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Australian Catholic

Australian Catholic Superannuation | Performance, features and fees

Australian Catholic Super offers 14 different investment options for your super, including a lifestage option which adjusts your investments for you in line with your age.

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Australian Catholic Super investment options

1 - 10 of 10
Name Product Last 1 year performance (p.a.) Last 3 year performance (p.a.) Last 5 year performance (p.a.) Last 10 year performance (p.a.) Fees on $50k balance (p.a.)

Australian Catholic Super Lifetime - Grow

Australian Catholic Super Lifetime - Grow
+13.2%
+10.02%
New Fund
New Fund
$488
A Catholic super fund open to all Australians and designed for people working in Catholic education, healthcare or aged care.The Lifetime One fund option changes your investment mix as you get older.

Australian Catholic Super Growth

Australian Catholic Super Growth
+15.54%
+11.3%
New Fund
New Fund
$488
This is a high-risk investment option that aims to deliver higher returns over the long term.

Australian Catholic Super Conservative

Australian Catholic Super Conservative
+6.86%
+6.56%
+5.55%
+6.17%
$463

Australian Catholic Super Bonds

Australian Catholic Super Bonds
-1.66%
+3.98%
+3.87%
+3.83%
$278

Australian Catholic Super Conservative Balanced

Australian Catholic Super Conservative Balanced
+10.43%
+8.31%
+6.77%
+7.47%
$478

Australian Catholic Super Australian Shares

Australian Catholic Super Australian Shares
+13.89%
+12.29%
+8.23%
+8.96%
$388
This is a high-risk investment option that aims to deliver higher returns over the long term.

Australian Catholic Super Balanced

Australian Catholic Super Balanced
+13.15%
+9.95%
+7.86%
+8.58%
$488

Australian Catholic Super International Shares

Australian Catholic Super International Shares
+22.16%
+16.2%
+12.11%
+12.08%
$348
This is a high-risk investment option that aims to deliver higher returns over the long term.

Australian Catholic Super Property

Australian Catholic Super Property
+9.44%
+3.46%
+5.85%
+7.44%
$763
This is a high-risk investment option that aims to deliver higher returns over the long term.

Australian Catholic Super Shares

Australian Catholic Super Shares
+17.92%
+14.71%
+10.52%
+10.75%
$368
This is a high-risk investment option that aims to deliver higher returns over the long term.
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The information in the table is based on data provided by Chant West Pty Ltd (AFSL 255320) which is itself supplied by third parties. While such information is believed to be accurate, Chant West does not accept responsibility for any inaccuracy in such information. Chant West’s Financial Services Guide is available at https://www.chantwest.com.au/financial-services-guide . Finder offers no guarantees or warranties about the data and we recommend that users make their own enquiries before relying on this information. Performance, fees and insurance data is based on each fund's default MySuper product. Where the performance, fees and insurance data for the MySuper fund vary according to the member's age, results for individuals between 40-49 years of age have been shown. Past performance is not a reliable indicator of future performance.

What are the key features of Australian Catholic Super?

  • MySuper option. This is the default option, and invests your super on your behalf in line with your age. As you get older, the mix of assets your super is invested in will change.
  • Profit-to-member fund. This isn't a retail fund, it's a profit-to-member fund with profits going back into the fund for the benefit of members.
  • Flexible insurance cover. You will receive automatic default death and TPD cover, which you can choose to opt out of at any time.
  • Easily consolidate your super. You can ask Australian Catholic Super to search the ATO for any other super you may have via the application form.
  • Online self-management. You can access your account online 24/7 via the member portal to keep up-to-date with your contributions and how your investments are performing. However, there's no mobile app available yet.
  • Diverse investment options. You have 14 different investment options to choose between, including a socially-responsible investment option.
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Investment choices

Australian Catholic Super offers you 14 different investment options depending on how hands-on you want to be with your super, including the default MySuper product, LifetimeOne, which is based on your age. These options are detailed below.

