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2019 Toyota RAV4 Review

The comprehensive Toyota RAV4 review

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finder score: 82.75%

Avg. critics score: 82.75%
5 critics
How did we calculate this? We analysed and aggregated the scores of Car Advice, CarsGuide, WhichCar, Motoring and Finder to bring you the finder.com.au score. This is a comprehensive score that brings together the four different expert ratings you see below.
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Critic reviews

WebsiteRatingNotable quotes
Car Advice83%"The fifth-generation Toyota RAV4 is the safest, roomiest and most technically advanced to date – and has the option of hybrid power for the first time."Read more
CarsGuide83%"The Toyota RAV4 2019 model is more advanced, more high-tech, safer, smarter and more spacious than any version that has come before it."Read more
WhichCar80%"It has matured into a competent mid-sized SUV offering plenty of standard features and technology plus a choice of efficient petrol and hybrid powertrains. This latest model RAV4 is the first to offer an off-road capable version."Read more
Motoring85%"Moreover, the RAV4 is bigger, safer, rides on a new platform and features a fresh design."Read more
Finder82.75%"We were impressed with the fit and finish inside the Cruiser in particular. With the addition of leather-accented seats and door trim, there's a premium feel that was missing on older RAV 4 incarnations."Read hands-on review

How does the Toyota RAV4 compare with its peers?

Name Product Number of seats Boot displacement ANCAP rating Price (from) Finder Score
Mazda CX-5
Mazda CX-5
5 seats
442L
5 stars
$27,890
83.25%
Toyota RAV4
5 seats
542L
5 stars
$42,260
82.75%
Hyundai Tucson
Green Company
Hyundai Tucson
5 seats
488L
5 stars
$34,500
78.5%
Kia Sportage
Kia Sportage
5 seats
466L
5 stars
$30,490
77.25%
Nissan X-Trail
Nissan X-Trail
7 seats
565L
5 stars
$27,990
76.25%
Jeep Cherokee
5 seats
412L
5 stars
$37,950
74.8%
Honda CR-V
5 seats
522L
5 stars
$28,290
74.5%
Mitsubishi Outlander
Mitsubishi Outlander
7 seats
1,410L
5 stars
$28,750
73.75%
Renault Koleos
5 seats
458L
5 stars
$29,990
73.25%
Mitsubishi ASX
5 seats
393L
5 stars
$23,490
71%
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A comprehensive review of the Toyota RAV4

Toyota RAV4 pricing

There are four different trim grades for the RAV4: GX, GXL, Cruiser and Edge.

RAV4 GX

Toyota gives buyers the choice of a GX with either a 2.0-litre petrol 2WD, a 2.5-litre Hybrid 2WD or a 2.5-litre Hybrid electric AWD drivetrain. The 2.0-litre comes with either a 2WD six-speed manual or a 2WD automatic CVT gearbox. For the manual, you'll pay $34,499 and with a CVT, it'll cost you $36,670.

The base spec is pretty impressive. You get 17-inch alloys, parabolic LED headlamps with auto-levelling, LED rear lights, daytime running lights, front halogen lamps plus power-adjustable and heated side mirrors. There's an electric parking brake, an eight-inch touchscreen with Siri Eyes Free and Toyota Link.

Toyota also outfits the model with 6 speakers, a 4.2-inch multi-information display (in between the 2 instrument dials), a DAB radio, steering wheel mounted controls, satellite navigation with live traffic updates and Bluetooth connectivity. Safety-wise, you also get the following:

  • Blind-spot monitor
  • Rear cross-traffic alert
  • A reversing camera with fix guidelines
  • Front and rear parking sensors
  • Toyota Safety Sense – lane departure alert, lane trace assist (on the auto CVT only), pre-collision safety with pedestrian and daylight cyclist detection, road-sign assist, auto high-beam and active cruise control (high speed only on the manual, all speeds on the auto CVT)
  • Hill start assist
  • Automatic headlamps
  • Rain-sensing wipers

In addition, Hybrid GX RAV4s also get dual-zone automatic climate control, a smart start system and projector LED headlamps. The hybrid costs $42,335.

