LED daytime running lights and a rear combination lamp. Front fog lamps are standard and so are heated, retractable, power-adjustable side mirrors. The infotainment display is decent for a standard car at eight inches. There's also Siri Eyes Free and the Toyota Link smartphone connectivity app. You'll hear the audio from the digital radio through a six-speaker system. It's great to see sat-nav also included by default, with live traffic updates also incorporated. You can control everything from the steering wheel, helping you to keep your eyes on the road.

Many car makers include rear parking sensors, but few fit front parking aids without charging an optional fee. Toyota fits frontward aids on all models. As mentioned above, there's the Toyota Safety Sense suite and automatic headlamps and wipers.

If you go for a GX hybrid model, you'll also receive a smart start system, projector LED headlights and an automatic dual-zone climate control system.

Toyota RAV4 GXL

Other car reviews said this was the pick of the range. It's an automatic CVT-only model that travels on 18-inch alloy wheels. Behind the B pillar, Toyota drops in privacy glass and a premium steering wheel and gear shifter are installed. Additionally, the seats are embossed, and you can wirelessly charge your phone. The smart start system also gets smart entry, passengers receive four extra USB ports, the fixed guidelines on the reversing camera make way for a back guide monitor and the rear-view mirror will automatically dim to prevent dazzling the driver.

Toyota RAV4 Cruiser

The petrol Cruiser stands out thanks to larger 19-inch alloys (or gloss black 18-inch rims on the hybrids), Toyota fits a tilt and slide moonroof, a power-opening boot lid and there's also a 10-way power-adjusting driver's seat with electric lumbar adjustment. The seats are clad in a leather-accented upholstery and the front seats are heated. The driver's pew also has two-position memory profiles. Externally, the Cruiser shines thanks to chrome exterior door handles along with a premium grille and bumper. The six-speaker sound system is upgraded to a nine-speaker premium audio set-up from JBL and there's a larger seven-inch multi-information display. Helping you keep tabs on your surroundings is a panoramic view monitor and ambient interior cabin lighting should set a soothing mood for passengers.

Toyota RAV4 Edge

The Edge is supposed to put the Activity in Recreational Activity Vehicle (RAV). This model sports 19-inch machined alloys, hard-wearing synthetic leather seats, heated and ventilated front seats, a tough-looking Edge bumper and matching wheel-arch mouldings. This model also receives a torque vectoring diff and off-road drive mode select.

Toyota RAV4 safety and driver assists

GXGXLCruiserEdge
5-star ANCAP rating
Toyota Safety Sense:
  • Lane departure alert
  • Lane trace assist (automatic CVT models only)
  • Pre-collision assist with pedestrian and daylight cyclist detection
  • Road-sign assist
  • Automatic high beam
  • Active cruise control (all speed on auto and auto CVT, high speed on manual)
Trailer-sway control
Blind-spot monitor
Rear cross-traffic alert
Front and rear parking sensors
Reversing camera with fixed lines✖️✖️✖️
Reversing camera with back guide monitor✖️
Panoramic view monitor✖️✖️
Anti-lock braking system with electronic brake force distribution and brake assist
Vehicle stability control and traction control
Hill start assist
Downhill assist control✖️✖️✖️
Seven SRS airbags:
  • Front
  • Front side
  • Full-length curtain airbags
  • Driver's knee airbag
Seatbelt warning (all seats)
ISOFIX child restraints on outer rear seats)
Off-road selection dial with drive mode select✖️✖️✖️
Rain-sensing wipers
Light-sensitive automatic headlights

Toyota RAV4 interior and comfort features

GXGXLCruiserEdge
Premium steering wheel and gear shifter✖️
Premium embossed fabric seats✖️✖️✖️
Leather-accented interior✖️✖️✖️
Synthetic leather "SofTex" seats✖️✖️✖️
Two-stage front heated seats✖️✖️✖️
Three-stage front heated and ventilated seats✖️✖️✖️
10-way power-adjustable driver's seat with electric lumbar support✖️✖️
Two-position driver's seat memory✖️✖️✖️
Ambient interior cabin lighting✖️✖️
Electrochromatic rear-view mirror✖️
Front and rear power windows
60/40 split-fold rear seats
Folding rear seat centre armrest
Automatic dual-zone climate controlOnly on hybrid
Rear passenger air vents
8-inch colour touchscreen display
Satellite navigation with live traffic updates
AUX and USB input
4 extra USB ports, making 3 in the front and 2 in the rear✖️
Digital radio (DAB+)
Bluetooth connectivity
Voice recognition, with Mobile Assistant, Siri Eyes Free, Miracast and Toyota Link
Wireless phone charger✖️
6-speaker audio system✖️✖️
9-speaker JBL premium audio✖️✖️
Steering wheel controls with audio, multi-information display, voice and telephone controls
Driver's seat open tray
Passenger seat open tray
Centre console tray and storage box
Door pockets – driver and front passenger
Overhead console
Four cup holders
Two-level boot floorNot with full-size spare
Boot side pocket
Power back door✖️✖️
Remote locking with key startGX petrol✖️✖️✖️
Smart start systemGX hybrid✖️✖️✖️
Smart entry and smart start✖️
Tilt and telescopic adjustable steering column
4.2-inch multi-information display✖️✖️
7-inch multi-information display✖️✖️