Option 1: LifetimeOne

LieftimeOne is the default MySuper option. LifetimeOne offers 31 different life stages, from ages 40 and younger up to age 70. The product will automatically invest your super across a range of major asset classes, with the asset mix changing depending on your age. When you're younger you'll be invested in more growth assets like equities, and as you get older your exposure to these assets will slowly decrease in favour of more defensive assets like cash.

Below is an example of what your asset mix would look like if you're aged 40 or younger.

ProductRisk levelAsset allocation (target ranges)
LifetimeOne: Ages 40 and below

This investment option will have more exposure to growth assets including shares while you're under 40 and still a long way away from retirement.

When you're over 40, your exposure to growth assets will gradually decrease as you get closer to retirement.

High
  • Australian shares 20-50%
  • International shares 20-50%
  • Infrastructure 0-20%
  • Property 0-20%
  • Alternatives 0-20%
  • Multi-asset 0-20%
  • Bonds 0-20%
  • Credit income 0-20%
  • Cash and term deposit 0-30%

Option 2: Pre-mixed investment options

If you're after a pre-mixed investment option offering diversification across asset classes you can choose from Australian Catholic Super's managed options.

ProductRisk levelAsset allocation (target ranges)
Growth

Diversified across all major asset classes with a focus on Australian and international shares, however slightly less than the High Growth option.

High
  • Growth: 88.5%
  • Defensive: 11.5%
Balanced

Diversified across all asset classes, with slightly less focus on shares when compared to the High Growth and Growth options. This option is designed to suit most members.

High
  • Growth: 75%
  • Defensive: 25%
Socially Responsible Balanced

Diversified across all major asset classes with a focus on environmental, social and governance issues when selecting investments.

High
  • Growth: 65%
  • Defensive: 35%
Conservative Balanced

Diversified across all major asset classes with a slight bias towards conservative assets such as fixed interest and cash.

Medium to high
  • Growth: 59%
  • Defensive: 41%
Conservative

Diversified across all major asset classes with the highest allocation to conservative assets such as fixed interest and cash.

Medium
  • Growth: 40%
  • Defensive: 60%
Capital Stable

This is the lowest risk investment option, with the lowest level of exposure to growth assets.

Very Low
  • Growth: 18.5%
  • Defensive: 81.5%

Option 3: Build your own options

If you want to build your own strategy you can use these single asset classes to design a portfolio.

  • Shares
  • Australian Shares
  • International Shares
  • Property
  • Bonds
  • Credit Income
  • Cash and Term Deposits

Insurance

As an Australian Catholic Super employer-sponsored member you will receive automatic death, total and permanent disability and income protection cover.

As a personal member you will receive default death and TPD cover. Your age and employment status will determine the amount of cover you automatically receive and how much it costs.

Automatic cover (employer sponsored)

If your employer offers a Australian Catholic Superannuation fund then you'll automatically have access to three types of insurance:

  • Death cover (including terminal illness cover), which pays a lump sum to your elected beneficiaries if you die or suffer a terminal illness;
  • Total and permanent disablement cover (TPD), which pays a lump sum if illness or injury means you are unlikely to ever be able to work again; and
  • Income protection (IP), which pays you a monthly income while you're temporarily unable to work due to illness or injury.

Insurance will automatically be added to your account and premium deducted when you open an account with Australian Catholic Super. You can elect to opt-out.

How do I join Australian Catholic Super?

If you've decided to select this fund you can open an account online by clicking the green "Go to Site" button at the top of this page.

Make sure you have:

  1. A spare ten minutes
  2. Your personal details, including your name, address, date of birth and contact information
  3. Your Tax File Number (it's not compulsory to give your super fund your TFN, but without it your fund won't be able to accept certain types of contributions from you, and your benefit payments may be taxed at a higher rate than would otherwise apply)
  4. Your employer's details

To sign up for an account you must be:

  • An Australian resident
  • Over 12 years of age

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