Toyota RAV4 GXL

The GXL sells as a 2WD with an automatic CVT transmission and the 2.0-litre petrol engine for $39,760. Hybrid models come with the choice of two drivelines: FWD for $42,335 or AWD at a drive-away price of $45,425.

A GXL gets additional or upgraded equipment like 18-inch alloys, rear privacy glass, roof rails, a premium steering wheel and gear shifter, automatic dual-zone climate control, premium embossed fabric seats, a wireless phone charger, smart entry and start, four extra USB plugs, a reversing camera with a back guide monitor and an electrochromic dimming rear-view mirror.

Toyota RAV4 Cruiser

2.0-litre Cruiser RAV4s receive 19-inch alloy wheels, whereas the Toyota RAV4 Hybrids roll on 18-inch alloys. The 2.0-litre petrol sells for $43,365. The 2WD Hybrid will cost you $45,940 and an AWD Cruiser Hybrid is $49,062.

These models also have a tilt and slide moonroof, a power back door, a leather-accented interior and a 10-way power-adjustable driver's seat with power lumbar-support adjustment. Additionally, there are heated seats up front, driver's seat memory, chrome-trimmed exterior door handles and a premium grille, bumper and interior door trim.

Setting the Cruiser apart from the models below it are also a seven-inch multi-information display, a nine-speaker premium audio system sourced from JBL, surround-view monitoring and ambient cabin lighting.

Toyota RAV4 Edge

For those who want to head down paths less travelled, Toyota builds the AWD 2.5-litre RAV4 Edge, which improves upon the GXL spec. The Edge is priced at a drive-away cost of $51,687. Some of the model highlights include an eight-speed automatic transmission, 19-inch alloys, a tilt and slide moonroof, a power-opening back door, a 10-way power-adjusting driver's seat with electric lumbar-support adjustment, SofTex synthetic leather seats and 3-mode front heated and ventilated seats.

Toyota also rigs the Edge with unique-to-the-trim bumpers, wheel arches, grille and fog lamp surrounds. There's a seven-inch multi-information display, a nine-speaker sound system from JBL, panoramic view monitoring and ambient interior cabin lighting. There's also a torque vectoring diff, off-road mode selection and downhill assist control.

Click on a price to compare car loans for the Toyota RAV4.

GXGXLCruiserEdge
2.0-litre, six-speed manual, 2WD: $34,449
2.0-litre, automatic CVT, 2WD: $36,670
2.5-litre hybrid, automatic CVT, AWD: $42,335
2.0-litre, automatic CVT, 2WD: $39,760
2.5-litre hybrid, automatic CVT, 2WD: $42,335
2.5-litre hybrid, automatic CVT, AWD: $45,425
2.0-litre, automatic CVT, 2WD: $43,365
2.5-litre hybrid, automatic CVT, 2WD: $45,940
2.5-litre hybrid, automatic CVT, AWD: $49,062
2.5-litre, eight-speed automatic, AWD: $51,687

There's only one no-cost paint finish, Glacier White.

Other paint finishes cost an additional $618 on all models, apart from the Edge.

  • Silver Sky
  • Graphite
  • Eclipse Black
  • Atomic Rush
  • Eclectic Blue
  • Saturn Blue
  • Crystal Pearl (on GXL upwards)

On Edge models, the following colours are available:

  • Jungle Khaki (Free)
  • Graphite ($630)
  • Eclipse Black ($630)
  • Atomic Rush ($630)
  • Eclectic Blue ($630)
The above-quoted prices are taken from Toyota Australia's website for NSW postcode 2000. These are the recommended drive-away prices (RDP) for a vehicle that is garaged in the postcode. They include 12 months rego, 12 months CTP, a maximum dealer delivery charge and stamp duty.