Toyota RAV4 exterior highlights

GXGXLCruiserEdge
17-inch alloys✖️✖️✖️
Silver 18-inch alloys✖️✖️✖️
Gloss black 18-inch alloys✖️✖️Hybrid model✖️
Silver 19-inch alloys✖️✖️Petrol model✖️
Machined alloy 19-inch alloys✖️✖️✖️
Spare wheelSpace saver (optional full-size spare for 2WD automatic CVT)Space saverSpace saverSpace saver
Front halogen lights
Body-coloured exterior door handles
Chrome-trimmed exterior door handles✖️✖️✖️
Parabolic LED headlamps with auto-levellingPetrolPetrolPetrol
Projector LED headlightsHybridHybridHybrid✖️
LED daytime running lamps (DRLs)
LED rear combination lamp
Automatic headlamps – light-sensitive
Shark fin antenna
Dual tailpipes✖️✖️✖️
Oval dual tailpipes✖️
Power-adjustable side mirrors with heater
Electrically retractable side mirrors
Premium bumper and grille✖️✖️✖️
Unique Edge design bumper, wheel-arch mouldings, grille and fog lamp surrounds✖️✖️✖️
Resin rear spoiler
Rear mudflaps
Front mudflaps✖️
Privacy glass – rear windows✖️
Tilt and slide moonroof✖️✖️
Tilt and slide panoramic moonroof✖️✖️✖️Optional
Roof rails✖️

Verdict

Motoring journalists agreed this was the best RAV4 ever made. It looks sharp, has a great safety feature set and generally offers great value for money. Plus, it's nice to have the option of a hybrid engine. The RAV4 should definitely be on your medium SUV shortlist since it looks like an ideal family runabout.

Compare your finance options

Taking a few moments to compare RAV4 car loans could save you hundreds of dollars.

Data updated regularly
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Monthly Repayment View Details CTA
Plenti Car Loan
From
4.89%
(fixed)
5.44%
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
Loans.com.au - New and Dealer Used Car Loan
From
4.67%
(fixed)
5.22%
You'll receive a fixed rate from 4.67% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
You'll receive a fixed rate from 4.67% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
IMB New Car Loan
4.99%
(fixed)
5.34%
You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
Credit Concierge Car Loan
From
3.85%
(fixed)
4.91%
You'll receive a fixed rate of 3.85% p.a. with a comparison rate of 4.91% p.a.
Get access to over 20 providers to fund a new or used car.

You'll receive a fixed rate of 3.85% p.a. with a comparison rate of 4.91% p.a.
Get access to over 20 providers to fund a new or used car.

NRMA New Car Loan
From
4.99%
(fixed)
5.69%
You'll receive a fixed rate from 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
You'll receive a fixed rate from 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
Wisr Secured Car Loan
From
4.74%
(fixed)
5.01%
You'll receive a personalised interest rate from 4.74% p.a. to 16.01% p.a. based on your risk profile
A flexible car loan from $5,000 - $63,000 with personalised rates and rewards for strong credit customers.

You'll receive a personalised interest rate from 4.74% p.a. to 16.01% p.a. based on your risk profile
A flexible car loan from $5,000 - $63,000 with personalised rates and rewards for strong credit customers.