Overview

The RAV4 is a near-perfect execution of the family SUV. Car reviewers, by their own admissions, had to get real fastidious to find fault with it. There are a few little things, like a slightly lethargic power-opening boot and front seats that sit a little too high for tall passengers. But Toyota makes up for it with the rest of the vehicle, building a well-priced, well-equipped SUV that'll suit most families and car owners. If that's not enough, there's a hybrid for those who want to shrink their footprint and save some gas money in the process.
WebsiteProsConsNotable quote
Car Advice
  • Standard safety technology
  • Spacious cabin and boot space
  • Low-cost motoring
  • Temporary spare wheel
  • Lacks rear AEB
  • Only one USB port on entry model
"The new Toyota RAV4 has moved with the times to appeal to modern families."
CarsGuide
  • Interior design and space
  • Progression in quality
  • Safety tech
  • Apple CarPlay and Android Auto later this year
  • No heated steering wheel
  • No rear AEB or head-up display option
"This could well be the most complete Toyota model ever made. The brand has nailed the brief with this mid-sized SUV, and in a market where it has traditionally been one of the go-to players, customers now have even more reasons to look at the RAV4 than ever before."
WhichCar
  • Handling and comfort
  • Cabin design and layout
  • Equipment levels
  • Servicing price
  • 2.0-litre engine is feeble
  • Front passenger seat is too tall
"The GXL Hybrid AWD is our pick, with the extra cost up from the GX justified by some handy extra equipment, and enhanced interior ambience."
Motoring
  • Uncomplicated hybrid option
  • Internal dimensions
  • Handling
  • Visibility blocking C-pillar
  • Fussy infotainment
  • 2.5-litre pricing
"For the first time in many years, this is a RAV4 you'd buy not simply because it's a Toyota but because it's bloody good."

Engine and performance

Three engines can be optioned in the RAV4: a 2.0-litre petrol block, a 2.5-litre hybrid powertrain and a 2.5-litre petrol power plant.

Toyota 2.0-litre petrol engine

Toyota installs the 2.0-litre Dynamic Force in the RAV4 as well as in other models like the Corolla. This engine is only available as a front-wheel drive (FWD). It produces 127kW around 6,600rpm. Peak torque measures 203Nm between 4,400 and 4,900rpm.

Toyota 2.5-litre petrol engine

This petrol engine is sold as either a hybrid or non-hybrid variant.

The non-hybrid model makes 152kW at 6,600rpm. Torque sits around 243Nm at 4,000-5,000rpm. The Edge trim is the only model to have this engine.

As a hybrid, the same engine makes a combined 160kW in 2WD guise and 163kW when bought as an AWD. Torque stands at 221Nm at 3,600rpm.

Toyota RAV4 transmissions

Buyers have the option of a six-speed manual gearbox coupled with the 2.0-litre RAV4 as well as an automatic CVT that is available in all trim lines and is paired with each engine in the line-up. A more traditional eight-speed automatic gearbox is available for the adventure-oriented Edge model.

Car reviewers' impressions of the Toyota RAV4 engine and transmission line-up

Reviewers seemed to be genuinely impressed by the 2.0-litre. Many admitted to assuming that the smallest and least powerful of the engines would be a bit underpowered. However, they stated that the engine was plucky and determined. A handful said it was the pick of the range. Motoring journos even judged the six-speed manual to be endearing.

Testers found the 2.0-litre even worked nicely when meshed to a CVT, which often attracts scorn and negative comments. The reason is, they can often be noisy and feel power sapping. One writer summed the Toyota CVT up by saying it was cracking and convention-breaking.

While one group of testers thought the smaller engine offered perhaps the best value package, another group felt the hybrid was superior. The hybrid was described as remarkable, at least within the line-up. It is reported to be syrupy smooth and whisper quiet.

Toyota RAV4 engine and transmission figures

Toyota 2.0L PetrolToyota 2.5L HybridToyota 2.5L Petrol
Engine typeMulti-hole direction injection, variable cooling system, variable valve timingAtkinson cycle, variable valve timing intake and exhaust, multi-hole direct injectorVariable valve timing, Atkinson cycle, multi-hole direction injection
DrivetrainFWDFWD or AWDAWD
Engine size/displacement1,987cc2,487cc2,487cc
Fuel type
Petrol (91 RON)
Cylinders
Four, inline
Fuel tank capacity
55 litres
Max power127kW at 6,600rpm2WD: 160kW
AWD: 163Kw
152kW at 6,600rpm
Max torque203Nm at 4,400-4,900rpmCombustion engine only: 221Nm at 3,600rpm243Nm at 4,000-5,000rpm
Fuel consumption (combined)Manual: 6.8L/100km
Auto CVT: 6.5L/100km
2WD: 4.7L/100km
Electric AWD: 4.8L/100km
7.3L/100km
Acceleration (0-100km/h)N/AN/AN/A
Emissions standardEuro 5Euro 5Euro 5
Top speed (km/h)N/AN/AN/A
Security
Engine immobiliser
TransmissionSix-speed manual or continuously variable transmission (CVT)Automatic CVTEight-speed automatic
Towing capacity (unbraked/braked)800kg/750kg2WD: 480kg/480kg
eAWD: 750kg/1,500kg
750kg/1,500kg

Toyota RAV4 fuel economy

How the RAV4 fairs in terms of fuel usage depends on the model.

2.0-litre petrol engine

The 2.0-litre RAV4 with the six-speed manual uses the following:

  • Combined: 6.8L/100km
  • Urban: 8.6L/100km
  • Extra: 5.7L/100km

According to the Green Vehicle Guide, if you drove 14,000kms, with two-thirds of your time in urban areas, you'd spend around $1,556 annually on fuel with this RAV4 model.
2.5-litre petrol engine

The 2.5-litre petrol engine as a non-hybrid uses the following:

  • Combined: 7.3L/100km
  • Urban: 9.4L/100km
  • Extra: 6.1L/100km

Yearly fuel costs over 14,000kms, 66% of which are covered in an urban environment, would be $1,692.

An AWD Hybrid model, as fitted to the GX, GXL and Cruiser, will use the following:

  • Combined: 4.8L/100km
  • Urban: 5L/100km
  • Extra: 4.8L/100km

Fuel costs based on the above criteria would be $1,008.
A 2WD Hybrid model uses the following:

  • Combined: 4.7L/100km
  • Urban: 4.8L/100km
  • Extra: 4.7L/100km

That makes for a yearly total of $974.

Factory supplied fuel economy numbers
Because fuel economy figures are a result of a strictly regulated testing procedure, they do not factor in the everyday variables you face when driving on public roads. Things like the mechanical condition of your vehicle, your driving style, traffic conditions and the local environment will impact on fuel usage. As a result, you should use the stats only as a way of comparing different vehicles.

How close can you expect to get to the fuel economy figures published in the RAV4 brochure? Hybrid models were observed to sit within a litre of the official fuel figures.

A reviewer who sampled the Edge model saw a slightly increased fuel usage than official figures, but it was still acceptably close to the factory digits.

Handling

The RAV4 rides atop Toyota's New Global Architecture. This platform is also used on the Kluger. The idea is that it helps the company more efficiently pool resources and build safer cars. In theory, the shared underpinnings should also help the company create better-riding cars. What's the RAV4 like then?

As an SUV that will find its way into the hands of family buyers, it's not going to out-handle a hot hatch or a two-seater sports car. But, journos said it does ride comfortably and easily deals with pockmarked roads. One tester said the car was actually a lot more sporty than they expected it to be. Body roll is supposedly kept to a minimum and the car is described as a great family vehicle.

A couple of experts expressed dissatisfaction at the larger size alloy wheels, which inevitably transferred more vibrations into the cab. Steering on the RAV4 is recounted as focussed and exact.

It would appear that the RAV4 is well suited to the demands of a family with a generally adaptive ride.

Interior and equipment

Reportedly, the RAV4 has a very good interior, which stacks up very well against its opponents. All components and interior parts have a premium feel to them. Broadly speaking, it was felt that the new RAV4 was an improvement over its forerunner.

All seats are allegedly very comfortable and supportive. One commonly highlighted gripe was the height of the front seat. A couple of journalists voiced a grievance with the tall seats, which lack height adjustment. This could allegedly prove a problem for those who are fairly tall.

The RAV4 has reportedly one of the largest boot spaces in the category and the rear row is also purportedly the best in class. There's a fair amount of passenger room, prompting one tester to say this would be a great SUV for tall families. By their own admission, journos had to get real picky to find fault with the RAV4. One begrudgingly said that the power-opening boot could operate faster.