RACV New Car Loans
From
4.99%
(fixed)
5.69%
You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
NAB Personal Loan Unsecured Fixed
From
6.99%
(fixed)
7.91%
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% (13.56% comparison rate) or less. See Comparison rate warning in (i) above.
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% (13.56% comparison rate) or less. See Comparison rate warning in (i) above.
OurMoneyMarket Car Loan
From
5.35%
(fixed)
5.65%
You'll receive a fixed interest rate from 5.35% p.a. to 14.99% p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 10 years.
You'll receive a fixed interest rate from 5.35% p.a. to 14.99% p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 10 years.
CUA Secured Fixed Car Loan
6.79%
(fixed)
7.16%
You'll receive a fixed rate of 6.79% p.a.
A secured loan with a high maximum borrowing amount up to $100,000. Redraw facility and no monthly fees.
You'll receive a fixed rate of 6.79% p.a.
A secured loan with a high maximum borrowing amount up to $100,000. Redraw facility and no monthly fees.
Latitude Personal Loan (Secured)
From
5.99%
(fixed)
7.26%
You'll receive a fixed rate between 5.99% p.a. and 21.99% p.a. based on your risk profile
Lock in a competitive fixed rate when you offer security. Loan can be used for any purpose and repayments are flexible. You can check your interest rate before applying with no impact to your credit score.
You'll receive a fixed rate between 5.99% p.a. and 21.99% p.a. based on your risk profile
Lock in a competitive fixed rate when you offer security. Loan can be used for any purpose and repayments are flexible. You can check your interest rate before applying with no impact to your credit score.
Stratton Finance New Car Loan
From
3.85%
(fixed)
4.05%
You'll receive a fixed rate from 3.85% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
You'll receive a fixed rate from 3.85% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
SocietyOne Car Loan
From
6.99%
(fixed)
6.99%
You'll receive a fixed rate between 6.99% p.a. and 20.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
You'll receive a fixed rate between 6.99% p.a. and 20.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
Driva Car Loan
From
3.95%
(fixed)
5.1%
You'll receive a fixed rate from 3.95% p.a.
Borrow up to $250,000 with loan terms from 1 to 7 years. Get access to a range of lenders.
You'll receive a fixed rate from 3.95% p.a.
Borrow up to $250,000 with loan terms from 1 to 7 years. Get access to a range of lenders.
NRMA Used Car Loan
From
6.49%
(fixed)
7.19%
You'll receive a fixed rate from 6.49% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
You'll receive a fixed rate from 6.49% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
Symple Loans Personal Loan
From
5.75%
(variable)
6.47%
You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
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Compare car insurance side-by-side and get quotes

Once you have your finance sorted, why not compare car insurance products too. Simply tick the 'Compare' box on the left-hand side. This will bring up features that you can then compare with other brands. When you're ready to get a quote, just click the green 'Get Quote' button.

Data updated regularly
Name Product Roadside Assistance Accidental Damage Storm Choice of Repairer Agreed or Market Value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Awarded the 2019 Finder Award for the Best Value Car Insurance, this policy offers solid coverage at a low cost plus you will get 15% discount on first year's premium when you take out a policy online. Budget Direct’s claims service has received a 4.2/5 based on nearly 5,000 customer reviews.

Who it might be good for: People who want a comprehensive policy without breaking the bank.
Bingle Comprehensive
Market
Finder's summary:Bingle consistently comes up as one of the cheaper insurers out there. It only covers the basics, so you don't get to choose your own repairer, you're not covered for personal items in the car and unless you add it as an option, you won't get a hire car if your car is stolen. But this keeps its premiums low.

Who it might be good for: Someone who wants a low-cost option that covers them for the basics.
Coles Comprehensive
Optional
Agreed or Market
Finder's summary: Coles have two-tiers of comprehensive car insurance to choose from. You'll earn double flybuys points at Coles supermarkets and you can get $10 off your Coles grocery bill every time you redeem 2,000 Flybuys points. If you're over 30, you can get roadside assistance free for a year.

Who it might be good for: Coles customers and Flybuys collectors.
Poncho Comprehensive
Agreed
Finder's summary: Poncho works like a monthly subscription – you pay monthly and can cancel and leave at any time. You can also list multiple cars and drivers under one policy, making it ideal for families and groups living together under one household.

Who it might be good for: People who want their car insurance month to month.
Woolworths Comprehensive
Optional
Agreed or Market
Finder's summary: Woolworths catches our eye due to some unique perks like a price-beat guarantee, where it'll beat any current comparable comprehensive renewal notice if you're over 25. You'll also get 10% off your grocery shop once a month and can add roadside assistance onto your policy for just $7.35 per month.

Who it might be good for: Woolworths shoppers and those that want to take advantage of its price-beat guarantee.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You'll be able to choose how comprehensive you want your cover to be with optional extras like choice of repairer and the option of agreed or market value. Plus earn Qantas Points for joining and paying your premium. Sign up by 2 May 2021, you can earn up to 30,000 Qantas Points (points awarded will be based on your premium). T&Cs and eligibility apply.
ahm Comprehensive
Optional
Both
Finder's summary: ahm comprehensive car insurance lets you choose higher excess to reduce your premiums plus you can get up to 15% off when you purchase a new car insurance policy. T&Cs apply. Additionally, their Fixed Kilometre Plan can save you up to 30% compared to their standard comprehensive cover.

Who it might be good for: People who drive less than 15,000 km per year.
Virgin Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Finalists for the 2019 Finder Awards for Best Value Car Insurance, Virgin Comprehensive provides a good level of cover for a decent price. Get 15% off on your first year’s premium when you purchase a new eligible comprehensive car insurance online. T&Cs Apply.
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