As you'd expect from a modern vehicle, there's a heap of safety assists – both passive and active. All models receive Toyota Safety Sense which is made up of the following features:

  • Lane departure alert
  • Lane trace assist (automatic CVT only)
  • Pre-collision safety (with pedestrian and daylight detection
  • Road-sign assist (reviewers said this worked very well)
  • Automatic high beam
  • Active cruise control (works at all speeds on automatic CVT, but only high-speed on manual)

In addition to these features, there is a blind-spot monitor, a rear cross-traffic alert, front and rear parking sensors and seven airbags. There is also a reversing camera with either fixed lines on the GX or a back guide monitor on the GXL and higher trim RAV4s.

Toyota RAV4 GX

For some reviewers, the GX model was the pick of the range. They called it the best value RAV4. You do get a lot for your money, including the choice of a 2.0-litre petrol, a hybrid 2.5-litre 2WD or AWD. The 2.0-litre comes with a six-speed manual, which reviewers said was astoundingly good. Hybrid models come with a CVT, which was also well received.

Model highlights include parabolic LED headlights with auto-levelling (on the 2.0-litre petrol only) as well as LED daytime running lights and a rear combination lamp. Front fog lamps are standard and so are heated, retractable, power-adjustable side mirrors. The infotainment display is decent for a standard car at eight inches. There's also Siri Eyes Free and the Toyota Link smartphone connectivity app. You'll hear the audio from the digital radio through a six-speaker system. It's great to see sat-nav also included by default, with live traffic updates also incorporated. You can control everything from the steering wheel, helping you to keep your eyes on the road.

Many car makers include rear parking sensors, but few fit front parking aids without charging an optional fee. Toyota fits frontward aids on all models. As mentioned above, there's the Toyota Safety Sense suite and automatic headlamps and wipers.

If you go for a GX hybrid model, you'll also receive a smart start system, projector LED headlights and an automatic dual-zone climate control system.

Toyota RAV4 GXL

Other car reviews said this was the pick of the range. It's an automatic CVT-only model that travels on 18-inch alloy wheels. Behind the B pillar, Toyota drops in privacy glass and a premium steering wheel and gear shifter are installed. Additionally, the seats are embossed, and you can wirelessly charge your phone. The smart start system also gets smart entry, passengers receive four extra USB ports, the fixed guidelines on the reversing camera make way for a back guide monitor and the rear-view mirror will automatically dim to prevent dazzling the driver.

Toyota RAV4 Cruiser

The petrol Cruiser stands out thanks to larger 19-inch alloys (or gloss black 18-inch rims on the hybrids), Toyota fits a tilt and slide moonroof, a power-opening boot lid and there's also a 10-way power-adjusting driver's seat with electric lumbar adjustment. The seats are clad in a leather-accented upholstery and the front seats are heated. The driver's pew also has two-position memory profiles. Externally, the Cruiser shines thanks to chrome exterior door handles along with a premium grille and bumper. The six-speaker sound system is upgraded to a nine-speaker premium audio set-up from JBL and there's a larger seven-inch multi-information display. Helping you keep tabs on your surroundings is a panoramic view monitor and ambient interior cabin lighting should set a soothing mood for passengers.

Toyota RAV4 Edge

The Edge is supposed to put the Activity in Recreational Activity Vehicle (RAV). This model sports 19-inch machined alloys, hard-wearing synthetic leather seats, heated and ventilated front seats, a tough-looking Edge bumper and matching wheel-arch mouldings. This model also receives a torque vectoring diff and off-road drive mode select.

Toyota RAV4 safety and driver assists

GXGXLCruiserEdge
5-star ANCAP rating
Toyota Safety Sense:
  • Lane departure alert
  • Lane trace assist (automatic CVT models only)
  • Pre-collision assist with pedestrian and daylight cyclist detection
  • Road-sign assist
  • Automatic high beam
  • Active cruise control (all speed on auto and auto CVT, high speed on manual)
Trailer-sway control
Blind-spot monitor
Rear cross-traffic alert
Front and rear parking sensors
Reversing camera with fixed lines✖️✖️✖️
Reversing camera with back guide monitor✖️
Panoramic view monitor✖️✖️
Anti-lock braking system with electronic brake force distribution and brake assist
Vehicle stability control and traction control
Hill start assist
Downhill assist control✖️✖️✖️
Seven SRS airbags:
  • Front
  • Front side
  • Full-length curtain airbags
  • Driver's knee airbag
Seatbelt warning (all seats)
ISOFIX child restraints on outer rear seats)
Off-road selection dial with drive mode select✖️✖️✖️
Rain-sensing wipers
Light-sensitive automatic headlights

Toyota RAV4 interior and comfort features

GXGXLCruiserEdge
Premium steering wheel and gear shifter✖️
Premium embossed fabric seats✖️✖️✖️
Leather-accented interior✖️✖️✖️
Synthetic leather "SofTex" seats✖️✖️✖️
Two-stage front heated seats✖️✖️✖️
Three-stage front heated and ventilated seats✖️✖️✖️
10-way power-adjustable driver's seat with electric lumbar support✖️✖️
Two-position driver's seat memory✖️✖️✖️
Ambient interior cabin lighting✖️✖️
Electrochromatic rear-view mirror✖️
Front and rear power windows
60/40 split-fold rear seats
Folding rear seat centre armrest
Automatic dual-zone climate controlOnly on hybrid
Rear passenger air vents
8-inch colour touchscreen display
Satellite navigation with live traffic updates
AUX and USB input
4 extra USB ports, making 3 in the front and 2 in the rear✖️
Digital radio (DAB+)
Bluetooth connectivity
Voice recognition, with Mobile Assistant, Siri Eyes Free, Miracast and Toyota Link
Wireless phone charger✖️
6-speaker audio system✖️✖️
9-speaker JBL premium audio✖️✖️
Steering wheel controls with audio, multi-information display, voice and telephone controls
Driver's seat open tray
Passenger seat open tray
Centre console tray and storage box
Door pockets – driver and front passenger
Overhead console
Four cup holders
Two-level boot floorNot with full-size spare
Boot side pocket
Power back door✖️✖️
Remote locking with key startGX petrol✖️✖️✖️
Smart start systemGX hybrid✖️✖️✖️
Smart entry and smart start✖️
Tilt and telescopic adjustable steering column
4.2-inch multi-information display✖️✖️
7-inch multi-information display✖️✖️

Toyota RAV4 exterior highlights

GXGXLCruiserEdge
17-inch alloys✖️✖️✖️
Silver 18-inch alloys✖️✖️✖️
Gloss black 18-inch alloys✖️✖️Hybrid model✖️
Silver 19-inch alloys✖️✖️Petrol model✖️
Machined alloy 19-inch alloys✖️✖️✖️
Spare wheelSpace saver (optional full-size spare for 2WD automatic CVT)Space saverSpace saverSpace saver
Front halogen lights
Body-coloured exterior door handles
Chrome-trimmed exterior door handles✖️✖️✖️
Parabolic LED headlamps with auto-levellingPetrolPetrolPetrol
Projector LED headlightsHybridHybridHybrid✖️
LED daytime running lamps (DRLs)
LED rear combination lamp
Automatic headlamps – light-sensitive
Shark fin antenna
Dual tailpipes✖️✖️✖️
Oval dual tailpipes✖️
Power-adjustable side mirrors with heater
Electrically retractable side mirrors
Premium bumper and grille✖️✖️✖️
Unique Edge design bumper, wheel-arch mouldings, grille and fog lamp surrounds✖️✖️✖️
Resin rear spoiler
Rear mudflaps
Front mudflaps✖️
Privacy glass – rear windows✖️
Tilt and slide moonroof✖️✖️
Tilt and slide panoramic moonroof✖️✖️✖️Optional
Roof rails✖️

Verdict

Motoring journalists agreed this was the best RAV4 ever made. It looks sharp, has a great safety feature set and generally offers great value for money. Plus, it's nice to have the option of a hybrid engine. The RAV4 should definitely be on your medium SUV shortlist since it looks like an ideal family runabout.

Compare your finance options

Taking a few moments to compare RAV4 car loans could save you hundreds of dollars.

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Name Product Interest Rate (p.a.) Comparison Rate (p.a.) View Details CTA Monthly Repayment
loans.com.au - New - Variable Rate Special
6.24%
(variable)
7.36%
Monthly Repayment
$936.14
OurMoneyMarket New Car Loan
From
6.57%
(fixed)
7.19%
Monthly Repayment
$934.23
Verified Lending Used Car Loan
7.1%
(fixed)
8.06%
Monthly Repayment
$939.9
NRMA New Car Loan
From
7.29%
(fixed)
8%
Monthly Repayment
$945.77
Note: Take out a loan for an eligible electric vehicle and receive a 1.5% discount on your personalised interest rate (interest rates start from 5.79% p.a. and comparison rates from 6.49% p.a.)
OurMoneyMarket Used Car Loan - No Vehicle Age Limit
From
6.57%
(fixed)
7.19%
Monthly Repayment
$934.23
NRMA Used Car Loan
From
8.49%
(fixed)
9.21%
Monthly Repayment
$962.64
You'll receive a fixed rate from 8.49% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
loans.com.au - Variable Rate Used Car < 5 years
7.74%
(variable)
8.85%
Monthly Repayment
$956.98
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Name Product Roadside assistance Accidental damage Storm Choice of repairer Agreed or Market Value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: The 2024 winner of our Best Value Car Insurance award. It's cheaper than most, plus you can lower costs by adding age restrictions.

⭐ Current offer: 15% off your first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: Anyone who wants a good value policy.
Youi Comprehensive
Optional
Agreed or Market
Finder's summary: The 2023 winner of our Best Features Car Insurance award. Plus, it's one of the only insurers to automatically include roadside assistance.

Who it might be good for: Those who want good customer service with lots of inclusions.
Australia Post Comprehensive
Optional
Agreed or Market
Finder's summary: Covers a little more than other insurers. You don’t need to pay an excess for windscreen repairs and cover applies to anyone who uses your car.

⭐ Current offer: Get $75 off your first year's comprehensive car insurance premium when you buy online. T&Cs apply.

Who it might be good for: Multiple people using one car.
ROLLiN' Comprehensive
Agreed
Finder's summary: One of the most cost-effective insurers for under 25s, according to Finder research, with no aged-based excess.

Who it might be good for: Young drivers looking to keep costs down and anyone who’d like to get more flexibility from their car insurance.
QBE Comprehensive
Green Company
QBE Comprehensive
Optional
Agreed or Market
Finder's summary: Our best-rated Car Insurer for Customer Satisfaction in 2021/2022 and Green Insurer for the last 3 years.

⭐ Current offer: Save $75 when you purchase a new comprehensive policy online. T&Cs apply.

Who it might be good for: Those who want a trustworthy insurer and more cover than other brands, such as 3-year new car replacement (e.g. they'll give you money for a new car for up to 3 years if yours is written off).
Bingle Comprehensive
Market
Finder's summary: Our data shows it’s the cheapest comprehensive policy. It just covers the basics such as damage to your car, theft and storms – it doesn’t go in for add-ons and extras.

Who it might be good for: Those wanting a low-cost, no-frills policy.
Kogan Comprehensive
Optional
Agreed or Market
Finder's summary: Kogan comes with all the perks that most comprehensive car insurance policies include, but you'll also be entitled to some benefits from its online store. This usually comes in the form of a gift voucher or discount if you buy online.

⭐ Current offer: Get $75 off first year premiums when you purchase Kogan Comprehensive Car Insurance online + $10 monthly kogan.com credit. T&Cs apply.

Who it might be good for: Kogan shoppers and those after a good range of policy options.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You need car insurance so why not get one that lets you earn Qantas Points? It's good value too (it's underwritten by the same insurer as Budget Direct).

⭐ Current offer: Earn up to 20,000 Qantas Points with every Qantas Car Insurance policy you take out by 22 April. T&Cs apply.

Who it might be good for: People who want more bang for their buck with Qantas Points.
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